The top-rated commercial insurance agent in Cleveland, Ohio is Acceptance Insurance, rated 4.9 stars across 535 reviews. Other highly rated options include CrossCountry Home and Auto Insurance Agency, Mike Fabert - State Farm Insurance Agent, A&A Action Auto Insurance. This directory lists 25 commercial insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3360 Warren Rd | (216) 249-7983 |
| 2 | CrossCountry Home and Auto Insurance Agency | 2160 Superior Ave | (877) 252-2050 |
| 3 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 4 | A&A Action Auto Insurance | 3421 Prospect Ave E | (216) 361-8988 |
| 5 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 6 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 7 | The Morrow Group & Co. | 15444 St Clair Ave. | (216) 618-1224 |
| 8 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 9 | Gluckle Insurance Agency | 4768 Broadview Rd | (216) 404-7511 |
| 10 | Insurance Systems Group, Inc. | 3 Summit Park Dr #525 | (216) 236-7760 |
Acceptance Insurance provides residential insurance services for homeowners and renters in Cleveland, Ohio, tailoring policies to protect personal property and liability. The company also offers commercial insurance coverage for local businesses, addressing risks specific to their operations throughout the Cleveland area. Service extends to clients across the region, with agents available to review policy needs during regular visits. Follow-up service is available between scheduled appointments for policy adjustments, claims support, or coverage questions.
CrossCountry Home and Auto Insurance Agency serves the greater Cleveland metro area as a commercial insurance agent. Businesses in Cuyahoga County rely on this agency to secure coverage that protects their assets and operations. The agency connects local companies with policies suited to their specific risks and industry needs. Among the services it handles are general liability insurance to safeguard against third-party claims and commercial property insurance to protect physical business locations and equipment.
Mike Fabert - State Farm Insurance Agent in Cleveland, Ohio provides commercial insurance solutions including general liability, property coverage, and business interruption policies. The agency helps local business owners assess their risk exposure and adjust policy limits as their operations change. It also offers routine policy reviews and claims assistance to keep coverage aligned with current needs. The agency services a wide range of properties such as single-family homes, apartment buildings, retail stores, and local restaurants.
A&A Action Auto Insurance serves businesses, property managers, and commercial vehicle operators throughout the Cleveland area with commercial insurance agent services. The agency helps clients secure liability coverage, property protection, and fleet insurance policies suited to their operational needs. It assists local companies in managing risk and meeting regulatory requirements for their commercial activities. A&A Action Auto Insurance also covers businesses in the neighboring community of Lakewood within the greater Cleveland metro region.
Ralph P. Sills Insurance Agency serves businesses in Cleveland, Ohio, and the surrounding communities. It handles commercial insurance policies for a wide variety of local enterprises, addressing their specific risk management needs. The agency works with its clients to understand their daily operations and potential exposures. It then structures coverage from available carriers to address those identified risks, building a program that fits the business's actual workflow. This process begins with a thorough review of the client’s current situation, a step it takes before making any coverage recommendations.
Four Point Insurance Agency, Inc. in Cleveland, OH helps businesses distinguish between one-time policies, such as those for a single project or event, and recurring service options like annual liability or property coverage. Commercial insurance agents in the region provide access to policies that protect against common operational risks, including general liability and workers’ compensation. Their service runs on a scheduled renewal cycle with as-needed policy adjustments or claims support throughout the year.
The Morrow Group & Co. specializes in tailoring commercial insurance policies for businesses in Cleveland. It covers general liability, property, and workers’ compensation, alongside more targeted industry protection. The agency works closely with local enterprises to evaluate risk, securing coverage that aligns with each operation’s unique exposure. As winter arrives, it helps clients review snow removal liabilities and icy conditions, ensuring policies adequately address seasonal hazards for storefronts and fleet vehicles alike.
As businesses in Cleveland prepare for the winter season, protecting assets from weather-related liability becomes a priority. Evarts Tremaine addresses these concerns by offering tailored commercial insurance policies, helping local companies manage risks inherent to the area’s fluctuating climate and industrial environment. Their coverage includes general liability, property, and workers’ compensation designed to meet the specific needs of regional enterprises. David, the agent, highlights that the process begins with a thorough on-site inspection to evaluate current exposures before recommending any adjustments or new coverage.
Gluckle Insurance Agency works with business owners in Cleveland to review commercial policies and manage risk exposures. It offers focused coverage for liability, property damage, and business interruption to supplement standard plans. The agency tailors each policy to the specific needs of different industries it serves. Such industries include local professional offices, wholesale warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Cleveland Cost?
The cost for commercial insurance in Ohio varies widely by industry size and risk. A small retail shop in Cleveland might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars annually for combined policies. Premiums also depend on payroll revenue and claims history. This is general information and not insurance advice.
About commercial insurance agents in Cleveland
A commercial insurance agent in Cleveland Ohio helps local businesses find the right coverage for property liability and workers compensation. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. An agent can guide you through these requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do Cleveland businesses need?
Common coverages include general liability property insurance and workers compensation. Ohio law mandates workers comp for most employers with one or more employees. An agent can also recommend commercial auto and professional liability policies based on your industry.
How does Ohio workers compensation work for small businesses?
Ohio requires employers to obtain workers compensation coverage either through the state fund or a certified self-insuring employer. A commercial insurance agent can help you apply for coverage and manage payroll reporting to avoid penalties. Failure to comply can result in fines and legal action.
Can a Cleveland agent help with business interruption insurance?
Yes. Business interruption insurance covers lost income when your business cannot operate due to a covered event like a fire or storm. An agent can assess your revenue and operating expenses to recommend appropriate limits for your Cleveland location.
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