The top-rated commercial insurance agent in Grand Island, New York is Bob Piatek - State Farm Insurance Agent, rated 4.9 stars across 276 reviews. Other highly rated options include Ramcy Rizek Independent Insurance Agent, Phillip Mastantuono: Allstate Insurance, First Class Insurance Company. This directory lists 11 commercial insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Piatek - State Farm Insurance Agent | 1837 Whitehaven Rd | (716) 773-2300 |
| 2 | Ramcy Rizek Independent Insurance Agent | 57 Carl Rd | (716) 245-9221 |
| 3 | Phillip Mastantuono: Allstate Insurance | 1979 Grand Island Blvd | (716) 775-0100 |
| 4 | First Class Insurance Company | 2413 Grand Island Blvd | (716) 217-2883 |
| 5 | Dean Boucounis - Mutual of Omaha Advisor | 96 Country Club Ln | (315) 457-1359 |
| 6 | Eric Berger Insurance | 2119 Grand Island Blvd | (716) 773-1500 |
| 7 | Boss Agency, Inc. | 1875 Grand Island Blvd | (716) 773-3051 |
| 8 | Howard Hanna Grand Island | 2139 Grand Island Blvd | (716) 773-1900 |
| 9 | Lytle Associates Inc | 101 Lang Blvd # 2 | (716) 773-6626 |
| 10 | Thoughtful Insurance (Grand Island) | 2053 Baseline Rd | (716) 431-5292 |
Bob Piatek - State Farm Insurance Agent serves Grand Island, New York, and the surrounding Niagara County area with commercial insurance policies. The agency helps local business owners secure essential coverage to protect their operations, property, and liability risks. It works with a range of commercial clients, tailoring policies to suit different industries and company sizes within the region. Among the specific services it handles are commercial auto insurance for company vehicles and general liability insurance to cover workplace accidents and third-party claims.
Ramcy Rizek Independent Insurance Agent provides a comprehensive range of commercial coverage options for local businesses in Grand Island, NY, including general liability and property protection. The agency offers tailored service plans to help business owners regularly review their policies and adjust coverage as their operations evolve. Risk management guidance is also available to help mitigate common workplace exposures. The company serves a variety of commercial property types, including single-family homes used for business, apartments, retail stores, and restaurants.
Phillip Mastantuono: Allstone Insurance serves local businesses, property managers, and homeowners in Grand Island, NY, providing commercial insurance agents who address liability coverage, property protection, and workers' compensation needs. The agency helps clients assess risk and select appropriate policies for buildings, equipment, and business operations. It also offers personal auto and home plans for individuals. Coverage extends to nearby parts of Erie County, including the Town of Tonawanda and surrounding areas.
First Class Insurance Company serves businesses in Grand Island and the surrounding Niagara County communities, handling commercial insurance needs for local enterprises. It manages liability coverage, property protection, workers’ compensation policies, and other essential commercial risk solutions common to area companies. The agency works with business owners to assess potential exposures and secure appropriate coverage tailored to each operation. To handle a typical job, it begins by reviewing the client’s business activities, then identifies key risks and selects suitable insurance products from available carriers.
As spring storms threaten roofs and storefronts across Grand Island, commercial insurance reviews become a priority for local business owners. Dean Boucounis - Mutual of Omaha Advisor provides commercial coverage analysis for this category, assessing property, liability, and business interruption exposures common to the area. Each policy review is tailored to the specific industry, equipment, and inventory the client protects. To start, the company schedules an on-site inspection of the commercial premises, identifying any existing risks and verifying current coverage limits before a proposal is written.
Eric Berger Insurance in Grand Island, NY, serves commercial clients by offering both one-time policy reviews and recurring coverage management. It focuses on general liability, property, and workers’ compensation for local businesses. Policies are tailored to protect against common operational risks in the area. Service is typically provided on a scheduled basis for renewals and as needed for immediate adjustments or claims support.
Boss Agency, Inc. offers specialty commercial insurance services, including coverage for business property, general liability, and workers’ compensation, while also serving a range of local enterprises in the Grand Island area. It provides individualized risk assessments to help business owners select appropriate policies that address their operational exposures. Throughout the Niagara County winter, the company specifically assists clients in reviewing coverage for weather-related disruptions, such as snow-induced property damage or vehicle accidents involving company-owned fleet vehicles.
Howard Hanna Grand Island assists local businesses with risk management and insurance coverage needs, supporting both general liability and property protection as a commercial insurance agent. The company specializes in additional policies like workers’ compensation and business interruption coverage to safeguard operations. This agency serves commercial sectors such as offices, warehouses, and food service establishments through customized insurance solutions.
Lytle Associates Inc serves Grand Island residents with commercial insurance policies designed to protect local businesses from liability and property risks. The agency also assists commercial clients throughout the wider Niagara County area in securing tailored coverage for their specific operations. Beyond an initial policy placement, the team provides ongoing account reviews to ensure adequate protection as a business grows. Clients commonly return between regular visits for policy adjustments or to update coverage limits following operational changes.
Thoughtful Insurance (Grand Island) is known for helping local businesses secure appropriate commercial insurance coverage within the Grand Island area. The agency assists with evaluating each client’s unique operational risks, then sourcing policies tailored to those needs. Common service areas include general liability, property, and workers’ compensation insurance for various industries. As a complementary specialty service, the agency can also arrange commercial auto insurance policies for business-owned vehicles.
What Does a a Commercial Insurance Agent in Grand Island Cost?
The cost of commercial insurance in New York varies widely. A small business might pay between $500 and $3,000 per year for general liability, while workers compensation premiums depend on payroll and industry classification. Commercial auto policies can range from $1,200 to $5,000 annually per vehicle. These are estimates only; your actual cost depends on your specific business. This is general information, not insurance advice.
About commercial insurance agents in Grand Island
Commercial insurance agents in Grand Island, New York help local businesses secure coverage for property, liability, and workers compensation. New York law requires most employers to carry workers compensation insurance, and agents can guide you through compliance. These agents understand the unique risks faced by businesses in Erie County and can tailor policies to your needs.
Frequently Asked Questions
What types of commercial insurance do agents in Grand Island offer?
Agents offer general liability, property insurance, commercial auto, workers compensation, and professional liability. They can also help with specialized coverages for local industries like construction or retail.
Is commercial auto insurance required for my business vehicles in New York?
Yes, New York law requires all motor vehicles to have liability insurance. For business vehicles, commercial auto insurance provides higher limits and coverage for work-related use.
How do I know how much commercial insurance my Grand Island business needs?
An agent will review your business operations, revenue, number of employees, and potential risks. They can help you meet New York state requirements and avoid gaps in coverage.
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