The top-rated commercial insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 20 commercial insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | Freeway Insurance | 722 S Meadow St | (607) 319-7016 |
| 6 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 7 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 8 | Moscato & Associates Inc | 950 Danby Rd | (607) 216-1450 |
| 9 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 10 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
Zach Clark - State Farm Insurance Agent in Ithaca, NY provides a range of commercial insurance services designed to protect local businesses from liability, property damage, and income loss. It offers tailored insurance plans with maintenance options that include periodic policy reviews to ensure coverage keeps pace with changing business needs. Adjustments to deductibles and limits are provided to adapt to new operations or equipment. The agency services a variety of commercial properties, including single-family homes used for business, apartments, retail stores, and restaurants.
Nick Romo - State Farm Insurance Agent serves the Ithaca, New York, metro area, providing commercial insurance solutions to local businesses. The agency works with entrepreneurs and established companies to assess their unique risk exposures and select appropriate coverage. Policies can be tailored to protect assets, liabilities, and property across various industries. General liability, workers compensation, and commercial property insurance are among the specific services it handles for businesses in this region.
Adam Megivern's State Farm Insurance Agency in Ithaca, New York helps local businesses, commercial property managers, and property owners protect their assets. The agency provides commercial property, liability, and workers’ compensation policies tailored to small and mid-sized operations. It also assists entrepreneurs with business interruption and commercial auto coverages for their fleets. Local restaurant owners, retailers, and contractors can discuss their unique risk exposure with the agent. The agency extends its commercial insurance services to nearby communities throughout the greater Tompkins County area.
Bailey Place Insurance serves the Ithaca, New York, area and the surrounding communities in Tompkins County. The agency handles a comprehensive range of commercial insurance policies designed to protect local businesses from property damage, liability claims, and employee-related risks. For a typical job, professionals first conduct a detailed assessment of the client’s operations and industry-specific exposures, then present a selection of coverage options from multiple carriers to fit the business’s specific needs and budget.
Freeway Insurance serves as a Commercial Insurance Agent in Ithaca, New York, providing businesses with essential liability and property coverage. The agency also offers specialized add-ons such as workers’ compensation and commercial auto policies tailored to local operational risks. Companies can turn to Freeway Insurance for broker guidance on protecting their assets and managing exposure. Its commercial insurance services support a range of sectors, including offices, warehouses, and food service establishments throughout the region.
True Insurance in Ithaca, NY helps businesses evaluate the choice between covering individual one-time projects or ongoing commercial operations. As a local commercial insurance agent, the firm specializes in matching area businesses with appropriate policies from various carriers. A client's needs may require coverage for a single event, an annual plan, or a recurring policy. Guidance on seasonal liability or equipment risk is available, and consultations about coverage options typically run on either a one-time advice basis or a recurring, scheduled review cycle.
Kris Yelverton - State Farm Insurance Agent in Ithaca, NY, specializes in commercial insurance policies tailored for local businesses. The agency provides general liability, property, and workers' compensation coverage to protect companies from common operational risks. It assists with reviewing commercial auto policies for delivery and service fleets. When a harsh winter storm threatens the Ithaca area, the agency helps businesses quickly secure coverage for potential snow removal liability or property damage from ice and wind.
As the seasons shift in Ithaca, local businesses often need to reassess their liability coverage for fluctuating weather and seasonal operations. Moscato & Associates Inc serves as a commercial insurance agent, helping firms navigate property and general liability policies tailored to the region’s diverse risks. They analyze a company’s daily exposures, from storefronts to contractor fleets. Their process begins with a thorough inspection of the business premises to identify all potential hazards before recommending specific coverage limits.
Andrews Agency Insurance works with businesses in and around Ithaca, New York to secure essential commercial insurance coverage. The agency specializes in tailoring general liability and property protection to meet the unique risk profiles of its clients. Business owners rely on experienced guidance to navigate policy options for ongoing operations and unexpected losses. The agency serves a variety of local commercial sectors, including professional offices, warehouses, and food service establishments.
Warren Insurance Agency serves residential clients in Ithaca, New York, with personal insurance policies to protect homes and belongings. The agency also provides commercial insurance for local businesses, covering property, liability, and other essential risks within the region. Its agents help business owners assess their specific coverage needs and select appropriate policies from various carriers. Clients often return to the agency between regular policy reviews to have coverage adjusted as their business grows or changes, ensuring continuous protection without interruption.
What Does a a Commercial Insurance Agent in Ithaca Cost?
Typical costs for commercial insurance in New York vary widely. A small retail shop might pay between 500 and 2,000 dollars per year for general liability. Workers compensation premiums average around 1.50 to 3.00 dollars per 100 dollars of payroll, depending on industry class codes. Commercial auto insurance for a single vehicle can range from 1,200 to 3,000 dollars annually. These are estimates only; your actual cost will depend on your specific business risks and coverage needs. This is general information and not insurance advice.
About commercial insurance agents in Ithaca
Commercial insurance agents in Ithaca, New York help local businesses secure coverage for property, liability, and workers compensation. New York state law requires all employers to carry workers compensation insurance, and agents can guide you through these compliance requirements. Agents also assist with business interruption insurance and commercial auto policies tailored to the Ithaca area.
Frequently Asked Questions
What types of commercial insurance are required in New York?
New York law requires businesses with employees to carry workers compensation insurance and disability benefits insurance. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a commercial insurance agent in Ithaca?
Look for an agent with experience in your specific industry and knowledge of New York insurance regulations. Ask about their access to multiple carriers and their claims handling process. Local agents understand the unique risks of businesses in the Ithaca area.
What factors affect the cost of commercial insurance in New York?
Costs depend on your business type, payroll, revenue, location, claims history, and coverage limits. New York has higher minimum coverage requirements for workers compensation and auto liability, which can increase premiums. Your agent can help you find the right balance of coverage and cost.
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