The top-rated condo insurance agent in Daytona Beach, Florida is Rufus Johnson - GEICO Insurance Agent, rated 4.6 stars across 644 reviews. Other highly rated options include Sarah Buckley - State Farm Insurance Agent, Cindy Ferrara - State Farm Insurance Agent, Murray Insurance Agency. This directory lists 14 condo insurance agents serving Daytona Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rufus Johnson - GEICO Insurance Agent | 921 W International Speedway Blvd | (386) 304-9363 |
| 2 | Sarah Buckley - State Farm Insurance Agent | 1173 W International Speedway Blvd Suite 8 | (386) 281-3209 |
| 3 | Cindy Ferrara - State Farm Insurance Agent | 2652 LPGA Blvd | (386) 255-5321 |
| 4 | Murray Insurance Agency | 120 Integra Breeze Ln #2b | (386) 356-5032 |
| 5 | The Medicare Dude - Independent Broker | 1616 Concierge Blvd # 100 | (386) 871-3858 |
| 6 | Smart Choice Partners | 1326 S Ridgewood Ave STE 1 | (386) 898-0600 |
| 7 | Brown & Brown | 300 N Beach St | (386) 252-9601 |
| 8 | Southeast Insurance Agency | 1616 Concierge Blvd 1ST FLOOR | (386) 258-9998 |
| 9 | Commercial Coverages Inc. | 1000 Pelican Bay Dr | (386) 756-8551 |
| 10 | Sherzer & Associates Insurance | 110 Integra Breeze Ln #1C | (386) 868-2121 |
Rufus Johnson - GEICO Insurance Agent serves the Daytona Beach, Florida area as a condo insurance specialist helping residents protect their individual units. The agency works primarily with condominium owners and investors. Typical consultations involve explaining coverage for interior finishes, personal belongings, and liability protection within a condo association’s master policy structure. Clients often seek guidance on deductibles, loss assessment coverage, and contents valuation. Rufus Johnson - GEICO Insurance Agent handles quotes for individual condo policies as well as endorsements for valuable personal property.
Sarah Buckley - State Farm Insurance Agent in Daytona Beach, FL provides a full range of condo insurance services, including policy consultations, risk assessments, and claims assistance. It offers ongoing support through personalized service reviews to help clients adjust coverage as their needs change. The agency generally addresses common concerns for condo owners, such as protecting personal property and covering liability. It services single-family homes, apartments, retail, and restaurants.
Cindy Ferrara - State Farm Insurance Agent in Daytona Beach, FL serves homeowners and condo owners seeking tailored coverage for their individual units. It also assists property managers and associations with insurance solutions for common areas and building structures. The agency helps clients understand policy options such as dwelling protection, personal liability, and loss assessment coverage typical for coastal condominium living. Its service area includes nearby communities like Port Orange and the greater Volusia County metro region.
Murray Insurance Agency serves Daytona Beach and the surrounding Volusia County communities, handling condo insurance needs for both local owners and out-of-state investors. It addresses property coverage for common hurricane and wind exposures unique to Florida coastal living. The agency structures policies to protect individual unit interiors while working within master association master plan guidelines. It approaches each client’s situation by reviewing current building reserve studies and personal liability thresholds to find appropriate coverage limits.
As hurricane season approaches in Daytona Beach, condo owners often review their coverage for storm damage and liability. The Medicare Dude - Independent Broker helps clients navigate the complexities of condo insurance, from protecting interior fixtures to understanding master policy gaps. The team evaluates risks specific to beachside properties, including wind and flood exposure. An initial consultation typically includes a review of the association’s master policy and a personal property inventory to identify coverage needs before binding a new or updated policy.
Smart Choice Partners provides tailored policies and risk assessments specifically for condominium unit owners in Daytona Beach, Florida. The agency also guides clients through the complexities of master policy gaps and personal property protection, helping ensure adequate coverage for individual units. A common concern arises during hurricane season, when owners may need to adjust their plans for storm-related water damage and temporary relocation expenses.
Brown & Brown in Daytona Beach helps condominium owners distinguish between one-time policy setups for new purchases and recurring annual renewals that adjust for changing assessments. Their coverage typically protects interior fixtures, personal liability, and loss assessments from the master policy’s deductible. Service operates on a scheduled annual basis, with additional as-needed consultations following unit inspections or special assessment board votes.
Southeast Insurance Agency in Daytona Beach, Florida, is known for providing tailored condo insurance solutions to local homeowners and association members. Its services cover common policies for individual unit owners, including protection for interior structures, personal property, and liability. The agency guides clients through complex master policy requirements and helps close coverage gaps. As a standard addition, it can arrange flood insurance, an essential supplement for units in coastal or flood-prone zones.
Commercial Coverages Inc. serves residential clients in Daytona Beach by helping secure insurance for individual condo units, while also offering commercial coverage options for property owners and associations throughout the area. They assist policyholders in reviewing the specifics of their master policies to determine need for personal liability and interior structural protection. The agency provides ongoing service between regular visits, ensuring any necessary updates or follow-up are addressed promptly when coverage needs change.
What Does a a Condo Insurance Agent in Daytona Beach Cost?
Typical costs for condo insurance in Florida range from 300 to 800 dollars per year for basic coverage. Policies in coastal areas like Daytona Beach may cost more due to hurricane risk. Factors like your unit value, deductible choice, and additional flood coverage affect the price. This is general information, not insurance advice.
About condo insurance agents in Daytona Beach
A condo insurance agent in Daytona Beach helps you protect your unit and personal property. Florida law requires condo associations to insure the building, but you need a separate policy for your interior and belongings. Local agents understand coastal risks like hurricanes and flooding that affect coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Daytona Beach do?
A condo insurance agent helps you find a policy that covers your unit interior, personal property, and liability. They explain how Florida Statute 718.111 affects what your association insures and what you must cover yourself.
Do I need flood insurance for my Daytona Beach condo?
Flood damage is not covered by standard condo policies. In Daytona Beach, flood insurance is often required by lenders if your unit is in a high-risk zone. An agent can help you get a separate flood policy through the NFIP or private insurers.
How does Florida law affect my condo insurance coverage?
Florida law requires your condo association to have a master policy for common areas and building structure. Your personal policy should cover your unit interior, upgrades, and personal property. An agent can explain the loss assessment coverage that protects you if the association has a large claim.
Condo Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables