The top-rated commercial insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,567 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 20 commercial insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, NY area, offering commercial insurance policies for local businesses. The agency assists with risk management to protect company assets and operations. Services include coverage for liability, property damage, and business interruption. Ken Kortright - State Farm Insurance Agent handles commercial auto insurance for work vehicles and workers compensation policies for employee protection in Patchogue.
Steve Klinzing - State Farm Insurance Agent provides a full range of commercial insurance solutions for businesses in the Patchogue, NY area. The agency assists with tailoring coverage to manage business risks and offers ongoing policy reviews to ensure plans adapt to changing needs. Services include liability protection and property insurance designed for local enterprises. It handles coverage for single-family homes, apartments, retail establishments, and restaurants.
Robert Donahue - State Farm Insurance Agent in Patchogue, NY serves businesses, property managers, and local homeowners. As a commercial insurance agent, the agency helps local companies manage general liability, property coverage, and workers compensation needs. Business owners in the Patchogue area benefit from personalized risk assessments tailored to their specific operations. The agency also provides coverage options for contractors, retailers, and warehouse operators throughout the greater Long Island region. This includes neighboring communities such as Holbrook and Bellport within the broader Suffolk County metro area.
Bay Harbour Insurance Agency, Inc. serves Patchogue and the surrounding Suffolk County communities, offering commercial insurance coverage tailored to local businesses. The agency handles general liability, property, and workers’ compensation policies designed to protect against operational risks. For a typical placement, it first assesses a business’s unique exposures and current coverage gaps. It then shops that analysis among multiple carriers to present suitable options, ensuring each policy matches the client’s specific operational profile and budget.
Gary Lombardo: Allstate Insurance in Patchogue, NY offers personalized commercial insurance agent services, including customized policies for small to medium-sized businesses. It also handles general liability, property, and workers’ compensation coverage common among local enterprises. The agency works with clients to protect their assets from everyday risks in the area. As the spring season arrives, it helps business owners review and update their policies to address increased liability exposure from seasonal outdoor operations.
Specialized Insurance assists businesses in Patchogue with coverage for general liability and property exposures. The agency also packages specialized protections for common industry risks such as equipment breakdown, cyber liability, and employment practices claims. Policies are structured to address the distinct needs of local commercial enterprises. The agency serves a range of business sectors including offices, warehouses, and food service operations.
Whether you need a single policy for a specific project or ongoing protection for your regular operations, LIGHTHOUSE INSURANCE PATCHOGUE offers comprehensive commercial insurance coverage for businesses in the Patchogue, NY area. Their services address core business risks, including liability, property, and workers’ compensation needs. They guide local companies in selecting appropriate policies to safeguard their assets and maintain operational continuity. Service is provided on a both a scheduled and as-needed basis, accommodating both routine renewals and immediate coverage requests.
As Patchogue businesses prepare for the busy summer season, many seek adequate coverage for seasonal equipment and increased foot traffic. Michael Cirigliano: Allstate Insurance works with local commercial clients to review their current policies and identify gaps in protection. Their focus is on understanding the unique risks that small and medium-sized companies face in this coastal region. An initial consultation typically begins with an inspection of the business premises to assess inventory, vehicles, and daily operations.
Wekerle Agency Inc, based in Patchogue, NY, is a local source for commercial insurance agent services, offering business clients a range of liability and property coverage solutions. The agency helps companies manage risk by evaluating unique operational needs and securing appropriate policies. Its standard services are designed to protect against common commercial exposures and legal requirements. For specialized needs, the agency can add on coverage for commercial auto fleets and equipment breakdown.
What Does a a Commercial Insurance Agent in Patchogue Cost?
Typical costs for commercial insurance in New York vary widely. A small retail shop might pay $500 to $1,500 per year for general liability, while a construction contractor could pay $5,000 to $15,000 annually for combined coverage. Workers compensation rates in New York are set by the state and average around $2.00 per $100 of payroll for low-risk jobs. These are general estimates; your actual cost depends on your specific business. This information is general and not insurance advice.
About commercial insurance agents in Patchogue
Commercial insurance agents in Patchogue, New York help local businesses secure coverage that meets state requirements. New York law mandates certain coverages like workers compensation for most employers. Agents in Patchogue can guide you through options for general liability, property, and commercial auto insurance tailored to your industry.
Frequently Asked Questions
What types of commercial insurance are required in New York?
New York requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is mandatory for any business-owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a commercial insurance agent in Patchogue?
You can search online for local agencies or ask other business owners for referrals. Look for agents who specialize in your industry and are licensed in New York. Many Patchogue agents offer free consultations to review your business risks.
What factors affect the cost of commercial insurance in Patchogue?
Costs depend on your business type, location, payroll, and claims history. New York has higher minimum coverage limits for some policies, which can raise premiums. An agent can help you compare quotes from multiple carriers to find a suitable rate.
Commercial Insurance Agents in Other New York Cities
Albany · Amherst · Baldwinsville · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow