The top-rated condo insurance agent in Deltona, Florida is Butler Insurance Services, rated 5.0 stars across 178 reviews. Other highly rated options include Rich Howes: Allstate Insurance, Ian Markowitz - State Farm Insurance Agent, Cynthia Blomquist - State Farm Insurance Agent. This directory lists 13 condo insurance agents serving Deltona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler Insurance Services | 2031 Saxon Blvd suite# 102 | (386) 202-6898 |
| 2 | Rich Howes: Allstate Insurance | 674 Deltona Blvd | (386) 574-4777 |
| 3 | Ian Markowitz - State Farm Insurance Agent | 3140 Howland Blvd #100 | (386) 218-6888 |
| 4 | Cynthia Blomquist - State Farm Insurance Agent | 2802 Howland Blvd | (386) 789-7810 |
| 5 | Alternative Insurance Agency | 1235 Providence Blvd Suite N | (386) 575-2300 |
| 6 | Mel Himes & Associates Insurance Agency, Inc | 892 Deltona Blvd | (386) 574-3030 |
| 7 | Sunsure Insurance - Florida Blue Agency | 1229 Providence Blvd Suite F | (386) 878-4243 |
| 8 | Trustworthy Insurance FL | 2600 Haulover Blvd | (386) 227-6916 |
| 9 | Amazing Grace Insurance Agency PLLC | 2050 El Campo Ave | (386) 450-1216 |
| 10 | Covyrd Life | 1440 E Normandy Blvd | (386) 298-8838 |
Butler Insurance Services serves the Deltona, Florida area as a provider of condo insurance policies. The agency helps residents obtain coverage tailored for condominium unit owners. It specializes in protecting personal property, interior structures, and liability risks. Clients can expect guidance on the specific gaps between a master policy and an individual policy. This firm handles loss assessment endorsements and personal liability protection for policyholders in local condo communities.
Rich Howes: Allstate Insurance provides condo insurance in Deltona, Florida, focusing on standard policies that cover common risks for individual unit owners. The agency also offers specialty add-ons such as loss assessment coverage and water backup protection, which address gaps in standard condo master policies. This local agent helps clients secure financial protection for interior fixtures, personal belongings, and liability. The company can serve commercial sectors including offices, warehouses, and food service operations.
Ian Markowitz - State Farm Insurance Agent in Deltona, Florida provides a range of condo insurance coverage options tailored to unit owners. Its services typically include policies for interior structures, personal property, and liability protection. The agency offers ongoing policy reviews and claims assistance to help maintain appropriate coverage levels. The company services condominiums, single-family homes, apartments, retail spaces, and restaurants.
Cynthia Blomquist - State Farm Insurance Agent serves homeowners, businesses, and property managers in Deltona, Florida with condo insurance policies. The agency helps clients protect their individual units and personal belongings within multifamily buildings. It also offers advice on liability coverage and loss assessment protection that condo associations may require. Operating in the Deltona area, this agency additionally provides its services to neighboring communities in Volusia County such as DeLand and Orange City.
Alternative Insurance Agency serves Deltona, Florida, and the surrounding communities, specializing in condominium insurance. It handles policies that cover the interior structure, personal property, and liability for unit owners. The agency reviews the specifics of each condo association’s master policy to identify gaps in coverage for its clients. Its general approach to handling a typical job involves assessing an individual’s needs, cross-referencing that with association requirements, and presenting suitable insurance options to address both standard and potential exposure risks.
For clients deciding between a single-visit assessment and an ongoing relationship, Mel Himes & Associates Insurance Agency, Inc offers guidance typical for the Deltona, Florida area. Condo insurance addresses structural elements not covered by a master policy, along with personal liability and belongings. Local factors such as storm exposure and community association rules influence policy needs. Service is provided on either a one-time consultation or an as-needed basis, depending on the client's preference for periodic policy review or immediate issue resolution.
Sunsure Insurance - Florida Blue Agency specializes in providing condo insurance tailored to unit owners in Deltona, FL, covering interior structures and personal liability. It also serves clients with general homeowner policies and additional coverage options for coastal properties. The agency understands that Florida condos face unique exposure to hurricane damage during storm season, and it helps residents secure proper windstorm protection for their units.
In Deltona, condo owners must plan for summer storm risks alongside routine building maintenance. Trustworthy Insurance FL serves this specific need as a local condo insurance agent, simplifying the process of securing adequate policies. The company evaluates common exposures like water damage and exterior liability within association rules. Its approach emphasizes matching coverage limits to replacement costs without unnecessary extras. A careful initial assessment of the unit’s structural conditions and current deductibles starts every consultation before any policy recommendations are presented.
Amazing Grace Insurance Agency PLLC provides comprehensive condo insurance coverage to property owners in the Deltona, Florida area. The agency writes policies that protect individual units from common perils such as fire, theft, and water damage from internal plumbing failures. They also specialize in adding umbrella liability and loss assessment endorsements to standard policies for enhanced financial protection against shared building claims. This Deltona insurer helps clients secure coverage for personal property and interior structural improvements. The firm serves commercial sectors including offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Deltona Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Factors like your unit location, building age, and coverage limits affect the price. Deltona properties in flood zones may require additional flood insurance, which can add 400 to 1,000 dollars annually. This is general information and not insurance advice.
About condo insurance agents in Deltona
Condo insurance agents in Deltona Florida help owners understand the unique coverage needs for condominium units. Florida law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy for interior structures and personal property. A local agent can explain how Deltona flood zones and hurricane risks affect your premium.
Frequently Asked Questions
What does a condo insurance agent in Deltona do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy coordinates with the association master policy. In Florida, agents must be licensed by the state and can compare quotes from multiple carriers.
Do I need condo insurance in Florida?
Yes, most Florida condo associations require unit owners to carry an HO-6 policy. Florida Statute 718.111 allows associations to enforce this requirement. Your policy covers gaps left by the master policy, such as upgrades to flooring or cabinets.
How does Florida law affect my condo insurance?
Florida law requires condo associations to maintain a master policy that covers the building structure. Unit owners are responsible for everything inside their unit. Recent Florida legislation has also changed how deductibles and loss assessments are handled for hurricane claims.
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