The top-rated commercial insurance agent in Salem, Virginia is Northpoint Insurance Advisors, rated 5.0 stars across 203 reviews. Other highly rated options include Whitwell Kelly: Allstate Insurance, Allstate Insurance Agent: Bill Richards, My Insurance People. This directory lists 17 commercial insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 522 E Main St | (540) 387-9148 |
| 2 | Whitwell Kelly: Allstate Insurance | 603 Apperson Dr | (540) 342-2115 |
| 3 | Allstate Insurance Agent: Bill Richards | 411 Apperson Dr | (540) 387-2527 |
| 4 | My Insurance People | 1617 E Main St | (540) 401-6789 |
| 5 | Darrell Holland - State Farm Insurance Agent | 205 W Main St | (540) 389-1220 |
| 6 | Business Solutions, Inc | 303 E Burwell St | (540) 444-4000 |
| 7 | Ryan Harris Group - a Hilb Group Company | 603 Apperson Dr | (540) 375-9078 |
| 8 | Fisher Insurance Services - Salem | Representing Rockingham Insurance | 100 E Main St | (540) 627-6357 |
| 9 | Burgess DeMarco & Flick Insurance | 730 Apperson Dr | (540) 375-3231 |
| 10 | State Farm: Chris Huff | 415 Apperson Dr | (540) 389-0294 |
Northpoint Insurance Advisors serves the Salem, Virginia area and surrounding counties as a commercial insurance agent. The company helps local businesses manage risk by securing appropriate coverage for their operations, property, and liability exposures. Agents work closely with clients to analyze specific industry needs, from small retail shops to larger regional enterprises. The firm handles general liability and workers’ compensation policies for employers in this region.
Whitwell Kelly: Allstate Insurance provides a range of commercial insurance agent services to businesses in the Salem, VA area, including general liability, property coverage, and workers compensation policies. It offers routine policy review plans to ensure coverage remains aligned with evolving business needs and changing local risk factors. Annual risk assessments are available to help clients identify potential exposures. The company services a variety of commercial properties, including offices, retail storefronts, restaurants, and small apartments in the Salem vicinity.
Allstate Insurance Agent Bill Richards in Salem, VA serves local business owners, property managers, and homeowners who need commercial coverage. It provides general liability, property insurance, and workers’ compensation policies to protect small and medium-sized enterprises from common operational risks. The agency assists clients in reviewing their existing coverage to ensure limits align with current assets and liabilities. Alongside Salem, it also serves policyholders in the nearby Roanoke metropolitan area.
My Insurance People serves clients in Salem, Virginia, and the surrounding Roanoke Valley communities. It handles a full range of commercial insurance policies designed for local businesses of varying sizes and industries. Typical needs include general liability, property coverage, and workers’ compensation insurance. For each account, the agency first assesses the company’s daily operations and possible risks. It then customizes the coverage specifically to match those operational exposures and help maintain the business’s steady continuity.
For businesses needing only periodic review, Darrell Holland in Salem, VA offers one-time commercial policy evaluation, while ongoing operations benefit from recurring consultation and adjustment. Coverage arrangements address general liability, property, and related protections appropriate for local enterprises, designed to match specific operational risks and asset exposures common to the area. Assistance for policy management and claims support runs on a scheduled or as-needed basis, accommodating fluctuating business demands.
Business Solutions, Inc in Salem, VA offers commercial insurance agent services specializing in liability coverage and property protection for local businesses. It also works with clients to obtain general insurance policies that address broader operational risks. The agency assists companies with navigating policy renewals and adjusting coverage limits as their needs evolve. During Virginia's winter season, the agency helps contractors and retailers secure coverage against weather-related property damage and business interruption from snow events.
Ryan Harris Group, a Hilb Group company, provides commercial insurance solutions to businesses in the Salem area. The firm specializes in developing customized coverage programs that address unique operational risks. It assists clients with property, liability, worker’s compensation, and commercial auto policies. By evaluating local exposures, the agency helps protect assets across various commercial sectors, including offices, warehouses, and food service operations.
Fisher Insurance Services - Salem, representing Rockingham Insurance, serves businesses in the Salem, VA area as a commercial insurance agent. The agency helps local companies evaluate their unique risk exposures and secure appropriate coverage for property, liability, and workers’ compensation needs. It also assists clients in understanding policy terms and navigating claims processes when they arise. Commercial agents in this region often provide guidance on business auto insurance, and this firm can add on coverage for hired and non-owned auto liability to protect companies using employee-owned vehicles.
As fall approaches in Salem, many local businesses begin reviewing their liability coverage before the winter season, and Burgess DeMarco & Flick Insurance helps owners assess their commercial policies during this annual review window. Located in Salem, this commercial insurance agent works with businesses to tailor general liability and property coverage for local risks such as severe weather. An agent typically begins by scheduling an on-site inspection of the business premises to evaluate current exposures and recommend appropriate adjustments.
State Farm: Chris Huff in Salem, VA provides residential insurance services to protect local homeowners and renters. For commercial clients, the agency offers tailored coverage designed to safeguard businesses against common operational risks. These policies are available throughout the Salem area and surrounding communities. A dedicated agent works directly with each commercial client to assess specific needs and adjust coverage as the business evolves. Between regular policy reviews and seasonal check-ins, clients can easily follow up with the agency for any necessary adjustments or claim support.
What Does a a Commercial Insurance Agent in Salem Cost?
Typical costs for commercial insurance in Virginia vary widely. A small business general liability policy may cost between 400 and 1500 per year. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.75 to 3.00 per 100 dollars of payroll. Commercial auto policies for a single vehicle usually start around 1200 per year. These are general estimates and your actual cost will depend on your specific business operations location and claims history. This information is general and does not constitute insurance advice.
About commercial insurance agents in Salem
A commercial insurance agent in Salem Virginia helps local businesses find coverage for property liability and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents in Salem understand the specific risks faced by businesses in the Roanoke Valley region.
Frequently Asked Questions
What types of commercial insurance do Salem businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Virginia law mandates workers comp for most businesses with three or more employees.
How do I choose a commercial insurance agent in Salem?
Look for an agent licensed in Virginia who has experience with your industry. Ask about their knowledge of local risks such as weather events or specific business zones in Salem.
Does Virginia require commercial auto insurance for business vehicles?
Yes Virginia law requires minimum liability coverage of 25000 per person and 50000 per accident for bodily injury plus 20000 for property damage. A commercial agent can help you meet these requirements.
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