The top-rated commercial insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 262 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 15 commercial insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | AAA Hudson Valley | 112 N Greenbush Rd | (518) 426-1000 |
| 7 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 8 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 9 | Met Life | 500 Jordan Rd | (518) 691-0764 |
| 10 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area and the surrounding Rensselaer County region as a commercial insurance agent. The agency works with local business owners to develop coverage that addresses their specific operational risks and liability concerns. They assist with policies for property, general liability, and workers compensation, which are common needs for small and medium-sized enterprises in the region. The agency also handles business auto insurance coverage for company-owned vehicles and fleet exposures.
Kelly McGrath’s agency offers a comprehensive range of commercial insurance services, including general liability, property coverage, and business interruption plans. It tailors routine policy reviews and claim support to help maintain steady protection for local enterprises. With a focus on risk management, the agency assists businesses in selecting appropriate coverage limits and deductible structures. The properties it typically serves include single-family homes used for business, apartment complexes, retail storefronts, and restaurants throughout the Troy area.
Attanasio Agency, LLC serves homeowners, businesses, and property managers in Troy, New York, by providing commercial insurance agent services. The agency helps clients assess liability, property, and other coverage needs to protect their assets and operations. By working with multiple carriers, it can compare policy options to find suitable solutions for each customer. The agency also serves clients in the surrounding Capital District, including communities like Latham and Cohoes.
John Loughlin - State Farm Insurance Agent serves Troy, New York, and the surrounding communities of the Capital Region, handling commercial insurance needs for local businesses. This agency works with policies such as general liability, property coverage, and workers' compensation to protect companies from common operational risks. The approach involves reviewing each client’s business operations and exposures to recommend appropriate coverage limits and deductibles for their specific situation.
Freeway Insurance in Troy, New York, provides a full range of commercial insurance services, including general liability, property coverage, and workers’ compensation. Its maintenance plans help local business owners manage routine policy updates and risk assessments throughout the year. The agency also offers support for claims filing and coverage adjustments as businesses grow or change operations. It services properties such as single-family homes, apartment buildings, retail storefronts, and locally owned restaurants in the greater Troy area.
AAA Hudson Valley in Troy, NY distinguishes between clients who need a single policy change and those requiring ongoing risk management. The company provides tailored commercial coverage, including general liability and property protection, to local businesses. Services are arranged as either one-time consultations or as recurring support for evolving insurance needs. For business owners in the region, flexible scheduling allows service to occur on a one-time, scheduled, or as-needed basis.
Culnan Insurance Agency LLC focuses on commercial insurance for businesses in the Troy, New York area, offering specialized policies for property, liability, and workers’ compensation. It also serves a range of local industries, from retail shops to professional offices, by tailoring coverage to specific operational needs. As winter approaches, the agency can address the unique risks of seasonal closures and ice-related liability claims for commercial properties.
As businesses in Troy prepare for the winter season, they often review their coverage against potential weather-related losses. Wm. J. Fagan & Sons, Inc provides commercial insurance agent services to local enterprises, helping them assess risks and select appropriate policies. The company works with clients to understand their specific industry needs, from liability protection to property coverage. An agent will typically begin by scheduling an on-site inspection of the business premises to identify exposures and gather initial information for a coverage assessment.
Met Life in Troy, NY assists businesses in managing commercial risk through essential insurance policies. The company offers specialty liability endorsements and customized property coverage tailored to local operational needs. Commercial clients can secure protection for physical assets, general liability exposures, and business interruption. Met Life serves a range of sectors including professional offices, warehouse facilities, and food service establishments requiring worker safety and product liability solutions.
Brundige Insurance Agency in Troy, NY, provides commercial insurance for local businesses. When not serving residential clients with their personal needs, the agency focuses on tailoring commercial policies to protect companies from common regional risks. Their service area encompasses Troy and the surrounding communities in New York’s Capital Region. After each policy period ends, clients can expect a follow-up to review their current coverage and make any necessary adjustments before the next regular visit.
What Does a a Commercial Insurance Agent in Troy Cost?
Commercial insurance costs in New York vary widely by industry, location, and coverage limits. A small retail shop in Troy might pay 500 to 1500 per year for general liability, while a construction contractor could pay 5000 to 15000 or more for a package policy. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and class code. This is general information, not insurance advice.
About commercial insurance agents in Troy
Commercial insurance agents in Troy New York help businesses manage risk and meet legal obligations. New York requires all employers to carry workers compensation insurance under Workers Compensation Law Section 10. A local agent can guide you through state specific requirements and find policies that fit your industry.
Frequently Asked Questions
What types of commercial insurance do businesses in Troy need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New York law mandates workers compensation for most employers with one or more employees. Your agent can help you assess which policies are necessary for your specific operations.
How do I choose a commercial insurance agent in Troy New York?
Look for an agent with experience in your industry and knowledge of New York regulations. Check their licensing through the New York State Department of Financial Services. Ask about their claims process and how they help with risk management for local businesses.
Does New York require commercial auto insurance for business vehicles?
Yes, New York requires liability insurance for any vehicle used for business purposes. Minimum limits are 25000 per person and 50000 per accident for bodily injury, plus 10000 for property damage. A commercial agent can help you get higher limits to protect your business.
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