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Commercial Insurance Agents in Lake St Louis, MO

Directory of commercial insurance agents in Lake St Louis, Missouri. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 17 commercial insurance agents in Lake St Louis, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Amy Edmonds
1311 Hrc Plaza Dr, Lake St Louis, MO 63367
(314) 327-6377 agents.farmers.com
Spectrum Insurance Solutions
1194 Lake St Louis Blvd Suite 211, Lake St Louis, MO 63367
(855) 747-2013 spectrumstl.com
Lee Lester - State Farm Insurance Agent
8641 State Rte N, Lake St Louis, MO 63367
(636) 561-4699 leelestersf.com
Mike McMullen - COUNTRY Financial Agent
206 Centre On The Lk, Lake St Louis, MO 63367
(636) 922-7789 agents.countryfinancial.com
Andrew Hill's Insurance Services
128 Sunglow Dr, Lake St Louis, MO 63367
(314) 518-7471 andrewhillsinsuranceservices.com
Shelter Insurance - John Dickey, Lutcf
3401 Technology Dr Ste 214, Lake St Louis, MO 63367
(636) 755-5390 shelterinsurance.com
Oscar Marroquin: Allstate Insurance
181 Civic Center Dr, Lake St Louis, MO 63367
(636) 625-3039 agents.allstate.com
Robin Ruhmann - COUNTRY Financial Agent
1000 Edgewater Point Ste 105, Lake St Louis, MO 63367
(636) 379-6530 agents.countryfinancial.com
Dan Day - State Farm Insurance Agent
740 Lakeside Plaza, Lake St Louis, MO 63367
(636) 978-8858 dandayinsuranceagency.com
Jennifer Hutcheson & Associates LLC American Family Insurance
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 947-4080 amfam.com
Shelter Insurance - Hunter Feldewerth
930 Bent Oak Ct Ste 109, Lake St Louis, MO 63367
(636) 240-2100 shelterinsurance.com
Farmers Insurance - Jeremiah Essmyer
950 Bent Oak Ct, Lake St Louis, MO 63367
(636) 283-2072 agents.farmers.com
Macor SR22 Insurance Group
50 Centre On The Lk #220, Lake St Louis, MO 63367
(205) 793-9474
Stuckey & Company
3401 Technology Dr suite 180, Lake St Louis, MO 63367
(800) 828-3452 stuckey.com
Bill Crets Insurance Agency
1000 Lake St Louis Blvd Ste. 206, Lake St Louis, MO 63367
(636) 561-3700 stlouischurchinsurance.com
Gillespie Agency, LLC
1200 Lake St Louis Blvd #328, Lake St Louis, MO 63367
(636) 344-0686
Steinlage Insurance Agency Administration
10890 Veterans Memorial Pkwy, Lake St Louis, MO 63367
(636) 561-5060 steinlageagency.com

A commercial insurance agent in Lake St Louis Missouri helps local businesses find coverage for property liability and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can review your specific business risks and recommend appropriate policies from multiple carriers.

What Does a Commercial Insurance Agent in Lake St Louis Cost?

Typical costs for a commercial insurance agent in Missouri vary widely by business type size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction firm could pay 3000 to 10000 dollars or more for combined policies. Workers compensation rates are set by class code and loss experience. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Lake St Louis businesses need?
Common coverages include general liability property insurance and workers compensation. Missouri law mandates workers comp for businesses with five or more employees. An agent can also advise on commercial auto and professional liability based on your industry.
How does Missouri law affect commercial insurance requirements?
Missouri is a tort state for auto liability meaning you must carry minimum liability limits. For workers compensation the state requires coverage for most employers with five or more employees. An agent can explain how these statutes apply to your business.