The top-rated commercial insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 20 commercial insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Koverman Staley Dickerson Insurance | 1106 W Main St | (937) 339-4119 |
| 7 | Benefits Analysis Corporation | 1930 Prime Ct Suite 103 Suite 103 | (937) 335-5751 |
| 8 | Carson Halsey: Allstate Insurance | 1275 Experiment Farm Rd D | (937) 332-6942 |
| 9 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 10 | Outlook Financial Center LLC | 305 Public Sq | (937) 552-9990 |
Freeman Groves Insurance And Financial Services Inc, serving Troy and Miami County, operates as a commercial insurance agent, assisting businesses with risk management and policy coverage. The firm works with local entrepreneurs and established companies to identify appropriate protection plans against common operational liabilities. Property, liability, and business interruption coverages are among the key commercial lines they help arrange for regional employers. Workers’ compensation policies and commercial auto insurance are specific services they handle for this area.
Littman-Thomas Agency - Troy Office provides a range of commercial insurance services, including general liability, property, and workers' compensation coverage. The agency assists local businesses in tailoring maintenance plans to address their specific operational risks and seasonal needs. Service options are designed to support consistent protection and regulatory compliance. Its team works with clients in Troy and the surrounding area, servicing commercial properties such as single-family homes, apartments, retail spaces, and restaurants.
Heath Murray - State Farm Insurance Agent in Troy, OH, provides commercial insurance coverage for local business owners, property managers, and homeowners. The agency helps commercial clients select appropriate policies to protect their assets, liabilities, and operations against common risks. Personal insurance options are also offered to residents needing home or auto coverage. This agent works with businesses seeking reliable risk management solutions. The agency also serves clients in the surrounding Miami County area, including communities such as Piqua.
Holobaugh Insurance serves Troy, Ohio, and the surrounding Miami County communities, specializing in commercial insurance agent services. The agency handles a range of business coverage needs, including general liability, property, and workers' compensation for local companies. To manage each assignment, it carefully assesses client risks, then compares policies from multiple providers to match coverage with operational requirements. This method focuses on securing appropriate protection while maintaining straightforward communication throughout the process.
Businesses often choose between one-time projects and ongoing risk management when seeking commercial coverage. Carr Insurance Group in Troy, OH assists local companies with both approaches, including tailored policies for property, liability, and specialized industry needs. Their services address evolving regulations and regional business exposures common to this area. Support for claims and policy adjustments is available on a scheduled or as-needed basis, allowing clients to maintain flexible protection without committing to a fixed renewal cycle.
Spring storms in Troy can damage commercial roofs and storefronts, often leaving small businesses scrambling for claim support. Koverman Staley Dickerson Insurance helps local merchants review their existing policies before storm season, focusing on property and liability coverage that fits their daily operations. The agency works with restaurant owners, warehouses, and retail shops in the Troy area. A thorough walk-through of the business premises and a review of current inventory records typically begin the assessment.
Benefits Analysis Corporation helps businesses secure insurance coverage tailored to their operational risks. Based in Troy, OH, this agency specializes in commercial insurance, including property and general liability policies as well as specialized add-ons like business interruption protection and equipment breakdown coverage. The firm advises clients on assessing exposures and selecting appropriate limits. Its commercial clientele includes offices, warehouses, and food service operations requiring protection for inventory, equipment, and premises liability exposures.
Carson Halsey: Allstate Insurance in Troy, OH specializes in commercial insurance policies for local businesses, covering property and liability risks. It also provides workers’ compensation and commercial auto coverage to help protect companies from operational disruptions. Ongoing general services include reviewing current policies and adjusting coverage levels as businesses expand or change. As colder months approach, it assists Troy enterprises with evaluating winter-related risks, such as snow removal liability or equipment damage from freezing temperatures.
Serving residents of Troy, Ohio, with personal insurance, the agency also handles commercial coverage needs for local businesses. As a commercial insurance agent, the office helps business owners evaluate property, liability, and vehicle protection options tailored to their operations. The agent provides ongoing support, answering questions and assisting with policy adjustments as businesses grow. Clients often revisit the office between regular service intervals to update coverage after inventory changes or expansion, ensuring their plans stay aligned with current operations.
Outlook Financial Center LLC is known for providing comprehensive commercial insurance solutions to businesses in Troy, Ohio. The agency works with local enterprises to assess their unique liability and property exposures, offering tailored coverage options designed to protect company assets and operations. Services typically include general liability, commercial property, workers’ compensation, and business interruption insurance. For added protection, the firm can also arrange specialized inland marine coverage for equipment and inventory transported off-site.
What Does a a Commercial Insurance Agent in Troy Cost?
Commercial insurance costs in Ohio vary widely by business type, size, and risk factors. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. A construction company could pay 5,000 to 15,000 dollars or more for full coverage. Premiums also depend on payroll, revenue, and claims history. This is general information and not insurance advice.
About commercial insurance agents in Troy
Commercial insurance agents in Troy, Ohio help local businesses find the right coverage to protect their operations. Ohio law requires businesses with employees to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. Agents can assist with general liability, property, and commercial auto policies tailored to the needs of Troy businesses.
Frequently Asked Questions
What types of commercial insurance do Ohio businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Ohio law mandates workers compensation for most employers with one or more employees.
How do I choose a commercial insurance agent in Troy?
Look for an agent licensed in Ohio who understands your industry. Ask about their experience with local businesses and their access to multiple insurance carriers for competitive quotes.
Can I bundle multiple policies with one agent in Ohio?
Yes many agents offer business owner policies that bundle general liability and property insurance. This can simplify coverage and may reduce overall costs.
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