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Compare Commercial Insurance Agents in Cape Girardeau, MO
Directory of commercial insurance agents in Cape Girardeau, Missouri. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Cape Girardeau, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 commercial insurance agents in Cape Girardeau, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Discount Insurance Group
1009 N Kingshighway St, Cape Girardeau, MO 63701
(573) 339-1100
discountinsurancegroup.com
Goosehead Insurance - Nick Laiben
338 Broadway St Ste 311, Cape Girardeau, MO 63701
(573) 334-9999
goosehead.com
TIG Thomas Insurance Group
56 Doctors Park Dr, Cape Girardeau, MO 63703
(573) 651-3652
tig-ins.com
Michael Jones - State Farm Insurance Agent
1900 Broadway St, Cape Girardeau, MO 63701
(573) 335-7703
michaeljonesinsurance.com
Coalter Insurance Group
1001 Independence St, Cape Girardeau, MO 63703
(573) 339-1222
coalterinsurancegroup.com
Farmers Insurance - Tom Smith
1928 Golden Eagle Ct #3, Cape Girardeau, MO 63701
(573) 651-6515
agents.farmers.com
Hoesli Insurance Agency
338 Broadway St Suite 505, Cape Girardeau, MO 63701
(573) 290-7777
hoesliagency.com
Farmers Insurance - Douglas Spooler, ChFC® RICP® FSCP®
75 Sheridan Dr, Cape Girardeau, MO 63703
(573) 335-4343
agents.farmers.com
Landon Besand - Insurance Agent
1917 William St, Cape Girardeau, MO 63703
(573) 517-7734
Arnold Insurance
875 N Kingshighway St, Cape Girardeau, MO 63701
(573) 651-0509
myarnoldteam.com
AAA Cape Girardeau Insurance and Member Services
1903 Broadway St, Cape Girardeau, MO 63701
(573) 334-3038
ace.aaa.com
Farmers Insurance - Clarence Matthews
1750 N Kingshighway St Suite B, Cape Girardeau, MO 63701
(573) 334-8888
agents.farmers.com
Brightway Insurance, The Prima Agency
1936 Broadway St B, Cape Girardeau, MO 63701
(573) 335-5822
brightwayprima.com
Blair Bohannon - State Farm Insurance Agent
440 S Mt Auburn Rd Suite 106, Cape Girardeau, MO 63703
(573) 271-2102
mysfagentblair.com
Rob Rueseler & Associates
113 S Broadview St, Cape Girardeau, MO 63703
(573) 334-5086
rueselerandassociates.com
Michelle Latham American Family Insurance
1020 N Kingshighway St Ste C, Cape Girardeau, MO 63701
(573) 334-2892
amfam.com
Capital Insurance & Associates, Inc.
326 S Broadview St, Cape Girardeau, MO 63703
(573) 335-2300
capitalinsagency.com
Precision Insurance & Financial Services Inc
1650 N Kingshighway St, Cape Girardeau, MO 63701
(877) 908-6837
precisioninsuranceagency.com
W.E. Walker-Lakenan
117 S Broadview St, Cape Girardeau, MO 63703
(573) 335-3307
wewalker.com
Consolidated Insurance Co
2909 Beavercreek Dr, Cape Girardeau, MO 63701
(573) 334-6094
ciains.net
Commercial insurance agents in Cape Girardeau, Missouri help local businesses secure coverage tailored to their needs. Missouri law requires certain businesses to carry workers compensation insurance if they have five or more employees. Agents in Cape Girardeau understand the unique risks facing businesses in the region, from retail shops downtown to agricultural operations in the surrounding area.
What Does a Commercial Insurance Agent in Cape Girardeau Cost?
Commercial insurance costs in Missouri vary widely by industry, location, and coverage limits. A small retail shop in Cape Girardeau might pay between $500 and $2,000 per year for general liability. A construction company could pay $5,000 to $15,000 or more for a full package including workers comp and commercial auto. Your specific premium depends on factors like claims history, payroll, and property values. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Cape Girardeau businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Missouri law mandates workers comp for most employers with five or more employees. An agent can help you assess which policies fit your specific business operations.
How do I choose a commercial insurance agent in Cape Girardeau?
Look for an agent licensed in Missouri with experience in your industry. Ask about their familiarity with local risks such as flood zones near the Mississippi River or seasonal weather patterns. Check their credentials with the Missouri Department of Insurance.
What information do I need to get a commercial insurance quote in Missouri?
You will need your business license number, estimated annual revenue, number of employees, and details about your operations. For Missouri businesses, you may also need to provide proof of workers compensation coverage. An agent can guide you through the full list of requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.