The top-rated condo insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Estrella Insurance, Gracey Backer Insurance, Insurance World of Delray. This directory lists 16 condo insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 3 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 4 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 5 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 6 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 7 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 8 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 9 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 10 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
Imperial Insurance & Tax in Delray Beach, Florida, is known for providing condo insurance policies tailored to both individual unit owners and associations. Their range of services covers standard dwelling protection, liability coverage, and personal property insurance needed for coastal condominium living. Agents assist clients in understanding master policy gaps and securing appropriate interior improvements coverage. Clients can typically add on flood or loss assessment coverage for further financial protection.
Estrella Insurance serves the Delray Beach, Florida area, assisting property owners with their unique insurance needs. It provides coverage tailored specifically for individual condo units, addressing the personal liability and interior protection gaps often left by master policies. The agency helps residents understand their association’s requirements while securing appropriate insurance. Specific services offered include personal property coverage for belongings inside the unit and loss assessment protection for shared building elements.
Gracey Backer Insurance serves the Delray Beach area in Palm Beach County, providing condo insurance agent services to local residents. The company works with individuals to secure coverage tailored to the unique needs of condominium living, helping protect personal belongings and interior structures. Policies typically address liability protection and loss assessment for shared building elements. Gracey Backer Insurance assists clients in selecting policies that cover personal property and additional living expenses. It handles specialized endorsements for water backup and ordinance or law coverage.
Condo owners, property managers, and homeowner associations in Delray Beach turn to Insurance World of Delray for their coverage needs. The agency specializes in securing tailored policies that protect individual units and common areas within condominium complexes. Navigating the specific insurance requirements of Florida condominium associations is a key aspect of their service. They work to align coverage with each client’s unique building bylaws and personal assets. Their service area extends north to provide support for clients in the greater Boca Raton community as well.
K2 Insurance serves the Delray Beach area and surrounding South Florida communities, specializing in policies for condo owners. The agency handles the unique coverage needs of condominium associations and individual unit holders, including walls-in protection and loss assessments. It works to align policy details with each client’s specific building requirements and HOA master policy. For a typical job, the agency reviews the client’s current declaration page and offers a tailored comparison to identify necessary endorsements.
We Insure Del Ray Beach - Jay Lerner provides a full range of condo insurance services for property owners in the Delray Beach area. The agency handles tailored coverage options that protect individual units and common building elements. It also offers assistance with policy reviews and claims support to help clients maintain adequate protection. The team works closely with condo associations and individual unit owners to address specific coastal insurance needs. Its services cover single-family homes, apartments, retail spaces, and restaurants.
John Peters – State Farm Insurance Agent in Delray Beach, FL, provides condo insurance options for unit owners, distinguishing between a one-time policy purchase and recurring coverage that renews annually. Liability protection and coverage for interior fixtures are common components of such plans, tailored to local condominium association requirements. Service availability for consultations, policy changes, and claims support operates on both a scheduled appointment and as-needed basis, ensuring flexibility for policyholders throughout the year.
Sunny Jack: Allstate Insurance specializes in tailoring condo insurance policies to meet the specific needs of individual unit owners in Delray Beach. The agency provides comprehensive coverage options that address interior structures, personal property, and liability concerns. Their general service work includes reviewing existing policies to identify gaps in protection and advising clients on appropriate coverage limits. This focus helps Florida condo owners manage seasonal concerns such as hurricane season, ensuring their policies properly account for windstorm deductibles and potential storm-related damage.
As summer storm season approaches the coast near Delray Beach, condo owners seek reliable coverage against wind and water damage. Kapital Insurance, Inc offers personalized policies for individual units within community associations. Their local condo insurance agents explain master policy limitations and recommend appropriate contents and liability protection. Unlike impersonal online brokers, this agency reviews building age and roof condition carefully. The process begins with a thorough virtual or in-person walkthrough of the unit to document current fixtures and safety features before providing a coverage plan.
What Does a a Condo Insurance Agent in Delray Beach Cost?
The cost of condo insurance in Florida typically ranges from 300 to 800 dollars per year for a standard HO6 policy. Factors like your unit size, location in Delray Beach, deductible amount, and claims history affect the price. Policies in flood zones or with high wind exposure may cost more. This is general information and not insurance advice.
About condo insurance agents in Delray Beach
A condo insurance agent in Delray Beach helps you find coverage for your unit and personal property. Florida law requires HO6 policies for unit owners, and agents can explain how your master policy and personal coverage work together. Local agents know the specific risks in Delray Beach like hurricane damage and flooding.
Frequently Asked Questions
What does a condo insurance agent in Delray Beach do?
A condo insurance agent helps you compare policies from different companies and choose the right coverage for your unit. They explain what the master policy covers and what you need for your personal property and liability. They also assist with claims and policy changes.
Do I need condo insurance in Florida?
Yes, most Florida condos require unit owners to have an HO6 policy. This covers your interior walls, floors, cabinets, personal belongings, and liability. Florida law does not mandate it for all owners, but your condo association bylaws likely do.
How quickly must I report a claim to my condo insurance agent in Delray Beach?
Florida law requires you to report a loss to your insurer as soon as possible. For hurricane claims, you have up to three years from the date of the storm. For other claims, you typically have one to two years depending on your policy terms.
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