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Find Commercial Insurance Agents Near You in Utica, NY

Browse commercial insurance agents serving Utica, New York. Updated 2026-07-14.

The top-rated commercial insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, Dan Meehan - State Farm Insurance Agent. This directory lists 14 commercial insurance agents serving Utica.

Showing 14 commercial insurance agents in Utica, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Scott Grates - State Farm Insurance Agent430 Trenton Rd(315) 797-7763
2Freeway Insurance334 Genesee St(315) 567-4346
3Matt Nimey Insurance AgencyBy appointment Only, 2001 Bleecker St(315) 737-6099
4Dan Meehan - State Farm Insurance Agent2023 Sunset Ave(315) 735-4494
5BEACH AGENCY INC1111 Oriskany St W(315) 793-7626
6Scalzo Zogby & Wittig Inc120 Lomond Ct(315) 792-0000
7Farmers Insurance - Michelle Santillo-Romano2400 Genesee St(315) 765-6531
8Adjusters International/Basloe, Levin & Cuccaro6 Rhoads Dr(315) 797-1234
9premium plan Insurance NY266 Genesee St(332) 334-6798
10Success Insurance Utica106 Genesee St(315) 230-0287
SG
430 Trenton Rd
Scott Grates - State Farm Insurance Agent
Commercial Insurance Agent · Utica, NY

Scott Grates - State Farm Insurance Agent serves the Utica, New York metro area as a commercial insurance agent. The agency works with local businesses to assess their specific risks and secure appropriate coverage for their operations. They help commercial clients select policies that address property and liability concerns common to the region. Among the services handled here are general liability policies to protect against on-site accidents and commercial property insurance for buildings and equipment.

FI
334 Genesee St
Freeway Insurance
Commercial Insurance Agent · Utica, NY

With Utica’s harsh winter weather often forcing business closures, a local commercial insurance agent becomes essential for managing income disruption risk. Freeway Insurance responds by providing tailored policies that cover property damage from snow and ice, as well as liability for slip-and-fall accidents on commercial premises. The agency works with area retail shops and service providers to align coverage limits with seasonal revenue fluctuations. An agent inspects the business operation during the initial consultation to assess facility vulnerabilities and recommend appropriate endorsements.

MN
By appointment Only, 2001 Bleecker St
Matt Nimey Insurance Agency
Commercial Insurance Agent · Utica, NY

Matt Nimey Insurance Agency, based in Utica, NY, offers a full range of commercial insurance policies designed to protect local businesses from financial risk. Its service includes ongoing policy reviews and claims support to ensure coverage remains appropriate as operations grow. The agency assists clients with selecting the right liability, property, and workers' compensation protection. It serves properties ranging from single-family homes and apartment buildings to retail stores and restaurants, tailoring each plan to the specific exposures of the business.

DM
2023 Sunset Ave
Dan Meehan - State Farm Insurance Agent
Commercial Insurance Agent · Utica, NY

Dan Meehan - State Farm Insurance Agent in Utica, New York, serves local business owners, property managers, and homeowners seeking commercial coverage. The agency offers guidance on general liability, property insurance, and other policies that help protect companies against common operational risks. Clients with small retail shops, professional offices, or rental properties can receive tailored policy reviews and cost estimates. This agency also services customers throughout the greater Utica metro area, including neighboring communities such as New Hartford and Yorkville.

BA
1111 Oriskany St W
BEACH AGENCY INC
Commercial Insurance Agent · Utica, NY

Serving Utica, New York, and its surrounding communities, BEACH AGENCY INC handles commercial insurance coverage for local businesses. The agency works with clients to secure policies that protect their operations and assets from common regional risks. It assesses each business’s unique needs to find appropriate liability, property, and related coverages from standard carriers. The agency typically manages a client’s job by first evaluating the specific exposures, then sourcing suitable protection options to match the business’s requirements and budget.

SZ
120 Lomond Ct
Scalzo Zogby & Wittig Inc
Commercial Insurance Agent · Utica, NY

Scalzo Zogby & Wittig Inc provides both one-time consultations for specific risk evaluations and recurring service options through ongoing policy management, catering to businesses in Utica, NY. As a commercial insurance agent, the firm helps local companies secure coverage for property, liability, and other standard business exposures. Their services are available on a scheduled or as-needed basis, allowing clients to arrange appointments for renewals, claims assistance, or new policy inquiries.

FI
2400 Genesee St
Farmers Insurance - Michelle Santillo-Romano
Commercial Insurance Agent · Utica, NY

With winter weather often disrupting operations in Utica, business owners seek reliable coverage for property and liability risks. Farmers Insurance agent Michelle Santillo-Romano assesses local commercial needs, tailoring policies that address everything from snow-related damage to general business interruptions. She works directly with clients to explain coverage options without unnecessary jargon. Before any policy is finalized, a thorough initial-assessment of the business premises is scheduled to identify specific exposures and ensure appropriate protection.

AI
6 Rhoads Dr
Adjusters International/Basloe, Levin & Cuccaro
Commercial Insurance Agent · Utica, NY

Adjusters International/Basloe, Levin & Cuccaro in Utica, NY delivers specialized loss assessment guidance for commercial policyholders, helping businesses accurately document property and liability damages after incidents. It also provides routine commercial insurance agent work, including reviewing coverage options, managing policy renewals, and advising on risk exposures. The firm particularly assists local companies with claims stemming from harsh Upstate New York winter storms, such as roof collapses from snow load or flooding from ice dam melt.

PP
266 Genesee St
premium plan Insurance NY
Commercial Insurance Agent · Utica, NY
SI
106 Genesee St
Success Insurance Utica
Commercial Insurance Agent · Utica, NY

Serving residential clients in Utica with attention to personal property and liability needs, Success Insurance Utica also provides commercial coverage for local businesses seeking to manage their unique operational risks. Policyholders in the greater Utica area can obtain various business insurance solutions, including general liability and property protection, through this agency’s local office. After each claim or renewal review, the agent follows up to confirm satisfaction and coordinates adjustments between regular service visits.

GM
409 Court St
Good Move Insurance Co
Commercial Insurance Agent · Utica, NY
(332) 208-9821
DI
1021 Mohawk St
Diversity Insurance Agency
Commercial Insurance Agent · Utica, NY
(315) 678-0000
JI
334 Genesee St
A A & J Insurance
Commercial Insurance Agent · Utica, NY
(315) 735-7283
SU
901 Broad St
SureRite
Commercial Insurance Agent · Utica, NY
(315) 796-2258
surerite.insure

What Does a a Commercial Insurance Agent in Utica Cost?

Typical commercial insurance costs in New York range from 500 to 3000 per year for small businesses for basic liability coverage. Larger businesses or high-risk industries like construction or manufacturing may pay 5000 to 20000 or more annually. Factors include payroll revenue location and claims history. New York specific requirements like workers compensation and disability benefits add to total costs. This is general information not insurance advice.

About commercial insurance agents in Utica

Commercial insurance agents in Utica New York help local businesses find coverage for property liability and workers compensation. New York State requires all employers to carry workers compensation insurance under Workers Compensation Law Section 10. Agents can guide you through these requirements and find policies that fit your industry and budget.

Frequently Asked Questions

What types of commercial insurance do Utica businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. New York law mandates workers comp for most employers and disability benefits under Disability Benefits Law. An agent can assess your specific risks and recommend appropriate policies.

How do I choose a commercial insurance agent in Utica?

Look for an agent licensed in New York with experience in your industry. Check their reputation with the New York State Department of Financial Services and ask about their claims support. A local agent understands Utica market conditions and regional risks.

What is the cost of commercial insurance in New York?

Costs vary widely based on business type size location and claims history. A small retail shop might pay 500 to 2000 per year for general liability while a construction firm could pay 5000 to 15000 or more. Premiums in New York are generally higher due to state regulations and litigation costs.

Commercial Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.