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Find Commercial Insurance Agents Near You in Lynchburg, VA

Browse commercial insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated commercial insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 147 reviews. Other highly rated options include Hedges Insurance Agency LLC, Nelles Insurance Solutions, Parr Insurance Services- Lynchburg. This directory lists 20 commercial insurance agents serving Lynchburg.

Showing 20 commercial insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
2Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
3Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
4Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
5Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
6Parker, Shelton & Associates Inc. - Insurance Agency25 Greystone Dr Ste 7(434) 239-6936
7Taylor Insurance Agencies1840 Graves Mill Rd(434) 385-1664
8Adams Insurance Agency Inc.7708 Timberlake Rd(434) 455-4333
9Andy Mathews Agency2782 Waterlick Rd(434) 534-9004
10Legacy Insurance1971 English Tavern Rd Suite C(434) 266-1197
CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Commercial Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance serves the Lynchburg, VA metro area as a commercial insurance agent. The company helps local businesses obtain coverage for general liability, property damage, and workers’ compensation. It also guides firms through risk management strategies to protect their assets and daily operations. Beyond standard policies, Cothran Schoonover Insurance handles specialized coverage for contractors and small to mid-sized manufacturers in the region.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Commercial Insurance Agent · Lynchburg, VA

Hedges Insurance Agency LLC in Lynchburg, VA provides a full range of commercial insurance agent services, including policy evaluation, risk assessment, and coverage placement for businesses. Their service plans involve regular policy reviews and claims support to ensure ongoing protection aligns with current operational needs. This office services a variety of local commercial properties, including single-family homes used for business, apartment complexes, retail storefronts, and sit-down or quick-service restaurants.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Commercial Insurance Agent · Lynchburg, VA

Nelles Insurance Solutions serves local businesses, property managers, and commercial real estate owners in the Lynchburg, VA area. The agency specializes in structuring coverage for general liability, commercial property, and workers' compensation policies. Clients seeking protection for retail operations, warehouses, or professional offices can receive guidance on risk management and policy limits. The company works with regional underwriters to address common industry exposures found in central Virginia. Its service area extends into the neighboring Town of Amherst and surrounding Bedford County communities.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Commercial Insurance Agent · Lynchburg, VA

Parr Insurance Services- Lynchburg serves the Lynchburg, Virginia area and its surrounding communities, handling a full range of commercial insurance needs for local businesses. It offers coverage designed to protect against common operational risks, from property and liability to workers compensation. For each client, the agency begins by conducting a detailed review of the specific business operations and exposures. It then carefully matches those needs with appropriate policy options from its carrier partners, building a tailored plan to address the identified risks on a case-by-case basis.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Commercial Insurance Agent · Lynchburg, VA

Leech & Hicks, Inc. Insurance provides commercial insurance in Lynchburg, VA, distinguishing between one-time policies for short-term coverage needs and recurring service options for ongoing business protection. Their coverage addresses common area risks such as general liability, property, and workers’ compensation. The agency helps local businesses navigate policy selection and claims processes. Service is available on an as-needed basis, allowing clients to request support or adjustments whenever specific circumstances require immediate attention.

PS
25 Greystone Dr Ste 7
Parker, Shelton & Associates Inc. - Insurance Agency
Commercial Insurance Agent · Lynchburg, VA

As local businesses gear up for the changing seasons, managing commercial property and liability risks becomes critical. Parker, Shelton & Associates Inc. - Insurance Agency advises Lynchburg companies on coverage for evolving exposures, including weather-related damage and shifting regulatory requirements. A commercial insurance agent works directly with business owners to assess specific operational needs, helping to tailor policies that address unique industry challenges. The process typically begins with a thorough on-site inspection of the property and operations so the agent can provide an accurate initial risk assessment.

TI
1840 Graves Mill Rd
Taylor Insurance Agencies
Commercial Insurance Agent · Lynchburg, VA

Taylor Insurance Agencies in Lynchburg, VA assists businesses in managing their risk through tailored commercial insurance coverage. The agency focuses on protecting companies against property damage, general liability, and business interruption, with specialty add-ons available for equipment breakdown or cyber liability. Their services extend to small and mid-sized operations across the area, including offices seeking property protection, warehouses needing inventory coverage, and food service establishments requiring liability safeguards for their daily operations.

AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Commercial Insurance Agent · Lynchburg, VA

Adams Insurance Agency Inc. in Lynchburg, VA specializes in customizing commercial liability coverage for local businesses. It addresses property protection, workers' compensation, and commercial auto policies for various industries in the region. General services include risk assessment, policy review, and claims support to maintain operational stability. For business owners, the agency can help adjust coverage when seasonal inventory fluctuations increase exposure to theft or weather damage.

AM
2782 Waterlick Rd
Andy Mathews Agency
Commercial Insurance Agent · Lynchburg, VA

Andy Mathews Agency writes commercial insurance policies for businesses in the Lynchburg, Virginia area. The firm begins by assessing residential property exposures before addressing commercial coverage needs such as liability and property protection. Their clientele includes local shops, contractors, and service providers requiring regular policy reviews. Between scheduled annual visits, the agency follows up with clients to adjust coverage as operations change, ensuring consistent repeat service without gaps in protection.

LI
1971 English Tavern Rd Suite C
Legacy Insurance
Commercial Insurance Agent · Lynchburg, VA

Legacy Insurance, based in Lynchburg, VA, is known for helping local businesses manage risk through tailored commercial coverage. Its service range includes general liability, property, and workers compensation policies designed for small to mid-sized enterprises. The agency works with area contractors, retailers, and professional offices to address common regional exposures. As an additional specialty service, Legacy Insurance offers commercial auto coverage suited for fleets and individual business vehicles operating throughout central Virginia.

SI
1301 Old Graves Mill Rd
Scott Insurance
Commercial Insurance Agent · Lynchburg, VA
(434) 832-2100
scottins.com/contact-us/locations/commercial-insurance-lynchburg-va
CI
801 Main St
Campbell Insurance
Commercial Insurance Agent · Lynchburg, VA
(434) 847-5541
campbellins.com
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Commercial Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
SI
6010 Fort Ave
Succor Insurance Lynchburg
Commercial Insurance Agent · Lynchburg, VA
(304) 254-6814
BI
2420 Langhorne Rd
Bost Insurance
Commercial Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
PM
1309 Enterprise Dr # A
Perry & Mays Insurance
Commercial Insurance Agent · Lynchburg, VA
(434) 385-9191
perrymays.com
TI
20190 Timberlake Rd Suite A
Timberlake Insurance Agency Inc
Commercial Insurance Agent · Lynchburg, VA
(434) 237-6503
lynchburginsurance.com
GI
3723 Old Forest Rd
Gardner Insurance Solutions, LLC
Commercial Insurance Agent · Lynchburg, VA
(434) 316-5433
jmgardnerinsurance.com
LI
101 Hexham Dr
The Lynchburg Insurance Group
Commercial Insurance Agent · Lynchburg, VA
(434) 582-1444
thelynchburginsurancegroup.com
FI
4849 Fort Ave
Farmers Insurance Group - The Mann Agency Lynchburg
Commercial Insurance Agent · Lynchburg, VA
(434) 237-4401
agents.farmers.com/va/lynchburg/william-caleb-mann

What Does a a Commercial Insurance Agent in Lynchburg Cost?

Typical costs for a small business commercial insurance package in Virginia range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by industry and payroll but average around 1.50 dollars per 100 dollars of payroll. Larger businesses or those in high risk industries may pay significantly more. This is general information and not insurance advice.

About commercial insurance agents in Lynchburg

Commercial insurance agents in Lynchburg Virginia help local businesses find coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have three or more employees. An agent can guide you through the specific coverage needs for your Lynchburg business.

Frequently Asked Questions

What types of commercial insurance are required in Virginia?

Virginia requires businesses with three or more employees to carry workers compensation insurance. Commercial auto insurance is also required for any business owned vehicles. Other coverages like general liability are not state mandated but are often required by landlords or clients.

How do I find a commercial insurance agent in Lynchburg?

You can search online directories or ask for referrals from other Lynchburg business owners. Look for agents who are licensed in Virginia and have experience with your specific industry. The Virginia State Corporation Commission regulates insurance agents in the state.

What factors affect commercial insurance costs in Lynchburg?

Costs depend on your business type number of employees revenue and claims history. Location within Lynchburg and property values also play a role. An agent can help you compare quotes from multiple carriers to find suitable coverage.

Commercial Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.