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Commercial Insurance Agents in Lorain, OH

Compare commercial insurance agents in Lorain. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 commercial insurance agents in Lorain, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001 neilelkins.com
Nick Perrico, Sr. - State Farm Insurance Agent
6401 S Broadway, Lorain, OH 44053
(440) 233-8501 nickperrico.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191 roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405 charleschapmaninsurance.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991 chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463 lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268 janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900 libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447 somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898
Pfister Insurance
112 E 19th St, Lorain, OH 44052
(800) 237-7595 pfisterinsurance.com
EZ Bonds Plus Insurance LLC
713 Broadway, Lorain, OH 44052
(440) 323-6383 ezplusinsurance.com

What Does a Commercial Insurance Agent in Lorain Cost?

Commercial insurance costs in Ohio vary widely based on business type size and location. A small retail shop in Lorain might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 10000 dollars annually for a package policy including auto and workers comp. Costs depend on payroll revenue claims history and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance does a Lorain agent offer?
A Lorain commercial insurance agent can provide general liability property insurance commercial auto workers compensation and professional liability coverage. They also offer specialized policies for manufacturers restaurants and construction companies common in the Lorain area.
Is commercial auto insurance required in Ohio?
Yes Ohio law requires commercial auto insurance for vehicles used for business purposes. Minimum liability limits are 25000 dollars per person for bodily injury 50000 dollars per accident and 25000 dollars for property damage. Higher limits are often needed for delivery trucks and service vehicles.
How does Ohio workers compensation work for Lorain businesses?
Ohio law requires most employers with one or more employees to provide workers compensation coverage. This can be obtained through the Ohio Bureau of Workers Compensation or a certified private employer. A commercial insurance agent can help you choose the right option and manage payroll reporting.