The top-rated condo insurance agent in Hudson, Florida is Kim Brust - State Farm Insurance Agent, rated 4.6 stars across 230 reviews. Other highly rated options include Carolyn Hersh: Allstate Insurance, Florian Insurance INC, Webb Insurance Group. This directory lists 12 condo insurance agents serving Hudson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Brust - State Farm Insurance Agent | 7407 State Rd 52 | (727) 862-7399 |
| 2 | Carolyn Hersh: Allstate Insurance | 13418 US-19 | (727) 869-1272 |
| 3 | Florian Insurance INC | 12839 US-19 | (727) 868-9450 |
| 4 | Webb Insurance Group | 7236 State Rd 52 Ste 6 | (727) 863-5661 |
| 5 | Direct Auto Insurance Independent | 12837 US-19 | (727) 862-2163 |
| 6 | GreatFlorida Insurance: Joyce Kurtz | 13832 US-19 | (727) 819-1119 |
| 7 | 21st Century Insurance | 12839 US-19 | (407) 863-8961 |
| 8 | Much-Less Insurance | 8227 State Rd 52 | (727) 275-9060 |
| 9 | Joanne Fisher: Allstate Insurance | 13418 US-19 | (727) 869-1272 |
| 10 | Pini Insurance Hudson | 8514 State Rd 52 | (727) 457-1261 |
Kim Brust - State Farm Insurance Agent serves the Hudson, Florida metro and Pasco County areas as a condo insurance agent. The company assists condominium unit owners in securing financial protection for their personal property and interior building fixtures. General policies cover scenarios such as water damage, fire, and theft within a unit. The agent guides clients through the process of selecting appropriate liability limits and coverage endorsements. For this area, it handles loss assessment coverage and personal liability protection for condo owners.
Serving homeowners, property managers, and condo unit owners, Carolyn Hersh: Allstate Insurance provides condo insurance coverage in Hudson, Florida. The agency protects residents’ personal belongings and interior structural elements typically not covered by a association’s master policy, offering standard policies tailored to individual unit needs. Clients can discuss liability protection and loss assessment coverage during appointments. The agency also extends its services to residents in Port Richey and the surrounding Pasco County communities.
Florian Insurance INC provides condo insurance agent services, including policy customization and risk assessment for unit owners in Hudson, FL. Its service offerings encompass annual policy reviews and assistance with claims documentation to ensure coverage aligns with changing regulations. Maintenance plans focus on updating liability limits and flood insurance options specific to condominium associations. Florian Insurance INC services single-family homes, apartments, retail spaces, and restaurants within the local area.
Webb Insurance Group specializes in condo insurance policies for residents in Hudson, Florida, covering individual unit assessments and personal liability. It also provides general insurance services for homeowners and renters in the area. The agency assists local condominium owners with reviewing association master policies and securing supplemental coverage for interior fixtures and personal belongings. During Florida’s active hurricane season, it helps clients add windstorm protection and understand flood policy options to protect their investment.
Based in Hudson, FL, Direct Auto Insurance Independent serves clients in Hudson and the surrounding communities of Pasco County. As a dedicated condo insurance agent, it handles policies tailored for condominium owners, covering interior structures, personal property, and liability. The agency works to ensure each policy aligns with the specific requirements of the homeowner’s association master policy. To manage typical protection needs, it evaluates the nuances of condo living and helps select appropriate coverage limits.
GreatFlorida Insurance: Joyce Kurtz offers both one-time policy reviews and ongoing service options for Hudson condo owners, with coverage typically protecting interior structures, personal belongings, and liability within the unit. A local agent understands Florida’s unique wind and flood exposures that may affect association master policies. Service for this agency runs on a scheduled or as-needed basis, accommodating individual policy renewals and claims support without requiring a recurring contract.
Condo owners in Hudson often need updated insurance when storm season approaches or association requirements shift. 21st Century Insurance helps local policyholders match their coverage to current building codes, liability needs, and personal property values. The company works with residents to address gaps between master policies and individual unit protection, ensuring adequate coverage for interiors and personal belongings. A thorough assessment of current unit risk factors, including location and recent renovations, begins with a no-obligation property inspection and detailed policy review.
Much-Less Insurance specializes in matching Hudson condo owners with coverage tailored to their association bylaws, from interior fixtures to liability protection. It advises on master policy gaps and helps secure separate personal property policies. The agency also guides clients through insurance requirements for common area liability. With hurricane season approaching, Much-Less assists in reviewing windstorm deductibles and identifying potential coverage shortfalls before a storm threatens the community.
As hurricane season approaches along Florida's Gulf Coast, condo owners in Hudson turn to Joanne Fisher: Allstate Insurance for specialized coverage tailored to shared-wall living. This agency understands that standard policies often exclude common-area damage or individual interior liabilities unique to condominium associations. Fisher's office helps residents navigate master policy gaps, ensuring personal belongings and interior improvements remain protected from storms, theft, or water intrusion. They offer personalized consultations to align coverage with each unit's specific needs. A thorough inspection of the property is scheduled before any policy is finalized.
What Does a a Condo Insurance Agent in Hudson Cost?
Condo insurance in Hudson Florida typically costs between 300 and 800 dollars per year for a standard HO6 policy. Factors like unit location, coverage limits, and flood risk affect the price. Properties in flood zones may require separate flood insurance. This is general information and not insurance advice.
About condo insurance agents in Hudson
Condo insurance agents in Hudson Florida help owners secure HO6 policies that cover personal property and interior walls. Florida law requires condo associations to insure the building but owners must protect their own belongings and improvements. A local agent can guide you through the specific coverage needed for Hudson properties near the coast.
Frequently Asked Questions
What does a condo insurance agent in Hudson do?
A condo insurance agent helps you choose an HO6 policy that meets your needs and Florida condo association rules. They explain what the master policy covers so you can fill gaps with your own policy.
Do I need condo insurance in Hudson Florida?
Yes, most Florida condo associations require owners to carry an HO6 policy. This covers your personal property, liability, and interior fixtures not covered by the association master policy.
How does Florida law affect condo insurance in Hudson?
Florida Statute 718.111 requires condo associations to have property insurance on the building. Owners must insure their own unit interior and personal items. A Hudson agent can help you understand your specific obligation under this law.
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