The top-rated commercial insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 23 commercial insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Lubica Mills - State Farm Insurance Agent | 8 Circular St Suite 3 | (518) 587-6483 |
| 6 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 7 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 8 | Cote Insurance Agency | 68 Weibel Ave | (518) 587-3303 |
| 9 | Robert J. Hoy Agency, Inc. | 538 Maple Ave Suite C | (518) 583-2025 |
| 10 | Thomas McCurry: Allstate Insurance | 468 Maple Ave | (518) 306-5315 |
Kyle Magne, a State Farm Insurance agent, serves the Saratoga Springs, NY area by providing commercial insurance coverage to local businesses. As a commercial insurance agent, the company helps business owners assess their unique risk exposures and select appropriate policies. Common services include protecting commercial property, addressing general liability concerns, and managing workers compensation requirements for area employers. Kyle Magne - State Farm Insurance Agent specifically handles commercial auto insurance for local company fleets and business owners policy bundles for smaller enterprises in Saratoga Springs.
Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY offers a full range of commercial insurance services, including liability, property, and workers compensation coverage. The agency provides personalized plans to protect business assets and manages ongoing policy reviews to adapt to changing client needs. Dedicated service maintenance ensures claims support and risk management guidance remain accessible. The agency handles policies for single-family homes, apartments, retail shops, and restaurants.
Dione Ramsdill - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Saratoga Springs, NY area. It focuses on commercial insurance policies designed to protect local enterprises from liability, property damage, and income interruptions. The agency works with clients to review coverage limits and ensure policies address operational risks. Services also include personal lines support, such as auto and home insurance. In addition to Saratoga Springs, it provides coverage to clients in nearby Wilton.
Serving Saratoga Springs, NY, and the surrounding communities of the Capital Region, Jenks Family Insurance Agency, LLC handles commercial insurance policies for local businesses. The agency covers general liability, property, and workers' compensation to protect enterprises from common operational risks. It works closely with each client to assess specific coverage needs based on industry and business size. For a typical job, the agency reviews existing exposures and customizes a policy bundle that balances adequate protection with manageable premiums.
Lubica Mills of Saratoga Springs offers commercial insurance policies that can be structured either as a single-purchase transaction for a specific project or as a recurring, ongoing service contract for long-term liability and asset protection. Coverage options typically include property, general liability, and business interruption protection, tailored to local retail or service-based enterprises. Such plans help manage risk from daily operations or temporary exposures. Service scheduling remains flexible, operating on a one-time, scheduled, or entirely as-needed basis according to each client’s shifting requirements and seasonal demands.
Todd Harvey Farmers Insurance specializes in commercial insurance for local businesses, including liability, property, and workers' compensation coverage. As a commercial insurance agent in Saratoga Springs, NY, it serves a range of industries, helping business owners manage everyday risks and protect their assets. Whether addressing seasonal fluctuations, like increased winter weather exposure in upstate New York or coverage gaps during peak tourist months, the agency assists clients with adjusting policies to meet changing operational demands.
As winter weather strikes the Capital Region, local businesses in Saratoga Springs must protect against slips, ice damage, and interrupted operations. Armor Group Insurance Agency provides commercial insurance policies designed for these seasonal exposures and the ongoing risks unique to local shops, restaurants, and service firms. They work with owners to review general liability, property, and business interruption coverage. An initial consultation begins with a walk-through of the business premises and a discussion of current coverage limits.
Cote Insurance Agency in Saratoga Springs, New York serves businesses, commercial property managers, and local entrepreneurs seeking reliable coverage for their operations. The agency assists clients in evaluating general liability, property, and workers compensation policies to protect against common workplace risks. Its team works to tailor insurance solutions that align with each company’s specific operational needs and budget. Cote Insurance Agency also provides its commercial insurance services to clients throughout neighboring communities such as Wilton and the greater Saratoga County area.
Robert J. Hoy Agency, Inc. in Saratoga Springs, NY provides residential insurance coverage to local homeowners and renters, ensuring properties and personal belongings are protected from unexpected events. The agency also handles commercial insurance for businesses in the region, offering policies that address property, liability, and other operational risks. Clients in the area can rely on the agency for both new policies and adjustments after claims or policy changes, with follow-up services typically arranged between annual renewals or after significant business changes arise.
Thomas McCurry, an Allstate Insurance agent in Saratoga Springs, NY, provides commercial insurance coverage designed to protect local businesses from financial losses. This agency offers specialty add-ons such as general liability, property insurance, and workers’ compensation policies. By assessing each client’s operational risks, the agent helps tailor commercial packages to meet specific needs. This agent can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Saratoga Springs Cost?
Commercial insurance costs in New York vary widely by business type size and location. A small retail shop in Saratoga Springs might pay between 500 and 2000 dollars per year for general liability insurance. A construction company could pay 5000 to 15000 dollars or more annually due to higher risk and New Yorks Scaffold Law. Factors like payroll revenue and claims history also affect premiums. This is general information and not insurance advice.
About commercial insurance agents in Saratoga Springs
Commercial insurance agents in Saratoga Springs help local businesses find coverage that meets New York state requirements. New York law mandates specific insurance for certain businesses such as workers compensation for most employers. Agents in Saratoga Springs can guide you through options for general liability commercial auto and property insurance.
Frequently Asked Questions
What types of commercial insurance are required for businesses in Saratoga Springs New York?
New York state requires most employers to carry workers compensation insurance. Businesses with vehicles must have commercial auto insurance meeting state minimum liability limits. Some industries like construction may need additional coverage under New York labor laws.
How do I choose a commercial insurance agent in Saratoga Springs?
Look for an agent licensed in New York with experience in your industry. Ask about their knowledge of local risks such as seasonal tourism or weather events in Saratoga Springs. Check if they represent multiple insurance carriers to offer you more options.
Can a commercial insurance agent help with New York specific regulations?
Yes a knowledgeable agent can help you comply with New York regulations such as the Scaffold Law which affects liability coverage for construction businesses. They can also advise on coverage for the states strict liability laws and the New York State Insurance Fund requirements.
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