The top-rated commercial insurance agent in Syracuse, New York is Donigan Business and Personal Insurance, rated 4.9 stars across 493 reviews. Other highly rated options include CH Insurance, Haylor, Freyer & Coon Inc., Delmonico Insurance Agency. This directory lists 30 commercial insurance agents serving Syracuse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Donigan Business and Personal Insurance | 708 W Belden Ave Box 11535 | (315) 428-8600 |
| 2 | CH Insurance | 100 S Salina St #370 | (315) 234-7500 |
| 3 | Haylor, Freyer & Coon Inc. | 300 S State St #1000 | (315) 451-1500 |
| 4 | Delmonico Insurance Agency | 720 Van Rensselaer St Suite 207 | (315) 472-4242 |
| 5 | Steve Lamonica - State Farm Insurance Agent | 2601 W Genesee St | (315) 488-7770 |
| 6 | Freeway Insurance | 814 S Geddes St | (315) 514-0626 |
| 7 | Taylor Made Insurance Solutions, Inc. | 933 State Fair Blvd | (315) 303-7020 |
| 8 | Lori Myers - GEICO Insurance Agent | 2528 Erie Blvd E 1st Floor | (315) 479-2886 |
| 9 | AAA - DeWitt | 3460 Erie Blvd E | (315) 446-3134 |
| 10 | MY Agency of CNY, Inc | 824 N State St | (315) 422-2203 |
Donigan Business and Personal Insurance serves the Syracuse metro area and its surrounding communities as a commercial insurance agent. The agency works with local business owners to secure coverage that protects their operations, property, and liability exposures. Understanding the region's diverse industries is central to its service approach. Every policy is arranged through a careful assessment of each client’s unique risks. Among the specific services it handles here are general liability insurance for small retailers and customized coverage packages for independent contractors.
CH Insurance provides a full range of commercial insurance solutions for businesses in the Syracuse area, including general liability, property coverage, and workers’ compensation. The agency focuses on developing tailored service plans to help clients manage risk throughout the policy term. It regularly reviews coverage to ensure it keeps pace with changing business operations or local market conditions. CH Insurance services a diverse portfolio of properties, including single-family homes, apartments, retail locations, and full-service restaurants.
Businesses and property managers across Syracuse rely on Haylor, Freyer & Coon Inc. as their commercial insurance agent. The firm structures coverage to protect against property damage, liability claims, and operational interruptions for local enterprises. Clients receive personalized risk assessments and policy consultations tailored to their industry’s specific demands. Annual account reviews ensure coverage keeps pace with business growth and regulatory changes. To the west, the agency also serves clients in the neighboring community of Camillus, extending its expertise throughout the Syracuse metro area where property and commercial needs continue to diversify.
Delmonico Insurance Agency in Syracuse, NY helps local businesses distinguish between a one-time policy, such as for a single event, and recurring coverage like an annual general liability plan. As a commercial insurance agent, the company guides clients through coverage for property, liability, workers’ compensation, and other operational risks common in the region. Service appointments for policy review and claims assistance are available on an as-needed basis throughout the year.
Steve Lamonica—State Farm Insurance Agent provides commercial insurance solutions for businesses in Syracuse, New York. It offers coverage for property, liability, and workers’ compensation, helping local companies protect their daily operations and physical assets. The agency works with small to mid-sized enterprises to tailor policy packages that address specific industry risks. As seasonal weather patterns affect Central New York, the agent assists clients in reviewing their policies for adequate protection against winter storm damage and closures.
Freeway Insurance provides residential insurance options to clients in Syracuse, New York, before extending services to commercial coverage for local businesses. The agency addresses general liability, property, and other policies designed for area entrepreneurs and organizations. Serving the greater Syracuse region, the company works with diverse industries seeking protection for their operations. Between regular visits, the team follows up with clients to adjust coverage as needs evolve or to discuss renewal options for ongoing commercial policies.
Taylor Made Insurance Solutions, Inc. serves the Syracuse area as a commercial insurance agent, helping businesses secure essential coverage for their operations. The agency specializes in adding tailored protections such as liability, property, and workers’ compensation policies to standard business packages. Its team advises clients on risk management strategies to reduce potential losses. The firm is equipped to handle the insurance needs of multiple commercial sectors, including local offices, warehouses, and food service establishments.
Lori Myers - GEICO Insurance Agent serves Syracuse, New York, and the surrounding communities with commercial insurance coverage. The agency handles policies designed to protect local businesses, including liability, property, and workers' compensation. It works with a range of commercial clients to assess their specific operational risks. To handle a typical job, the agent begins by reviewing a business’s exposure, then presents coverage options that fit both the risk profile and the client's budget constraints.
Snow in Syracuse can disrupt a small business more than a big one, and AAA - DeWitt tailors commercial insurance to smaller operations that lack a dedicated risk manager. They assess liability, property, and auto exposures common to Central New York enterprises, from retail shops to contractors. Their agents walk through a client's premises or review business operations as part of an initial no-cost inspection, documenting hazards and coverage gaps before writing a proposal.
MY Agency of CNY, Inc serves residential clients in the Syracuse area with commercial insurance agent services that cover local businesses. The agency works with companies to arrange essential liability and property coverage, helping to protect their operations and assets. This firm supports business owners through periodic policy reviews and claims assistance. Between regular visits, agents remain available to address policy questions or adjust coverage as a client’s commercial needs evolve.
What Does a a Commercial Insurance Agent in Syracuse Cost?
Typical costs for commercial insurance in New York vary widely. A small business might pay between 500 and 3,000 dollars per year for general liability insurance. Workers compensation rates in New York are set by the state and average about 1.50 to 2.50 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can range from 1,200 to 3,000 dollars annually. These are general estimates and your actual costs will depend on your specific business operations, coverage limits, and risk factors. This information is for general purposes only and does not constitute insurance advice.
About commercial insurance agents in Syracuse
A commercial insurance agent in Syracuse helps businesses find the right coverage to protect their assets and operations. New York law requires certain types of commercial insurance, such as workers compensation for most employers and disability benefits for private sector employees. Local agents understand the specific risks facing businesses in Central New York, from winter weather liabilities to regional industry needs.
Frequently Asked Questions
What types of commercial insurance are required in New York?
New York requires workers compensation insurance for most employers with one or more employees. The state also mandates disability benefits insurance for private sector employees. Additionally, commercial auto insurance is required for any business-owned vehicles.
How do I choose a commercial insurance agent in Syracuse?
Look for an agent who specializes in your industry and has experience with New York state regulations. Ask about their familiarity with Syracuse specific risks, such as property coverage for older buildings and liability for winter weather incidents.
What factors affect commercial insurance costs in New York?
Costs depend on your business type, payroll, revenue, claims history, and location. In Syracuse, factors like building age, crime rates in your neighborhood, and proximity to fire stations can also influence premiums.
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