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HomeCommercial Insurance AgentsNew York › Schenectady

Find Commercial Insurance Agents Near You in Schenectady, NY

Browse commercial insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated commercial insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Shirley Martinez - State Farm Insurance Agent. This directory lists 26 commercial insurance agents serving Schenectady.

Showing 26 commercial insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Nikki Stone - State Farm Insurance Agent1334 Union St(518) 930-7316
3Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
4Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
5Freeway Insurance225 State St Ste 114(518) 520-0449
6AAA Schenectady220 Harborside Dr Suite 200A(518) 374-4696
7Empire Insurance Services, LLC610 Union St(518) 378-3333
8VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
9Rickard Agency Inc2088a Curry Rd(518) 356-1900
10Sykes Mallia Associates Inc160 Lafayette St(518) 393-3618
HE
2330 Broadway
Hopmeier Evans Gage Agency
Commercial Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves the Schenectady, New York metro area as a commercial insurance agent. The firm helps local businesses identify and manage their unique risk exposures through tailored coverage options. It provides guidance on liability protection and property insurance for a range of commercial operations. In addition, the agency assists clients with workers compensation and commercial auto policies for their fleet and staff needs.

NS
1334 Union St
Nikki Stone - State Farm Insurance Agent
Commercial Insurance Agent · Schenectady, NY

Serving homeowners, small businesses, and property managers in Schenectady, NY, Nikki Stone’s State Farm agency provides commercial insurance agent services. Policies are designed to protect local operations, from retail shops to rental properties, covering general liability and property exposures. The agent works directly with clients to identify coverage needs that align with their unique risk profiles. Those requiring tailored solutions for their organizations will find practical support here. This office also extends its commercial insurance services to clients in the greater Niskayuna community.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Commercial Insurance Agent · Schenectady, NY

Serving Schenectady, New York, and its surrounding communities, Stephanie Mahoney’s office provides commercial insurance coverage for local businesses. It handles general liability, property, and workers’ compensation policies tailored to various industries in the area. The agency works directly with business owners to assess their specific operational risks. To handle a typical job, it begins by reviewing a client’s current operations, then identifies the coverage gaps and presents clear policy options for informed decisions.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Commercial Insurance Agent · Schenectady, NY

Shirley Martinez - State Farm Insurance Agent in Schenectady, NY, provides commercial insurance coverage, which differs from one-time service offerings by requiring annual renewal and periodic policy adjustments. This recurring protection covers property, liability, and business interruption risks, tailored to local company needs. Policies are reviewed and updated on a scheduled basis each year, with additional service available as needed for claims or changes.

FI
225 State St Ste 114
Freeway Insurance
Commercial Insurance Agent · Schenectady, NY

Freeway Insurance in Schenectady, New York distinguishes between one-time policy placements for specific projects and recurring coverage options for ongoing operations, offering commercial insurance agent services that address liability, property, and workers' compensation needs. Businesses in the area can seek tailored protection for their unique risks, from small retail shops to larger contractors. Service arrangements are flexible, with policies available on a one-time, scheduled, or as-needed basis to match each client’s operational cycle.

AS
220 Harborside Dr Suite 200A
AAA Schenectady
Commercial Insurance Agent · Schenectady, NY

AAA Schenectady provides a full range of commercial insurance agent services for businesses in the Schenectady, NY area. Its representatives help clients analyze their operational risks and secure appropriate liability and property coverage. Standard service plans include annual policy reviews and immediate claims assistance to keep coverage aligned with changing business needs. The agency also regularly updates limits as companies expand or purchase new equipment. It serves a diverse clientele, including single-family homes, apartments, retail stores, and restaurants.

EI
610 Union St
Empire Insurance Services, LLC
Commercial Insurance Agent · Schenectady, NY

Empire Insurance Services, LLC in Schenectady, NY offers specialty commercial insurance for local businesses, including coverage for property, liability, and workers’ compensation. It provides general retail and wholesale insurance agent services, helping business owners assess risk and secure appropriate policies. As winter approaches, many area companies look to this firm to ensure their commercial vehicles and storefronts are protected against snow-related damage and liability claims.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Commercial Insurance Agent · Schenectady, NY

As the harsh winter weather settles over Schenectady, local businesses face increased risks ranging from burst pipes to icy parking lot liabilities. VOOMA Insurance, located in the city and formerly the Shutts Agency, works directly with commercial clients to review exposures unique to each operation. Their agents analyze coverage needs, from general liability to property protection, drawing on area-specific knowledge of seasonal hazards. For any new policyholder or renewal, the process typically begins with an inspection of the business premises to assess existing safeguards and identify necessary adjustments.

RA
2088a Curry Rd
Rickard Agency Inc
Commercial Insurance Agent · Schenectady, NY

Rickard Agency Inc provides commercial insurance services to businesses throughout the Schenectady area, focusing on securing coverage that addresses specific operational risks. As a dedicated agency, it specializes in tailoring policies that protect against liability, property damage, and business interruption concerns common to local enterprises. The agency works closely with clients to assess needs and place suitable coverage. Its expertise extends to a variety of commercial sectors, including offices, warehouses, and food service operations.

SM
160 Lafayette St
Sykes Mallia Associates Inc
Commercial Insurance Agent · Schenectady, NY

Sykes Mallia Associates Inc provides commercial insurance services for businesses in Schenectady, New York. They also assist residential clients with their personal insurance needs. Their commercial offerings cover standard policies such as liability, property, and workers compensation. The agency serves local enterprises throughout Schenectady and the surrounding Capital Region. Clients who need ongoing coverage adjustments or policy renewals can rely on straightforward follow-up between regular visits to address evolving business requirements.

TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Commercial Insurance Agent · Schenectady, NY
(518) 357-4911
ochsinsurance.com
SF
2727 Hamburg St Ste 4
State Farm Insurance
Commercial Insurance Agent · Schenectady, NY
(518) 930-7316
statefarm.com
2C
2129 Central Ave
2001 Central Insurance Agency
Commercial Insurance Agent · Schenectady, NY
(518) 395-2001
2001cia.com
EB
1737 Union St Suite 2
Edward Brys: Allstate Insurance
Commercial Insurance Agent · Schenectady, NY
(518) 377-0909
agents.allstate.com/edward-brys-schenectady-ny.html
JR
1566 State St
John R. Zongrone Agency, Inc.
Commercial Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Commercial Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
KI
1660 Tower St
Kinowski Insurance Agency
Commercial Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
SO
1811 Curry Rd
Stacy Ochs - State Farm Insurance Agent
Commercial Insurance Agent · Schenectady, NY
(518) 356-0433
stacyoinsurance.com
NI
1650 State St
Nationwide Insurance: William J. Freyer
Commercial Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Commercial Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
BA
220 Harborside Dr Suite 201
The Bruce Agency, a Division of Haylor, Freyer & Coon
Commercial Insurance Agent · Schenectady, NY
(518) 664-9862
haylor.com
SI
155 Erie Blvd
Schenectady Insuring Agency
Commercial Insurance Agent · Schenectady, NY
(518) 594-8084
ZI
1566 State St
Zongrone Insurance
Commercial Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com/about-us/staff-directory
MZ
128 Erie Blvd #2
Murray & Zuckerman Inc
Commercial Insurance Agent · Schenectady, NY
(518) 382-5483
MA
2330 Broadway
Metroland Agency
Commercial Insurance Agent · Schenectady, NY
(518) 377-2072
metrolandcoverage.com
CI
2101 Chrisler Ave
Crane Insurance Services
Commercial Insurance Agent · Schenectady, NY
(518) 372-1900

What Does a a Commercial Insurance Agent in Schenectady Cost?

Commercial insurance costs in Schenectady vary by business type size and coverage limits. A small retail shop might pay between 500 and 2000 dollars per year for general liability. Workers compensation premiums depend on payroll and industry classification rates set by the New York State Insurance Fund. This is general information not insurance advice.

About commercial insurance agents in Schenectady

Commercial insurance agents in Schenectady New York help local businesses find coverage for property liability and workers compensation. New York state law requires most businesses to carry workers compensation insurance and disability benefits. Agents can explain how local regulations affect your policy needs in the Capital District area.

Frequently Asked Questions

What types of commercial insurance do Schenectady businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. New York law requires workers compensation for most employers and disability benefits for all private sector employees.

How do I find a commercial insurance agent in Schenectady?

You can search online directories or ask other business owners for referrals. Look for agents licensed in New York who have experience with your industry type.

What is the New York workers compensation requirement for businesses?

New York Workers Compensation Law requires all employers with one or more employees to carry workers compensation insurance. Failure to comply can result in fines and stop-work orders.

Commercial Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.