The top-rated commercial insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Chris Hunt - State Farm Insurance Agent, Assurant, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency. This directory lists 20 commercial insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency | 1690 N Limestone St | (937) 324-2121 |
| 5 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 6 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 7 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 8 | AAA Springfield | 755 N Bechtle Ave | (937) 323-8661 |
| 9 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
| 10 | Fulton Hill Insurance Agency, LLC | 2100 E High St #108 | (937) 460-7337 |
As Springfield businesses prepare for shifting seasonal demands, secured coverage for property and liability risks becomes essential. Acceptance Insurance in Springfield, Ohio, helps local commercial clients evaluate their unique exposures and obtain appropriate policies tailored to their specific operations. Working within standard industry parameters, the agency focuses on matching coverage limits to current business inventories and general liability requirements. Partnering with commercial carriers, this agency guides clients through routine policy comparisons and application details. An initial on-site inspection or risk-assessment consultation typically begins the coverage evaluation process.
Chris Hunt - State Farm Insurance Agent in Springfield, OH, provides a full range of commercial insurance options, including general liability, property, and business interruption coverage. Customized service plans help local businesses review their policies regularly and adjust limits as their operations evolve. Routine maintenance of coverage ensures compliance with changing Ohio regulations and lender requirements. Its service areas include single-family homes, apartments, retail storefronts, restaurants, and other commercial properties.
Assurant serves the Springfield, Ohio area as a local commercial insurance agent. The agency helps businesses secure vital coverage for their operations and assets. It works with clients to identify and manage the unique risks companies face in the local market. Typical needs in this region include property and general liability policies. The firm specifically handles commercial auto insurance for fleets and vehicles. It also provides workers' compensation insurance to protect local employers and their employees.
America's Trusted Insurance Group (ATIG) serves local businesses, property managers, and commercial property owners in Springfield, Ohio. As an independent agency, it compares coverage options from multiple insurers to provide general liability, commercial property, and workers' compensation policies. The agency also helps business owners with risk management to protect their assets and operations. ATIG serves clients throughout Clark County and regularly works with companies in neighboring Enon.
American Heritage Insurance Group serves Springfield, Ohio, and the surrounding Clark County communities. The agency handles a full range of commercial insurance coverages for local businesses. This includes general liability, property, workers' compensation, and commercial auto policies. To handle a typical job, it first assesses the specific risks of each client’s operation, then compares quotes from multiple carriers to find a suitable balance of coverage and cost.
Fourman Insurance Agency specializes in commercial insurance solutions for local businesses, including property, liability, and workers’ compensation coverage. It also provides general risk management advice to help companies in the Springfield, OH area protect their assets. The agency works with businesses of varying sizes to tailor policies that meet industry-specific needs. Toward the end of the year, it helps retailers evaluate their coverage for holiday inventory increases and potential weather-related disruptions.
As the weather in Springfield, Ohio, shifts through pronounced seasons, local businesses often face changing commercial liability and property risks from storms or seasonal inventory. Elliott Insurance Agency addresses these evolving needs by reviewing commercial policies to cover the common exposures found in the region’s manufacturing and retail sectors. The agency provides professional advice on protecting assets and liabilities, helping businesses manage coverage that aligns with typical local operations. An initial review begins with a property walkthrough or a discussion of current operations.
AAA Springfield distinguishes between separate project-based policies for single jobs and ongoing commercial packages that renew regularly, tailoring each to the business’s liability and property exposures. Coverages are selected to address common risks encountered by Springfield, OH enterprises, from general liability to commercial auto. Service appointments are arranged on a flexible as-needed basis, allowing policyholders to request consultation or adjustments without a fixed schedule.
Clingman Insurance provides residential insurance services for property owners in Springfield, Ohio, while also offering commercial coverage solutions tailored to local business needs. The agent works closely with clients from Springfield and the surrounding area to assess risks and secure appropriate policies for various industries. Between regular visits, the agency follows up with policyholders to review coverage adjustments and address any changes in business operations, ensuring continued protection through ongoing service.
What Does a a Commercial Insurance Agent in Springfield Cost?
The cost of commercial insurance in Ohio varies by business type, size, and location. A small retail shop in Springfield might pay 500 to 1,500 per year for general liability. Workers compensation rates are set by the Ohio Bureau of Workers Compensation based on industry class codes and payroll. Commercial auto policies often range from 1,200 to 3,000 per year per vehicle. These are general estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.
About commercial insurance agents in Springfield
A commercial insurance agent in Springfield Ohio helps local businesses find coverage for property, liability, and workers compensation. Ohio requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified private carrier. Agents can also advise on commercial auto and general liability policies that meet Ohio state regulations.
Frequently Asked Questions
What types of commercial insurance do businesses in Springfield Ohio need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Ohio law requires workers comp for most employers with one or more employees. An agent can review your specific business risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Springfield?
Look for an agent licensed in Ohio who has experience with your industry. Ask about their familiarity with local Springfield risks and Ohio insurance regulations. Check their reputation with the Ohio Department of Insurance.
Is commercial insurance required by law in Ohio?
Ohio does not require general liability insurance for all businesses, but it does require workers compensation for most employers. If you have a commercial vehicle, Ohio law requires commercial auto insurance with minimum liability limits of 25,000 per person and 50,000 per accident.
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