The top-rated commercial insurance agent in Liberty, Missouri is Matt Kelly - State Farm Insurance Agent, rated 5.0 stars across 351 reviews. Other highly rated options include Tracy Tucker - State Farm Insurance Agent, Northland Wood Insurance, Danielle Kohler Agency LLC American Family Insurance. This directory lists 19 commercial insurance agents serving Liberty.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kelly - State Farm Insurance Agent | 888 Haines Suite 206 | (816) 415-9898 |
| 2 | Tracy Tucker - State Farm Insurance Agent | 36 S Main St | (816) 255-2337 |
| 3 | Northland Wood Insurance | 810 W Liberty Dr | (816) 415-3441 |
| 4 | Danielle Kohler Agency LLC American Family Insurance | 1201 Landmark Ave #4 | (816) 792-3303 |
| 5 | Todd Nitsche - COUNTRY Financial Representative | 1528 NE 96th St Ste C | (816) 407-9326 |
| 6 | David Lawson Agency Inc American Family Insurance | 1512 N Church Rd # D | (816) 792-4448 |
| 7 | David Starns: Allstate Insurance | 1512 N Church Rd Ste B | (816) 781-7331 |
| 8 | Jeff Carr - Missouri Farm Bureau Insurance | 1005 Middlebrook Dr STE A | (816) 781-4300 |
| 9 | Shelter Insurance - Ken Bohr | 963 W Liberty Dr | (816) 792-2949 |
| 10 | Goosehead Insurance - Brad Cross | 2 Westowne Dr Ste 102 | (816) 287-8823 |
Matt Kelly - State Farm Insurance Agent serves the Liberty, MO, area and surrounding Clay County communities with commercial insurance solutions. The agency works with local business owners to help manage risk through policies tailored for various industries. Coverage options may include property, liability, and workers compensation to protect commercial assets and operations. Business interruption insurance and commercial auto policies are also among the specific services this agency handles for clients in this region.
Tracy Tucker, a State Farm Insurance Agent in Liberty, MO, offers a comprehensive range of commercial insurance products designed to protect local businesses. The agency provides tailored coverage options for property, liability, and business interruption, helping clients manage daily operational risks. Ongoing policy reviews and risk assessments are included to ensure coverage keeps pace with business growth and changing needs. The firm serves a diverse commercial clientele, including owners of single-family homes used for business, apartment buildings, retail shops, and restaurants.
Northland Wood Insurance in Liberty, Missouri, primarily serves local businesses seeking commercial coverage, from retail shops to service providers and property managers. It offers standard policies such as general liability, property, and workers' compensation insurance, helping clients manage everyday risks. Tailored solutions are available for various industries operating throughout the Liberty area. The agency also works with commercial clients in neighboring Kearney to support their insurance needs.
Danielle Kohler Agency LLC American Family Insurance in Liberty, MO offers commercial insurance for businesses requiring either a single policy for a specific event or ongoing annual coverage that manages routine hazards and liability exposures. Their range covers general liability, workers’ compensation, and property insurance for equipment and inventory. Companies are served on either a one-time basis for short-term projects or on a recurring scheduled plan that renews automatically, with additional as-needed modifications available when risk conditions change during the policy period.
As spring thaws give way to construction and equipment startups around Liberty, local business owners often need updated or initial commercial insurance coverage for their growing operations. Todd Nitsche - COUNTRY Financial Representative works to match these seasonal changes with appropriate protection plans. He provides property policies and liability coverages for small manufacturers, retail shops, and service contractors in the area. The typical process to move forward begins by scheduling an on-site inspection to review the client’s current exposures and discuss the specific risks their business faces.
David Lawson Agency Inc American Family Insurance in Liberty, MO, provides commercial insurance agent services, specializing in business liability and property coverage alongside general risk management solutions. It works with local entrepreneurs and established companies to tailor policies that protect assets and operations. Throughout the area, the agency assists clients with securing coverage before seasonal construction projects begin, ensuring adequate protection against weather-related disruptions or workplace incidents during peak activity periods.
David Starns: Allstate Insurance serves Liberty, Missouri, and surrounding communities with commercial insurance agent services. It handles risk assessment and coverage strategies for local businesses, helping them protect their assets and manage liabilities. The agency works closely with each client to identify specific operational exposures. For a typical job, it begins by reviewing current policies and business needs, then recommends tailored options to fill any coverage gaps.
Jeff Carr - Missouri Farm Bureau Insurance in Liberty, MO, provides commercial insurance for businesses managing daily risk and liability exposure. It works to tailor coverage for property protection and general liability. Beyond core policies, the agent can arrange endorsements for business interruption and equipment breakdown. This agency offers policies suitable for typical local commercial sectors, including offices requiring professional liability, warehouses needing inventory coverage, and food service operations seeking product liability protection.
Shelter Insurance - Ken Bohr serves the Liberty, Missouri area with residential insurance policies for homeowners and renters as a primary focus. The agency also provides commercial insurance coverage tailored to the needs of local businesses, including property and liability protection options. As an independent agent, Ken Bohr can assist clients in reviewing coverage for their operations and assets. Following an initial policy setup, clients can expect follow-up service for policy reviews or adjustments between regular visits for any changes.
Goosehead Insurance - Brad Cross, based in Liberty, MO, is known for providing a wide range of commercial insurance agent services tailored to local businesses. It offers coverage options designed to protect companies from common operational risks and financial exposures. The agency works closely with clients to assess their unique needs. It can also add on specialized industry-specific liability protection for contractors or retail establishments.
What Does a a Commercial Insurance Agent in Liberty Cost?
Typical costs for commercial insurance in Missouri vary by business type, size, and location. A small retail shop in Liberty might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 8,000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and industry class code. This is general information, not insurance advice.
About commercial insurance agents in Liberty
Commercial insurance agents in Liberty, Missouri help local businesses find coverage for property, liability, and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. A Liberty agent can explain how Missouri statutes affect your business insurance needs.
Frequently Asked Questions
What types of commercial insurance does a Liberty agent offer?
Agents in Liberty typically offer general liability, property insurance, workers compensation, and commercial auto coverage. They can also help with professional liability and business interruption policies.
Does Missouri require commercial auto insurance for business vehicles?
Yes, Missouri requires liability insurance for all registered vehicles including business vehicles. Minimum limits are 25,000 dollars per person for bodily injury and 50,000 dollars per accident. A commercial agent can help you meet these requirements.
How do I know if I need workers compensation insurance in Missouri?
Missouri law requires workers compensation for most businesses with five or more employees. Construction businesses with one or more employees also need coverage. Your Liberty agent can review your specific situation.
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