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Find Commercial Insurance Agents Near You in Elyria, OH

Browse commercial insurance agents serving Elyria, Ohio. Updated 2026-07-14.

The top-rated commercial insurance agent in Elyria, Ohio is Cobos Insurance Center, rated 4.8 stars across 143 reviews. Other highly rated options include J.P. Merk - State Farm Insurance Agent, Riddell Insurance, Hoyas Insurance Group. This directory lists 19 commercial insurance agents serving Elyria.

Showing 19 commercial insurance agents in Elyria, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cobos Insurance Center41436 Griswold Rd(440) 324-3732
2J.P. Merk - State Farm Insurance Agent511 Abbe Rd N B(440) 324-4646
3Riddell Insurance490 Cleveland St(216) 672-0637
4Hoyas Insurance Group43099 N Ridge Rd(440) 324-3331
5Deborah Zerbini - Farmers Insurance - District 19315 Middle Ave(440) 760-0777
6Ryan Insurance Agency Inc105 Cleveland St(440) 322-3200
7JC Insurance Agency, Inc.30 West Ave(440) 322-7900
8Daniel Gossman: Allstate Insurance500 E Broad St(440) 323-7911
9Savoy Insurance Group106 Middle Ave 2nd Floor(440) 365-0435
10Prime insurance agency252 E Broad St(440) 201-4637
CI
41436 Griswold Rd
Cobos Insurance Center
Commercial Insurance Agent · Elyria, OH

Cobos Insurance Center serves the Elyria, Ohio area and surrounding Lorain County as a commercial insurance agent. The company assists local business owners with managing their operational risks and meeting coverage requirements tied to their specific industries. It focuses on finding appropriate policies that address liability, property protection, and worker safety concerns. Common services the agency provides for this market include general liability policies for retail or service businesses and workers’ compensation coverage for small to mid-sized employers.

JP
511 Abbe Rd N B
J.P. Merk - State Farm Insurance Agent
Commercial Insurance Agent · Elyria, OH

J.P. Merk - State Farm Insurance Agent in Elyria, OH, provides a range of commercial insurance solutions designed to protect business assets and manage operational risks. The agency offers services to help clients assess their coverage needs and assists with the management of insurance policies over time. By focusing on regular policy reviews and account maintenance plans, it aims to keep coverage aligned with changing business requirements. This commercial insurance agent services a variety of properties, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.

RI
490 Cleveland St
Riddell Insurance
Commercial Insurance Agent · Elyria, OH

Riddell Insurance serves businesses, property managers, and homeowners throughout Elyria, Ohio, by offering commercial insurance policies that safeguard assets against common operational risks. Policies are structured to address liability, property damage, and coverage gaps specific to local commerce. The agency provides personalized guidance to help clients select appropriate policy limits and deductibles. Commercial insurance agents in this region routinely assist with claims processing and policy adjustments as business needs evolve. Riddell Insurance also extends its coverage and support to businesses and property owners in the neighboring community of Amherst.

HI
43099 N Ridge Rd
Hoyas Insurance Group
Commercial Insurance Agent · Elyria, OH

Serving Elyria, Ohio and the surrounding communities, Hoyas Insurance Group provides commercial insurance coverage for a variety of local businesses in the region. It handles risks such as general liability, property protection, and workers compensation to support company operations. A thorough review of each client's specific exposures and operational needs is conducted to identify potential gaps. The agency then selects appropriate policy options from its available carriers to build a tailored coverage plan for the client.

DZ
315 Middle Ave
Deborah Zerbini - Farmers Insurance - District 19
Commercial Insurance Agent · Elyria, OH

Deborah Zerbini – Farmers Insurance – District 19 serves Elyria, Ohio, and the surrounding communities, providing commercial insurance agent services. The agency handles a range of business insurance needs, including property, liability, and workers compensation coverage for local companies. It works closely with business owners to assess their specific risks and exposures. To complete a typical job, the agency conducts a detailed review of the client’s operations and then customizes a policy to fit their coverage requirements.

RI
105 Cleveland St
Ryan Insurance Agency Inc
Commercial Insurance Agent · Elyria, OH

Ryan Insurance Agency Inc in Elyria, OH offers tailored commercial insurance policies, including property, liability, and business interruption coverage, then extends its services to managing general risk assessments for local enterprises. It works closely with clients to secure appropriate protection for their operations and equipment. The agency also addresses unique seasonal needs, such as ensuring adequate snow removal liability coverage on company vehicles during harsh Ohio winters.

JI
30 West Ave
JC Insurance Agency, Inc.
Commercial Insurance Agent · Elyria, OH

JC Insurance Agency, Inc. in Elyria, OH assists businesses with both one-time policy purchases for specific projects and recurring coverage for ongoing operations. As a commercial insurance agent, the company helps clients evaluate liability, property, and other common risk exposures that local enterprises face. General consultations and policy adjustments are available to meet changing business needs. Service is provided on an as-needed basis, allowing clients to request support when their coverage requirements evolve.

DG
500 E Broad St
Daniel Gossman: Allstate Insurance
Commercial Insurance Agent · Elyria, OH

Elyria’s winter weather can lead to icy parking lots and unexpected liability claims for local businesses. Daniel Gossman: Allstate Insurance helps local commercial clients review their coverage to match regional risks. Policies are designed to protect operations from property damage or workplace incidents. Discovering the right business insurance begins with a straightforward inspection of the premises and a review of current operational needs.

SI
106 Middle Ave 2nd Floor
Savoy Insurance Group
Commercial Insurance Agent · Elyria, OH

Savoy Insurance Group serves the Elyria, Ohio, area with options for residential insurance needs. The agency also provides commercial coverage tailored to local businesses seeking property, liability, and related protection. By working directly with various insurers, the team offers counsel to help clients select appropriate policy limits and deductibles. As ongoing business operations change throughout the year, policyholders are assisted with coverage adjustments and renewals. The agency encourages follow-up contact or repeat service between regular policy review visits to address emerging exposures.

PI
252 E Broad St
Prime insurance agency
Commercial Insurance Agent · Elyria, OH
SI
900 E Broad St
Schlather Insurance Agency
Commercial Insurance Agent · Elyria, OH
(440) 366-1561
schlatherinsurance.com
HK
1200 E Broad St
Hovey, Kaiser Insurance Associates
Commercial Insurance Agent · Elyria, OH
(440) 366-4653
hoveykaiser.com
EI
810 Taylor St
Elyria Insurance Agency Ltd.
Commercial Insurance Agent · Elyria, OH
(740) 325-3142
1O
1539 W River Rd N
1st Ohio Insurance
Commercial Insurance Agent · Elyria, OH
(440) 534-4400
JA
1131 E Broad St
J Arhar Agency - Farmers Insurance
Commercial Insurance Agent · Elyria, OH
(440) 281-8099
farmersagent.com/jarhar
LS
515 Abbe Rd N
Linda Slatinsky - LS Insurance Agency
Commercial Insurance Agent · Elyria, OH
(440) 365-0999
NI
609 Chestnut Commons Dr
Nationwide Insurance: Sam J Saraniti Clu
Commercial Insurance Agent · Elyria, OH
(440) 366-0044
saranitiinsurance.com
PI
490 Cleveland St
Parsons Insurance
Commercial Insurance Agent · Elyria, OH
(440) 365-1681
parsons-insurance.com
FI
475 Middle Ave
Farmers Insurance - Tenisha Cruz
Commercial Insurance Agent · Elyria, OH
(440) 822-3337
agents.farmers.com/oh/elyria/tenisha-cruz

What Does a a Commercial Insurance Agent in Elyria Cost?

Typical costs for commercial insurance in Ohio vary by industry and risk level. A small retail shop in Elyria might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 2,000 to 5,000 dollars annually for general liability and workers comp combined. Premiums depend on payroll, revenue, claims history, and coverage limits. This is general information, not insurance advice.

About commercial insurance agents in Elyria

Commercial insurance agents in Elyria, Ohio help business owners protect their assets with policies tailored to local needs. Ohio law requires certain businesses to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. Agents in Elyria can assist with general liability, property, and commercial auto coverage to meet state and local requirements.

Frequently Asked Questions

What types of commercial insurance do Elyria businesses need?

Common coverages include general liability, property insurance, workers compensation, and commercial auto. Ohio law mandates workers comp for most employers with one or more employees.

How do Ohio insurance laws affect my Elyria business policy?

Ohio is a tort state for auto liability, meaning you can be sued for damages. Your commercial auto policy must meet state minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury.

Can I bundle multiple coverages with one Elyria agent?

Yes, many agents offer business owner policies that combine property and liability coverage. Bundling can simplify management and may reduce overall premiums.

Commercial Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.