The top-rated commercial insurance agent in Medford, New York is Elena Kolesnikova - State Farm Insurance Agent, rated 5.0 stars across 336 reviews. Other highly rated options include DCAP Insurance, 112 Group Agency Inc: Allstate Insurance, Keith Burlison: Allstate Insurance. This directory lists 13 commercial insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Kolesnikova - State Farm Insurance Agent | 3249 Rte 112 Building 4 Suite1A | (631) 721-4997 |
| 2 | DCAP Insurance | 2890 NY-112 | (631) 698-2777 |
| 3 | 112 Group Agency Inc: Allstate Insurance | 2096 NY-112 | (631) 307-9010 |
| 4 | Keith Burlison: Allstate Insurance | 3138 Rte 112 | (631) 698-7200 |
| 5 | Mintz Insurance | 2620 NY-112 | (631) 654-2900 |
| 6 | Insurance Agency Medford | 3170a NY-112 | (516) 402-3733 |
| 7 | On Your Team Insurance Agency | 1733 N Ocean Ave | (631) 828-1935 |
| 8 | Jim Salveson - State Farm Insurance Agent | 2604 NY-112 | (631) 289-3974 |
| 9 | Lenceski Agency | 3243 NY-112 #1 | (631) 736-4477 |
| 10 | Liberty Risk Insurance Agency | 2333 NY-112 | (631) 569-5633 |
Elena Kolesnikova - State Farm Insurance Agent serves the Medford area of Suffolk County, providing commercial insurance policies for small and mid-sized businesses. Agents in this region work with companies to secure general liability and property coverage tailored to specific operational risks. They also assist local enterprises in navigating workers’ compensation requirements and business interruption protection. This office handles insurance for contractors, retail stores, and professional service firms, offering commercial auto packages and inland marine policies for equipment on job sites.
DCAP Insurance serves businesses in the Medford area by distinguishing between one-time commercial policy setups and ongoing service plans. Their coverage offerings address typical local risks such as property damage, general liability, and workers’ compensation. These services are designed to help clients remain compliant with industry regulations while managing financial exposure. For businesses preferring consistency, scheduled reviews and policy updates are available. Alternatively, clients may choose as-needed consultations for sudden coverage adjustments or claims assistance, providing flexible support without a fixed calendar commitment.
112 Group Agency Inc: Allstate Insurance in Medford, NY offers a full range of commercial insurance services, including property, liability, and workers’ compensation coverage. The agency helps business owners assess their specific risks and select appropriate policies to safeguard their operations. Ongoing account reviews and claims support are provided to ensure lasting protection and compliance. Its commercial client portfolio includes single-family homes, apartments, retail spaces, and restaurants.
Keith Burlison: Allstone Insurance serves business owners, commercial property managers, and local enterprises in the Medford area. The agency offers commercial insurance policies designed to protect company assets, manage liability risks, and cover property exposures common to small and mid-sized businesses on Long Island. Services include business owner policies, general liability coverage, and commercial auto insurance tailored to regional needs. The team helps clients navigate safety regulations and insurance requirements. They also serve companies located in Patchogue and surrounding Suffolk County communities.
Mintz Insurance serves commercial clients throughout Medford, New York, and surrounding Suffolk County communities. It handles a full range of commercial insurance needs, from general liability and property coverage to workers' compensation and commercial auto policies. The agency works with business owners to assess their specific operational risks and exposures. To complete a typical job, it gathers detailed information about the client’s industry and revenue, then compares multiple carrier options to present a tailored coverage plan that addresses their unique exposures.
Commercial insurance agents in Medford tailor service plans based on whether clients need a one-time policy review or recurring coverage adjustments. The agency specializes in matching businesses with appropriate liability, property, and workers’ compensation policies to address local operational risks. An initial assessment helps determine the scope of required protections. Service runs on either a one-time consultation basis or a scheduled annual review cycle for active policyholders.
On Your Team Insurance Agency in Medford, NY provides specialized commercial insurance for local businesses, including coverage for property, liability, and workers’ compensation. The agency works with a range of industries to help manage everyday operational risks and protect company assets. It assists clients in reviewing policy limits and deductibles to ensure appropriate protection. As seasonal weather patterns shift in the region, the agency helps businesses assess exposure to storm-related damage and business interruption losses.
As local businesses in Medford prepare for seasonal shifts in inventory and liability exposure, Jim Salveson - State Farm Insurance Agent helps commercial clients review their coverage for changing needs. Specializing in commercial insurance, this office works with small and mid-sized operations to structure policies that address common risks on Long Island. They begin each new business inquiry by scheduling an initial inspection or risk-assessment appointment to identify specific coverage gaps.
Lenceski Agency provides comprehensive commercial insurance solutions in Medford, New York, focusing on protecting businesses from common operational risks and liability exposures. Specialty add-ons available through the agency include coverage for equipment breakdown, cyber liability, business interruption, and inland marine exposures. The agency serves a variety of local commercial sectors, including professional offices, warehouses, food service establishments, light industrial facilities, and retail storefronts alongside their unique inventory and liability needs.
Liberty Risk Insurance Agency in Medford, NY offers commercial insurance solutions designed to protect local businesses from unexpected liabilities and property losses. The agency provides residential coverage as well, ensuring comprehensive risk management for both homeowners and entrepreneurs throughout the region. Policyholders receive personalized attention when securing coverage for their specific professional exposures. Following each claim or policy renewal, Liberty Risk Insurance Agency arranges to check in with clients between regular scheduled visits to review any changes in operations or coverage needs.
What Does a a Commercial Insurance Agent in Medford Cost?
The cost of commercial insurance in Medford New York varies by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more for combined policies. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and classification. This is general information and not insurance advice.
About commercial insurance agents in Medford
Commercial insurance agents in Medford New York help local businesses find coverage for property liability and workers compensation. New York State requires all employers to carry workers compensation insurance under the Workers Compensation Law. An agent can guide you through state-specific requirements and find policies that fit your industry.
Frequently Asked Questions
What types of commercial insurance do Medford businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. New York law mandates workers comp for most employers and disability benefits under the Disability Benefits Law. An agent can assess your specific risks.
How do I choose a commercial insurance agent in Medford?
Look for an agent licensed in New York with experience in your industry. Ask about their access to multiple carriers and their knowledge of local regulations. Check their reviews and ask for references from other Medford business owners.
What is the New York business liability insurance requirement?
New York does not require general liability insurance for most businesses but it is often needed by landlords or clients. However New York law requires commercial auto insurance for any business-owned vehicle and workers compensation for employees. An agent can explain what applies to you.
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