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Looking for a commercial insurance agent in Utica? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 commercial insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
Freeway Insurance
334 Genesee St, Utica, NY 13501
(315) 567-4346
locations.freeway.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Adjusters International/Basloe, Levin & Cuccaro
6 Rhoads Dr, Utica, NY 13502
(315) 797-1234
aiblc.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
A A & J Insurance
334 Genesee St, Utica, NY 13502
(315) 735-7283
Diversity Insurance Agency
1021 Mohawk St, Utica, NY 13501
(315) 678-0000
SureRite
901 Broad St, Utica, NY 13501
(315) 796-2258
surerite.insure
Commercial insurance agents in Utica New York help local businesses find coverage for property liability and workers compensation. New York State requires all employers to carry workers compensation insurance under Workers Compensation Law Section 10. Agents can guide you through these requirements and find policies that fit your industry and budget.
What Does a Commercial Insurance Agent in Utica Cost?
Typical commercial insurance costs in New York range from 500 to 3000 per year for small businesses for basic liability coverage. Larger businesses or high-risk industries like construction or manufacturing may pay 5000 to 20000 or more annually. Factors include payroll revenue location and claims history. New York specific requirements like workers compensation and disability benefits add to total costs. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Utica businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. New York law mandates workers comp for most employers and disability benefits under Disability Benefits Law. An agent can assess your specific risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Utica?
Look for an agent licensed in New York with experience in your industry. Check their reputation with the New York State Department of Financial Services and ask about their claims support. A local agent understands Utica market conditions and regional risks.
What is the cost of commercial insurance in New York?
Costs vary widely based on business type size location and claims history. A small retail shop might pay 500 to 2000 per year for general liability while a construction firm could pay 5000 to 15000 or more. Premiums in New York are generally higher due to state regulations and litigation costs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.