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Find Commercial Insurance Agents Near You in Lorain, OH

Browse commercial insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated commercial insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 14 commercial insurance agents serving Lorain.

Showing 14 commercial insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Elkins - State Farm Insurance Agent1812 Cooper Foster Park Rd(440) 282-2001
2Nick Perrico, Sr. - State Farm Insurance Agent6401 S Broadway(440) 233-8501
3Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
4Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
5Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
6Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
7Janasko Insurance562 Broadway(440) 245-6268
8The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
9Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
10Masters Insurance Agency210 W 7th St(440) 244-2253
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Commercial Insurance Agent · Lorain, OH

Neil Elkins - State Farm Insurance Agent serves the Lorain County area, offering commercial insurance coverage to local businesses. The agency works with companies in this region to address their unique insurance needs, including property protection and liability management. It assists business owners in navigating common risks associated with operating in Ohio. The agency handles commercial auto insurance for vehicles used in business operations and workers’ compensation policies to cover employee injuries.

NP
6401 S Broadway
Nick Perrico, Sr. - State Farm Insurance Agent
Commercial Insurance Agent · Lorain, OH

Nick Perrico, Sr. – State Farm Insurance Agent provides a range of commercial coverage options to safeguard local businesses. The agency offers tailored policies that address common operational risks, including general liability, property damage, and business interruption. Clients can also access maintenance services such as periodic policy reviews to ensure coverage remains aligned with evolving business needs. The office serves a diverse mix of commercial property types in the Lorain, OH area, including single-family homes, apartments, retail spaces, and restaurants.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Commercial Insurance Agent · Lorain, OH

Charles Chapman, a State Farm Insurance Agent in Lorain, OH, provides commercial insurance coverage to businesses across Lorain and the surrounding communities of Elyria, Amherst, and Vermilion. It handles a range of policies for small and mid-sized enterprises, including liability, property, and workers' compensation. For a typical job, the agency first assesses a client’s specific operational risks and then customizes a policy that aligns with their industry and budget.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Commercial Insurance Agent · Lorain, OH

Robert Taylor Insurance in Lorain serves business owners, property managers, and organizations seeking commercial coverage for liability, property, and operational risks. The agency evaluates the unique exposures of local enterprises, such as warehousing or retail, and recommends appropriate policies from standard insurers. They also assist with commercial auto and workers’ compensation protection as routine operations require. Businesses in neighboring communities like Amherst, Vermilion, or Sheffield Lake frequently turn to this Lorain office for reliable risk management guidance.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Commercial Insurance Agent · Lorain, OH

Chris Arnott Agency Inc. in Lorain, OH works with local businesses to differentiate between a one-time policy purchase and recurring coverage options that protect operations year after year. This commercial insurance agent advises on policies designed to shield companies from common industry liabilities and property risks. Service is provided on an as-needed basis to address specific insurance needs or renewal requests as they arise.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Commercial Insurance Agent · Lorain, OH

Lighthouse Insurance Agency in Lorain, OH, provides specialty services such as workers' compensation and liability coverage for local businesses. It also handles general commercial agent duties, including property insurance and commercial auto policies for area companies. The agency works with clients to assess risk and find appropriate coverage options from various carriers. As Lake Erie storms can cause significant property damage each fall, Lighthouse helps businesses secure policies that address wind and flood exposure.

JI
562 Broadway
Janasko Insurance
Commercial Insurance Agent · Lorain, OH

As autumn winds pick up along Lake Erie, Lorain businesses face increased property exposure from seasonal storms. Janasko Insurance helps commercial operators in Lorain review their coverage for equipment, inventory, and liability risks. This agency assists with aligning policy limits to current replacement costs and local code requirements. They also address cargo protection for fleets serving the industrial corridor. An initial assessment of your current operations and existing policies begins the process of finding appropriate commercial protection for your specific business needs.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Commercial Insurance Agent · Lorain, OH

The Liberty Company Insurance Brokers, formerly operating as Nationwide Insurance: Sam J Saraniti Clu, serves local businesses in and around Lorain, Ohio, with commercial insurance policies. This agency specializes in customized coverage additions, helping clients protect against unique operational risks beyond standard general liability. Businesses involved in commercial property, product liability, and workers’ compensation can receive tailored policy options from this office. The company can design coverage for several commercial sectors, including professional offices, warehouses, and food service establishments.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Commercial Insurance Agent · Lorain, OH

Somers Agency LLC provides residential coverage solutions alongside comprehensive commercial insurance products tailored to businesses in and around Lorain, OH. The agency assists local enterprises with essential property and liability protection, helping them manage everyday operational risks. Services address needs for small to medium-sized companies seeking reliable coverage to safeguard their assets and employees. Clients typically receive prompt support for policy adjustments and claims inquiries, with the agency maintaining ongoing communication to ensure coverage remains effective until the next scheduled renewal review.

MI
210 W 7th St
Masters Insurance Agency
Commercial Insurance Agent · Lorain, OH

Masters Insurance Agency in Lorain, OH is known for tailoring coverage to local business needs and operational risks. It provides commercial insurance solutions including property, liability, and workers' compensation policies. The agency helps companies manage common exposures faced by small retailers and regional service providers in the area. Commercial auto insurance protects fleet vehicles and delivery trucks operating throughout Lorain County. Agency staff can also add a specialty business interruption policy that replaces lost income during covered closures.

KA
5311 N Leavitt Rd
Kelley Agency
Commercial Insurance Agent · Lorain, OH
(440) 282-8898
DJ
211 W 8th St
D J Kwilecki Associates Insurance
Commercial Insurance Agent · Lorain, OH
(440) 246-2680
PI
112 E 19th St
Pfister Insurance
Commercial Insurance Agent · Lorain, OH
(800) 237-7595
pfisterinsurance.com
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Commercial Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com

What Does a a Commercial Insurance Agent in Lorain Cost?

Commercial insurance costs in Ohio vary widely based on business type size and location. A small retail shop in Lorain might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars annually for a package policy including auto and workers comp. Costs depend on payroll revenue claims history and coverage limits. This is general information not insurance advice.

About commercial insurance agents in Lorain

Commercial insurance agents in Lorain Ohio help business owners find coverage for property liability and workers compensation. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified private carrier. Local agents understand the risks facing Lorain businesses including those near Lake Erie and the industrial sector.

Frequently Asked Questions

What types of commercial insurance does a Lorain agent offer?

A Lorain commercial insurance agent can provide general liability property insurance commercial auto workers compensation and professional liability coverage. They also offer specialized policies for manufacturers restaurants and construction companies common in the Lorain area.

Is commercial auto insurance required in Ohio?

Yes Ohio law requires commercial auto insurance for vehicles used for business purposes. Minimum liability limits are 25000 dollars per person for bodily injury 50000 dollars per accident and 25000 dollars for property damage. Higher limits are often needed for delivery trucks and service vehicles.

How does Ohio workers compensation work for Lorain businesses?

Ohio law requires most employers with one or more employees to provide workers compensation coverage. This can be obtained through the Ohio Bureau of Workers Compensation or a certified private employer. A commercial insurance agent can help you choose the right option and manage payroll reporting.

Commercial Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.