The top-rated commercial insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,512 reviews. Other highly rated options include Knoxville Insurance Group, William Knight Insurance Agency, Josh Ellis - State Farm Insurance Agent. This directory lists 32 commercial insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 21st Insurance Agency | 620 Market St | (866) 727-4712 |
| 2 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 3 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 4 | Josh Ellis - State Farm Insurance Agent | 11826 Kingston Pike #120 | (865) 223-5461 |
| 5 | RightWay Insurance | 111 Center Park Dr STE 106 | (865) 293-7520 |
| 6 | Meridian Insurance, Inc. | 6025 Brookvale Ln NW Suite 208 | (937) 567-8900 |
| 7 | Applegate Insurance Agency | 301 S Gallaher View Rd # 229 | (865) 240-2348 |
| 8 | Shafer Insurance Agency | 1100 Marion St #200 | (865) 546-0761 |
| 9 | Bolton Insurance | 200 Fox Rd | (865) 690-5000 |
| 10 | IRM Insurance | 11002 Kingston Pike #103 | (865) 579-0500 |
21st Insurance Agency serves the Knoxville, Tennessee, metro area as a commercial insurance agent. The company helps local business owners assess their unique operational risks and secure appropriate coverage policies. They provide guidance on general liability, property protection, and workers' compensation policies. Brokerage services also connect clients with multiple insurers to find suitable terms. The agency specifically handles coverage for contractors and restaurants in the Knoxville area.
Knoxville Insurance Group provides liability, property, and workers' compensation coverage for commercial clients in the Knoxville area. Its policies shield small businesses from common operational risks and financial losses. For property owners, the firm offers specialized commercial coverage that can be maintained on an annual basis. These plans typically protect buildings, equipment, and lost income from a covered event. Contractors, professional offices, and manufacturers benefit from the company’s tailored policies as well. Its commercial services extend to restaurants, single-family rentals, apartment complexes, and retail storefronts.
William Knight Insurance Agency in Knoxville, TN offers clients a choice between one-time policies for specific projects or recurring commercial coverage for ongoing business operations. Their work can cover general liability, property, and workers compensation risks that Knoxville businesses commonly face. As a local commercial insurance agent, the company typically manages customized policy renewals and risk assessments for clients. Services are provided on a scheduled basis, with regular reviews and adjustments to coverage as business needs evolve.
Josh Ellis - State Farm Insurance Agent in Knoxville, TN offers specialized commercial insurance services for local businesses, including liability, property, and workers compensation coverage. The agency works closely with clients to assess risk and tailor policies that protect assets and operations. As seasonal weather patterns in East Tennessee can disrupt business continuity, the agent assists with developing emergency preparedness and recovery plans to minimize downtime after storms or flooding events.
RightWay Insurance works with business owners in Knoxville to secure appropriate commercial coverage. The agency specializes in tailoring policies that address common liability and property exposures. It helps clients evaluate risks unique to their daily operations and budget. Additional coverage options may include inland marine or equipment breakdown protection. RightWay Insurance can serve offices requiring general liability, warehouses needing property and inventory protection, and food service operations in need of spoilage or liquor liability endorsements.
Meridian Insurance, Inc. in Knoxville, TN first assists clients with their residential insurance needs before addressing commercial coverage tailored for local businesses. They serve the greater Knoxville area and surrounding communities, offering policies that protect assets, liabilities, and operations. As a commercial insurance agent, the company helps business owners navigate coverage options suited to their industry and risk level. Follow-up services ensure policies are reviewed and adjusted as needed between regular visits, maintaining appropriate protection as circumstances change.
Applegate Insurance Agency in Knoxville, Tennessee serves residential clients by addressing commercial coverage needs for local businesses. Their commercial insurance work helps protect companies from common operational risks in the area. They assist with policies that cover property, liability, and other essential business exposures. After initial policies are in place, the agency remains available for follow-up service between regular visits to adjust coverage as business circumstances change.
Shafer Insurance Agency in Knoxville, TN, is known for helping businesses protect their operations against everyday risks. The agency works with commercial clients across a range of industries to customize coverage for property, liability, and workers’ compensation needs. Their local service includes analyzing each company’s unique exposures while connecting them to multiple insurance carriers for competitive options. A specialty service the agency can arrange includes tailored coverage for professional liability, protecting businesses from claims of errors or negligence in their work.
Bolton Insurance in Knoxville, Tennessee, is a commercial insurance agent focused on providing businesses with essential coverage to protect their operations and assets. Its services typically include general liability, property insurance, and workers’ compensation policies tailored for local industries. The agency assists clients in navigating the complexities of risk management to ensure adequate protection. For companies with specialized needs, Bolton Insurance can add on professional liability coverage, which safeguards against claims of negligence or errors in service.
Locally serving Knoxville, Tennessee, IRM Insurance provides commercial insurance agent services to area businesses. This firm assists clients in evaluating liability exposures and property risks that are common across regional industries. Policyholders can work with IRM to structure coverage for business interruption scenarios and general liability claims. The agency additionally addresses commercial auto insurance needs for fleet operations within the Knoxville metro and surrounding county.
What Does a a Commercial Insurance Agent in Knoxville Cost?
Typical costs for commercial insurance in Tennessee vary widely by business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction company could pay 5000 to 20000 dollars annually for workers comp and liability combined. Premiums depend on payroll revenue claims history and coverage limits. This is general information not insurance advice.
About commercial insurance agents in Knoxville
Commercial insurance agents in Knoxville Tennessee help business owners find coverage for property liability and workers compensation. Tennessee law requires employers with five or more employees to carry workers compensation insurance. Local agents understand the risks specific to Knoxville businesses including those in manufacturing healthcare and hospitality.
Frequently Asked Questions
What types of commercial insurance do Knoxville businesses need?
Common types include general liability property insurance workers compensation and commercial auto. Tennessee law requires workers comp for most businesses with five or more employees. Your agent can help you determine which coverages fit your specific industry and operations.
How do I choose a commercial insurance agent in Knoxville?
Look for an agent who is licensed in Tennessee and has experience with your type of business. Ask about their knowledge of local risks such as weather events or industry specific regulations. Check their reputation with the Tennessee Department of Commerce and Insurance.
Are there Tennessee laws that affect business insurance costs?
Yes Tennessee has specific requirements for workers compensation and commercial auto insurance. The state also has a competitive insurance market which can affect pricing. Agents must follow Tennessee insurance regulations when advising clients.
Commercial Insurance Agents in Other Tennessee Cities
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