The top-rated commercial insurance agent in Harrisonburg, Virginia is Courtney Teague - State Farm Insurance Agent, rated 4.9 stars across 320 reviews. Other highly rated options include Pam Ritchie - State Farm Insurance Agent, John Edwards - GEICO Insurance Agent, Insurance Center of Harrisonburg. This directory lists 19 commercial insurance agents serving Harrisonburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Teague - State Farm Insurance Agent | 1880 Reservoir St | (540) 433-1916 |
| 2 | Pam Ritchie - State Farm Insurance Agent | 3270 Albert Long Dr | (540) 434-2028 |
| 3 | John Edwards - GEICO Insurance Agent | 1854 E Market St Suite 102 | (540) 568-1844 |
| 4 | Insurance Center of Harrisonburg | 981 S High St | (540) 433-1519 |
| 5 | Cornerstone Insurance Solutions | 410 Neff Ave # 213 | (540) 437-9499 |
| 6 | Integrity Insurance Group | 2515 E Market St STE E | (540) 433-0200 |
| 7 | Jenkins Insurance & Financial Services | 1920 S Main St | (540) 434-8388 |
| 8 | HIS Insurance & Service | 789 E Market St # A | (540) 434-3111 |
| 9 | Blue Ridge Insurance Services | 116 Reservoir St | (540) 437-9030 |
| 10 | Marketplace Insurance Agency & ElderCare Associates | 1502 Brookhaven Dr | (877) 433-1149 |
Courtney Teague’s State Farm Insurance Agency serves the Harrisonburg, Virginia metro area as a commercial insurance agent. The agency helps local business owners obtain coverage for property, liability, and other business-related risks. Policies are designed to protect companies from financial losses due to accidents, theft, or lawsuits. This agency can assist with a range of commercial needs, including workers’ compensation coverage and commercial auto insurance for company vehicles.
Pam Ritchie - State Farm Insurance Agent offers a range of commercial insurance services for area businesses. The office provides coverage consultations and policy maintenance throughout the year. Account reviews help adjust protections as business needs change, and support is available for claims processing. This commercial insurance agent serves a variety of local properties, including single-family homes, apartments, retail establishments, and restaurants.
John Edwards, a commercial insurance agent based in Harrisonburg, VA, serves a range of customers including local businesses, property managers, and independent contractors in the area. He provides liability coverage and property insurance policies designed to protect commercial operations from common risks such as accidents or weather damage. Customers rely on his office for assistance in selecting appropriate policy limits and deductibles for their specific industries. The agency also extends its services to nearby communities including Rockingham County and the broader Shenandoah Valley region.
Serving Harrisonburg, Virginia, and the surrounding Shenandoah Valley communities, Insurance Center of Harrisonburg acts as a commercial insurance agent. The agency helps local businesses secure essential coverage for property, liability, and workers' compensation needs. It works with various carriers to match policies to each business's specific operations and budget. To handle a typical job, the agent begins by reviewing the client's current exposures and future goals in person.
Cornerstone Insurance Solutions in Harrisonburg, VA distinguishes between one-time bond filings or certificate requests and recurring policy management for ongoing business needs. Coverage options under its commercial insurance agency include general liability, property, and workers' compensation for local enterprises. Service runs on a one-time, scheduled, or as-needed basis, with policy reviews conducted annually or upon client request to take effect.
Integrity Insurance Group specializes in crafting commercial insurance policies tailored to local businesses. It offers guidance on general liability, property coverage, and workers’ compensation for small to mid-sized companies in Harrisonburg, VA. The agency works with each client to analyze operational risks and secure appropriate coverage levels. Seasonal concerns like winter weather liability or summer construction project exposures are common areas where the firm helps business owners adjust their protection before potential claims arise.
Jenkins Insurance & Financial Services in Harrisonburg, VA assists local businesses by securing general liability, property, and workers’ compensation coverage. Their specialty includes tailored policies for commercial auto, inland marine, and cyber liability risks. The agency structures each plan to protect operational assets while controlling overhead costs. They serve a range of commercial sectors, including offices requiring professional liability, warehouses needing high-limit property coverage, and food service operations seeking comprehensive general liability and equipment breakdown protection.
As local businesses in Harrisonburg prepare for the changing seasons, they often need updated liability and property coverage to protect their operations. HIS Insurance & Service provides commercial insurance agent services to businesses in the area, helping them assess their risks and find appropriate policies. The company works with clients to review their current exposures and recommends adjustments for general liability, workers compensation, or commercial auto coverage. A thorough on-site inspection of the business premises typically initiates this process.
Marketplace Insurance Agency & ElderCare Associates in Harrisonburg, VA is known for arranging commercial insurance policies that protect local business operations and assets. The firm works with a range of industries to secure appropriate liability and property coverage. Commercial agents in this area can help clients navigate coverage options that meet state compliance requirements and specific risk exposures. Business owners can also access supplemental protection through additional specialized insurance products.
What Does a a Commercial Insurance Agent in Harrisonburg Cost?
Typical costs for a small business general liability policy in Virginia range from 400 to 1500 dollars per year. Workers compensation premiums average 0.75 to 2.50 dollars per 100 dollars of payroll depending on industry class codes. Commercial property insurance for a small retail space in Harrisonburg may cost 500 to 2000 dollars annually. Costs vary significantly by business size location and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Harrisonburg
Commercial insurance agents in Harrisonburg Virginia help local businesses find coverage for property liability and workers compensation. Virginia law requires employers with more than two employees to carry workers compensation insurance. Agents in the Shenandoah Valley can guide you through Virginia specific requirements like the Business Liability Insurance mandate for certain industries.
Frequently Asked Questions
What types of commercial insurance do Harrisonburg businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Virginia law requires workers comp for most businesses with three or more employees. Your agent can help you assess risks specific to your industry in Harrisonburg.
How do I find a commercial insurance agent in Harrisonburg Virginia?
You can search online directories ask other business owners for referrals or contact the Virginia Insurance Association. Local agents in Harrisonburg understand regional risks like weather events and traffic patterns on I-81. They can also advise on Virginia specific liability limits.
What factors affect commercial insurance costs in Virginia?
Costs depend on your business type location number of employees and claims history. Virginia rates are regulated by the State Corporation Commission. Your agent will review your operations to find appropriate coverage at competitive prices.
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