The top-rated commercial insurance agent in Bloomington, Minnesota is Stephanie Fetzer - State Farm Insurance Agent, rated 5.0 stars across 739 reviews. Other highly rated options include Walser Insurance Group, Sam Sand - State Farm Insurance Agent, Farmers Insurance - Austin Miller. This directory lists 15 commercial insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Fetzer - State Farm Insurance Agent | 2111 W 90th St | (952) 881-4000 |
| 2 | Walser Insurance Group | 4401 American Blvd W Suite 300 | (612) 234-6070 |
| 3 | Sam Sand - State Farm Insurance Agent | 8714 Lyndale Ave S | (612) 351-3848 |
| 4 | Farmers Insurance - Austin Miller | 2120 W Old Shakopee Rd | (952) 253-9907 |
| 5 | Arcadia Insurance Group | 8400 Normandale Lake Blvd #920 | (952) 856-6074 |
| 6 | Alexander & Haberman Agency, LLC - Bloomington | 9301 Bryant Ave S #105 | (952) 444-9720 |
| 7 | James M King Insurance | 5270 W 84th St Suite 305 | (952) 881-2685 |
| 8 | Aklog Asfaw Agency | 900 American Blvd E #206 | (952) 854-4762 |
| 9 | USI Insurance Services | 8000 Norman Center Dr # 400 | (612) 509-1001 |
| 10 | Frontier Insurance Brokers | 3800 American Blvd W Suite 1500 | (952) 921-5858 |
Stephanie Fetzer - State Farm Insurance Agent serves the Bloomington, Minnesota area, focusing on commercial insurance coverage for local businesses. The agency works with entrepreneurs to find policies that suit their specific operational needs and risk profiles. Clients can discuss options for general liability and property insurance, tailored to protect their assets and daily operations. The agency handles workers’ compensation policies for local employers in the region.
Walser Insurance Group provides a full range of commercial insurance products, including general liability, property, and workers' compensation coverage, and offers ongoing policy reviews to help adjust coverage as businesses evolve. Its service plans include dedicated claims support and periodic risk assessments to identify emerging exposures. The company services a variety of commercial properties, including single-family homes used for business, apartment buildings, retail storefronts, and restaurants.
Sam Sand - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bloomington, Minnesota, providing commercial insurance policies that protect assets and manage liability. The agency offers coverage options for small to medium-sized enterprises, helping local companies secure general liability, property, and business interruption insurance. Each consultation is tailored to the specific risks and needs of the client. Sam Sand also serves clients in the nearby community of Richfield and throughout the southern Minneapolis-Saint Paul metropolitan area.
Farmers Insurance - Austin Miller serves the Bloomington, Minnesota area and surrounding communities with commercial insurance agent services. It handles a range of business insurance needs, including general liability, property coverage, and workers’ compensation for local enterprises. The agency works closely with each client to understand their specific risks and operational requirements. It then compares available policy options from its carrier to design a customized plan that meets the business’s coverage needs. For a typical job, the agency begins with a thorough risk assessment and ends with a tailored policy presentation.
Arcadia Insurance Group specializes in business owner policies and liability coverage for small to mid-sized enterprises, while also working with larger firms to tailor general commercial packages. Based in Bloomington, MN, the agency helps local companies manage risks through standard property, workers’ compensation, and commercial auto protection. When winter storms or spring flooding threaten operations in the metro area, it assists clients in adjusting coverage to address seasonal property exposures effectively.
Clients may choose between securing a single policy for a specific project or establishing ongoing coverage through a multi-year commercial insurance plan. The agency helps businesses in Bloomington navigate property, liability, and workers compensation options to fit their operational risks. Coverage can be tailored to protect against common commercial exposures in the area. Service runs on a scheduled basis, with periodic policy reviews to adjust for changes in business inventory or operations, though one-time consultations for new ventures are also available.
As winter storms approach Bloomington, businesses must assess liability for icy parking lots and snow-covered walkways. James M King Insurance addresses this seasonal risk by helping local companies find appropriate commercial policies tailored to their specific industry exposures. Operating in the Minneapolis–Saint Paul suburbs, this agency focuses solely on commercial insurance, from liability coverage for contractors to property protection for retailers. A new retail shop or expanding service company can schedule a consultation to review current operations, identify liability gaps, and begin the on-site inspection process to secure a suitable quote.
Aklog Asfaw Agency provides commercial insurance guidance to businesses in Bloomington and the surrounding Minnesota area. It assists clients in assessing their liability exposures and selecting appropriate policy structures. Coverage options commonly include property protection and workers' compensation. The agency also addresses specialized needs such as business interruption insurance and commercial auto coverage. It serves a variety of commercial sectors, including professional offices, retail settings, warehouses, and food service operations.
USI Insurance Services in Bloomington, MN assists area residents by securing coverage for their homes and personal property. For commercial clients, the agency offers policies that protect businesses from common liabilities and operational risks unique to the local market. Serving the greater Bloomington region, their representatives help clients review existing policies and adjust coverages as needs change. Between regular visits, policyholders are encouraged to contact the agency promptly with any questions or to report changes in their circumstances.
Frontier Insurance Brokers is known in Bloomington, Minnesota, for connecting local businesses with commercial insurance policies tailored to their specific operational needs. The company serves a range of industries, from retail and construction to professional services, helping clients manage common risks and protect their assets through standard coverage options such as general liability, property, and workers’ compensation. Additionally, it can arrange specialized policies like commercial auto insurance to cover company-owned vehicles and fleets.
What Does a a Commercial Insurance Agent in Bloomington Cost?
Typical costs for a small business general liability policy in Minnesota range from 400 to 1500 dollars per year. Workers compensation rates are set by the state and vary by job classification averaging around 1.50 dollars per 100 dollars of payroll. A business owners policy BOP combining property and liability can cost 500 to 3000 dollars annually. These figures are estimates and your actual premium will depend on your specific business risks and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Bloomington
Commercial insurance agents in Bloomington Minnesota help businesses find the right coverage for property liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance for their employees. Local agents understand the specific risks and regulations that affect businesses in the Twin Cities area.
Frequently Asked Questions
What types of commercial insurance are required in Minnesota?
Minnesota law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required for any business vehicles. Other coverages like general liability are not legally required but are often needed by landlords or clients.
How do I find a commercial insurance agent in Bloomington?
You can search online for independent agents or agencies located in Bloomington. Many agents offer free consultations to review your business needs and provide quotes from multiple insurance companies. Check that the agent is licensed in Minnesota through the Department of Commerce.
What factors affect the cost of commercial insurance in Minnesota?
Costs depend on your industry business size revenue location and claims history. For example a small retail store in Bloomington might pay less than a construction company. Minnesota weather risks like snow and hail can also increase premiums for property coverage.
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