The top-rated commercial insurance agent in Murfreesboro, Tennessee is AmeriAgency, rated 4.9 stars across 1,013 reviews. Other highly rated options include Farm Bureau Insurance, Synergy Insurance, VALENCIA INS MURFREESBORO. This directory lists 20 commercial insurance agents serving Murfreesboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AmeriAgency | 1850 Memorial Blvd | (888) 851-5572 |
| 2 | Farm Bureau Insurance | 818 S Church St | (615) 893-1213 |
| 3 | Synergy Insurance | 530 Brandies Cir | (615) 439-2555 |
| 4 | VALENCIA INS MURFREESBORO | 1673 Middle Tennessee Blvd | (615) 605-4976 |
| 5 | The Client's Insurance Agency | 508 S Church St C | (615) 669-4904 |
| 6 | BAM Insurance, Inc. | 925 S Church St C-300 | (615) 867-8839 |
| 7 | Conner Insurance Group, LLC | 603 W Burton St B | (615) 263-0888 |
| 8 | Middle TN Insurance Group, Inc | 730 A Middle Tennessee Blvd #7 | (615) 898-0053 |
| 9 | Miller Loughry Beach Insurance | 214 W College St | (800) 998-9016 |
| 10 | Roque Agency Insurance | 3111 Throne St | (615) 582-3382 |
AmeriAgency serves the commercial insurance needs of businesses throughout the Murfreesboro area. As a local commercial insurance agent, the company works with business owners to assess risk and secure appropriate coverage. Their services help protect companies from operational liabilities, property damage, and other common exposures. General liability policies safeguard against on-site accidents, while commercial property insurance covers physical assets. A full range of options is available for various industries. The agency specifically handles workers’ compensation coverage and commercial auto insurance for local fleets.
Farm Bureau Insurance in Murfreesboro, Tennessee, is known for providing commercial insurance solutions tailored to local businesses. Its service range covers general liability, property coverage, and workers’ compensation for small to mid-sized companies in the area. Policies are designed to help protect operations from common risks in the regional economy, including retail, construction, and professional services. As an added specialty, the agency offers business interruption coverage to help maintain income during unexpected closures or property damage events.
Synergy Insurance in Murfreesboro, TN, provides a full range of commercial insurance agent services, including policy selection for general liability, property, and workers’ compensation. It also offers ongoing service plans that help local businesses review their coverage annually and manage policy renewals. The company helps clients understand their risk exposure and adjust their portfolio accordingly. It services a variety of commercial properties, including single-family homes used as rentals, apartments, retail storefronts, and full-service restaurants.
Founded to serve homeowners, property managers, and small to mid-sized business owners, Valencia Ins Murfreesboro provides commercial insurance agent services in the Murfreesboro, TN area. These services focus on securing coverage against liability, property damage, and business interruption risks. The agency works with clients to identify their unique exposures and compare appropriate policy options from multiple insurers. It also offers guidance on local commercial zoning requirements that affect property coverage. Serving the broader metro area, the agency additionally covers the Rutherford County communities of Smyrna and La Vergne.
The Client's Insurance Agency in Murfreesboro, TN assists local businesses in choosing between a one-time policy for a single project or an ongoing commercial package that renews annually for continuous liability and property coverage. It works closely with clients to assess risks such as equipment damage or general liability. Service is offered on a scheduled basis, with consultations arranged during standard business hours and any necessary document updates handled by appointment.
BAM Insurance, Inc. serves Murfreesboro and the surrounding middle Tennessee communities. This commercial insurance agency handles coverage for small to medium-sized local businesses, including property, liability, and workers’ compensation policies. By assessing each client’s operational risks and revenue exposure, it identifies appropriate policy limits for the specific industry. For a typical job, the general approach involves reviewing the business’s existing contracts and equipment values to propose a tailored insurance package that meets legal requirements and protects daily operations.
Conner Insurance Group, LLC, based in Murfreesboro, TN, offers specialty commercial insurance coverage tailored to local businesses, including general liability and property protection. It also provides broad commercial auto and workers’ compensation policies designed to safeguard small and mid-sized companies against common operational risks. The agency works closely with business owners to evaluate specific liability exposures and adjust coverage limits accordingly. As Tennessee’s construction season intensifies in the spring, Conner Insurance Group helps contractors secure proper builders risk or equipment floater policies before temporary job sites begin.
As cooler months arrive, many Murfreesboro businesses begin reviewing liability limits for winter risks like employee slip-and-falls. Middle TN Insurance Group, Inc works with commercial clients to identify coverage gaps in their general liability, property, or workers’ compensation policies. They help small retailers, contractors, and service providers align their protection with the demands of operating locally. Understanding that policies should match current operations, the firm begins by scheduling an on-site inspection of the applicant’s premises to assess risks firsthand.
Miller Loughry Beach Insurance advises businesses in Murfreesboro on their commercial insurance needs, with a focus on helping them understand policy structures and manage their risk exposure. The agency’s specialty is crafting coverage add-ons for specific liability gaps that standard policies may not address. By examining each operation’s unique exposures, the agency works to design protection that matches the client’s actual daily activities. Their experience allows them to serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Roque Agency Insurance serves residential clients in Murfreesboro, Tennessee, with property and liability protection for homes and personal belongings. The agency also provides commercial insurance coverage tailored to local businesses, addressing risks like general liability and property damage common to the area’s industries. Services are accessible to clients throughout Murfreesboro and its surrounding communities. Following the initial policy setup, the agency offers regular check-ins to ensure ongoing coverage matches a client’s changing needs, with follow-up service available between scheduled visits.
What Does a a Commercial Insurance Agent in Murfreesboro Cost?
The cost of commercial insurance in Tennessee varies by business type size and risk factors. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 or more annually for combined coverage. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information not insurance advice.
About commercial insurance agents in Murfreesboro
Commercial insurance agents in Murfreesboro Tennessee help local businesses secure coverage for property liability and workers compensation. Tennessee law requires employers with five or more employees to carry workers compensation insurance. Agents can guide you through state specific requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of commercial insurance do Murfreesboro businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Tennessee law mandates workers comp for most businesses with five or more employees. An agent can assess your specific risks and recommend appropriate coverage.
How do I choose a commercial insurance agent in Murfreesboro?
Look for an agent licensed in Tennessee with experience in your industry. Check their knowledge of local regulations and ask about the insurance carriers they represent. A good agent will explain policy terms and help you compare quotes.
Does Tennessee require commercial auto insurance for business vehicles?
Yes Tennessee requires liability insurance for all registered vehicles including those used for business. Minimum limits are 25000 per person and 50000 per accident for bodily injury plus 15000 for property damage. An agent can help you meet these requirements and add higher limits.
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