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Find Commercial Insurance Agents Near You in Oak Ridge, TN

Browse commercial insurance agents serving Oak Ridge, Tennessee. Updated 2026-07-14.

The top-rated commercial insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 19 commercial insurance agents serving Oak Ridge.

Showing 19 commercial insurance agents in Oak Ridge, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Stephanie Hale-Smith - State Farm Insurance Agent40 New York Ave #110(865) 483-7784
2Bradley Roberts: Allstate Insurance106 S Illinois Ave(865) 482-9596
3Mike Massaglia - State Farm Insurance Agent108 S Illinois Ave(865) 425-7750
4Josh Hemphill - State Farm Insurance Agent574 Oak Ridge Turnpike(865) 512-7542
5Laura Lynn Green - State Farm Insurance Agent136 Marquette Rd(865) 483-5666
6Direct Auto Insurance860 Oak Ridge Turnpike Suite 4(865) 220-5537
7Farm Bureau Insurance1574 Oak Ridge Turnpike(865) 482-5666
8Madison Insurance Group, Inc.795 Main St W Suite 200(865) 425-7300
9Thompson Insurance Group697 Emory Valley Rd E(865) 685-5069
10Fox Insurance Group110 S Illinois Ave(865) 482-0513
SH
40 New York Ave #110
Stephanie Hale-Smith - State Farm Insurance Agent
Commercial Insurance Agent · Oak Ridge, TN

Stephanie Hale-Smith - State Farm Insurance Agent serves Oak Ridge, TN, and the surrounding Anderson County area, specializing in commercial insurance coverage for local businesses. The agency provides tailored policies to protect companies from industry-specific risks and property exposures. Its services include general liability insurance, which safeguards against third-party claims, and commercial auto insurance for vehicles used in business operations.

BR
106 S Illinois Ave
Bradley Roberts: Allstate Insurance
Commercial Insurance Agent · Oak Ridge, TN

Bradley Roberts: Allstate Insurance provides a full range of commercial insurance services, including general liability and property coverage tailored to local business operations. The agency also offers ongoing service and maintenance plans to help manage policy updates and risk assessments as client needs evolve. Its expert team services various commercial property types in Oak Ridge, TN, including single-family homes converted for business use, apartments, retail storefronts, and casual dining restaurants.

MM
108 S Illinois Ave
Mike Massaglia - State Farm Insurance Agent
Commercial Insurance Agent · Oak Ridge, TN

Mike Massaglia’s agency in Oak Ridge serves local business owners, property managers, and commercial operators seeking insurance coverage tailored to their operations. As a dedicated commercial insurance agent, the team helps clients navigate general liability, property, and workers’ compensation policies to protect their assets and employees. This office focuses on understanding each company’s specific risks and providing options that address those exposures. The agency also assists businesses in the surrounding Anderson County communities, including Clinton, ensuring convenient access to professional insurance guidance and local service.

JH
574 Oak Ridge Turnpike
Josh Hemphill - State Farm Insurance Agent
Commercial Insurance Agent · Oak Ridge, TN

Josh Hemphill - State Farm Insurance Agent in Oak Ridge, Tennessee offers specialty commercial coverage, including general liability and property insurance for local businesses. It also provides risk management guidance and customized policies for diverse industries and small franchises. As seasons change in East Tennessee, the agency helps business owners reassess their coverage ahead of winter weather, ensuring they remain protected against potential property damage and liability claims from icy conditions.

LL
136 Marquette Rd
Laura Lynn Green - State Farm Insurance Agent
Commercial Insurance Agent · Oak Ridge, TN

Laura Lynn Green - State Farm Insurance Agent serves Oak Ridge, Tennessee, and the surrounding Anderson County communities. This agency provides commercial insurance policies for small and mid-sized businesses. It handles general liability, property coverage, workers’ compensation, and business auto insurance. Tailoring each policy to a client’s specific industry and risk profile forms the core of its approach, beginning with a detailed review of operations to identify coverage gaps before recommending a plan.

DA
860 Oak Ridge Turnpike Suite 4
Direct Auto Insurance
Commercial Insurance Agent · Oak Ridge, TN

As local businesses in Oak Ridge expand their seasonal fleets and update liability coverage during the busy spring quarter, Direct Auto Insurance provides tailored commercial insurance solutions for the area. Serving the Oak Ridge commercial sector, the company offers policies designed to protect assets, vehicles, and operations from common regional risks. New clients begin with a thorough on-site inspection or an initial-assessment meeting to evaluate coverage needs and business exposures.

FB
1574 Oak Ridge Turnpike
Farm Bureau Insurance
Commercial Insurance Agent · Oak Ridge, TN

Farm Bureau Insurance in Oak Ridge, Tennessee, provides general liability and property coverage for businesses, along with specialized endorsements for commercial auto and workers' compensation. This agency helps local entrepreneurs manage risks through tailored policies and routine loss control advice. Its commercial insurance services are suited for operations such as professional offices, retail warehouses, and food service establishments.

MI
795 Main St W Suite 200
Madison Insurance Group, Inc.
Commercial Insurance Agent · Oak Ridge, TN

Madison Insurance Group, Inc. specializes in tailoring coverage packages for local businesses, addressing unique liability and property needs across industries like retail and construction. Beyond commercial insurance, it regularly reviews policies to ensure clients maintain adequate protection as their operations evolve. Seasonal hazards, such as winter weather leading to slip-and-fall claims or summer storms damaging inventory, are a specific concern the agency helps Oak Ridge businesses prepare for each year.

TI
697 Emory Valley Rd E
Thompson Insurance Group
Commercial Insurance Agent · Oak Ridge, TN
FI
110 S Illinois Ave
Fox Insurance Group
Commercial Insurance Agent · Oak Ridge, TN

Oak Ridge businesses face shifting risk exposures as seasonal construction projects ramp up or local manufacturing adjusts to new supply chain demands. Fox Insurance Group works closely with commercial clients to review liability, property, and workers compensation coverage tailored to these evolving needs. The agency evaluates each business’s unique operations, revenue, and asset base before recommending appropriate insurance options. An initial site inspection or virtual assessment is then scheduled to complete the coverage review process.

CS
471 Oak Ridge Turnpike Ste.B
Chris Smith Insurance
Commercial Insurance Agent · Oak Ridge, TN
(865) 272-3387
csmithagency.com
SP
113 Raleigh Rd
Southern Protection Insurance TN
Commercial Insurance Agent · Oak Ridge, TN
(865) 290-0191
HC
665A Emory Valley Rd
Herron-Connell Insurance
Commercial Insurance Agent · Oak Ridge, TN
(865) 483-8483
herronconnell.com
WO
800 Oak Ridge Turnpike # A1000
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
Commercial Insurance Agent · Oak Ridge, TN
(888) 376-9633
appund.com
AC
681C Emory Valley Rd
Assurance Center
Commercial Insurance Agent · Oak Ridge, TN
(423) 380-0924
CH
108 S Illinois Ave
Carriage Hill Insurance
Commercial Insurance Agent · Oak Ridge, TN
(865) 483-3200
carriagehillinsurance.com
SI
107A W Tennessee Ave
Shelter Insurance - Nathan Mizer
Commercial Insurance Agent · Oak Ridge, TN
(865) 483-0670
shelterinsurance.com/CA/agent/NMIZER
HH
1062 Oak Ridge Turnpike # 200
Howard Hildreth Insurance & Realty
Commercial Insurance Agent · Oak Ridge, TN
(865) 483-8476
howardhildrethins.com
1A
136 S Illinois Ave #102
1st Auto Insurance Group, LLC
Commercial Insurance Agent · Oak Ridge, TN
(865) 425-8385
1stautoinsgroup.com

What Does a a Commercial Insurance Agent in Oak Ridge Cost?

Typical costs for commercial general liability insurance in Tennessee range from 400 to 1500 dollars per year for small businesses. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on industry risk class. Commercial auto policies often cost 1200 to 3000 dollars annually per vehicle. These figures are estimates and actual costs vary by business size location and claims history. This is general information and not insurance advice.

About commercial insurance agents in Oak Ridge

Commercial insurance agents in Oak Ridge Tennessee help business owners protect their assets with tailored coverage options. These agents understand local risks and Tennessee specific requirements such as workers compensation laws under Tennessee Code Annotated Title 50. They can guide you through policies like general liability property insurance and commercial auto coverage.

Frequently Asked Questions

What types of commercial insurance do agents in Oak Ridge offer?

Agents in Oak Ridge offer general liability commercial property workers compensation commercial auto and professional liability insurance. They also provide specialized coverage for industries like manufacturing healthcare and construction common in the Tennessee Valley region.

Does Tennessee require businesses to have workers compensation insurance?

Yes Tennessee law requires most employers with five or more employees to carry workers compensation insurance under Tennessee Code Annotated Section 50-6-101. Certain industries like construction have additional requirements. A commercial insurance agent can help you comply with these state laws.

How can a local agent help with Tennessee business insurance regulations?

A local agent understands Tennessee specific regulations such as the state minimums for commercial auto liability and the requirements for liquor liability coverage if you serve alcohol. They can also advise on Tennessee Department of Commerce and Insurance filing rules.

Commercial Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.