The top-rated condo insurance agent in Lake Worth Beach, Florida is SEGUROS EL TRIUNFO, rated 5.0 stars across 350 reviews. Other highly rated options include Thomas H. Morrison III - State Farm Insurance Agent, GreatFlorida Insurance: Graham Laseter, Paul Roca - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SEGUROS EL TRIUNFO | Insurance Agency, 4481 Lake Worth Rd | (561) 227-2332 |
| 2 | Thomas H. Morrison III - State Farm Insurance Agent | 120 N Federal Hwy Ste 208 | (561) 207-8142 |
| 3 | GreatFlorida Insurance: Graham Laseter | 6139 Lake Worth Rd Suite B | (561) 357-5667 |
| 4 | Paul Roca - State Farm Insurance Agent | 4163 S Congress Ave | (561) 439-1922 |
| 5 | Estrella Insurance | 3912 S Congress Ave | (561) 966-9741 |
| 6 | Trueway Insurance | 3095 S Military Trl Suite 12 | (561) 318-5540 |
| 7 | Zackary Lansat: Allstate Insurance | 120 N Federal Hwy Ste 308 | (561) 417-6164 |
| 8 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 9 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 10 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
SEGUROS EL TRIUNFO serves Palm Beach County from its location in Lake Worth Beach, Florida. The agency specializes in providing condo insurance policies for local homeowners and property investors. It helps clients secure coverage that meets the requirements set by their homeowners’ associations and lenders. The company assists with personal property protection and liability insurance for unit owners. It also handles claims assistance for water damage and interior structural repairs specific to condominiums in the area.
Thomas H. Morrison III - State Farm Insurance Agent in Lake Worth Beach, FL, provides personalized condo insurance policies tailored to local needs. Services include coverage for personal property, liability protection, and loss assessment. The agency offers ongoing maintenance plans to review policy details and ensure adequate coverage levels remain aligned with changing conditions and replacement costs. Service plans also include annual policy check-ins to update information and address any new exposures. It services single-family homes, apartments, retail locations, and restaurants.
Serving Lake Worth Beach and the surrounding communities in Palm Beach County, GreatFlorida Insurance: Graham Laseter handles condominium insurance policies tailored to the unique needs of unit owners and associations. It works to address common coverage factors such as interior structures, personal liability, and loss assessments. For a typical job, the agency reviews each policyholder’s specific master policy details to structure an appropriate individual plan.
Paul Roca’s State Farm Insurance Agency assists homeowners, property managers, and individual unit owners in Lake Worth Beach, Florida, with their condominium insurance needs. The agency offers policies tailored to cover personal liability, interior improvements, and loss assessments required by many condo associations. Clients receive guidance on the appropriate coverage levels for their specific unit types and shared building structures. The agency also provides service to surrounding communities throughout Palm Beach County, including Boynton Beach.
Estrella Insurance provides a comprehensive range of Condo Insurance Agent services tailored to the Lake Worth Beach, Florida area. It offers assistance with structuring appropriate coverage for individual unit owners, protecting personal property and interior improvements. The agency helps clients navigate evolving association master policies and advises on necessary supplemental plans. Ongoing policy reviews and adjustments are available to address changing needs and local regulations. Estrella Insurance services single-family homes as well as apartments, retail locations, and restaurants.
Trueway Insurance in Lake Worth Beach, Florida, distinguishes between one-time condo insurance placements and recurring policy renewals to match buyer needs. Its coverage typically protects interior fixtures, personal liability, and improvements made to a unit. The agency helps local condo owners navigate building association requirements and gap coverage between master policies. For service frequency, Trueway Insurance operates on an as-needed basis when clients require new quotes or renewals.
Zackary Lansat: Allstate Insurance provides condo insurance policies for owners in Lake Worth Beach, FL, focusing on individual unit coverage and common area liability protection. The agency also offers personal property and loss assessment endorsements to round out a policy. It assists clients in navigating the unique exposure risks of coastal living, such as preparing for the increased claim activity that typically follows a major hurricane or tropical storm.
When heavy afternoon storms sweep across Lake Worth Beach, protecting a condominium from water intrusion becomes a priority. JDA Insurance Group addresses this common concern as a local condo insurance agent, helping owners navigate policies that cover interior damage and personal liability. Their work typically begins with a walk-through inspection where the agent examines unit features and shared building structures. This initial assessment identifies specific coverage needs based on the condo’s layout and proximity to the coast, ensuring each policy reflects the property’s distinctive risk profile from the first visit.
Absolute Insurance Inc in Lake Worth Beach, FL provides general insurance services for condominium owners. The company specializes in tailoring policies to cover common add-ons such as individual unit liability, loss assessment coverage, and interior structural improvements against local weather risks. These policies help protect personal belongings and the owner’s financial responsibility for shared building areas. The agency can serve a range of commercial sectors, including office buildings, warehouse facilities, and food service establishments that require specialized property protections within their condo associations.
What Does a a Condo Insurance Agent in Lake Worth Beach Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO6 policy. Rates vary based on the unit location, coverage limits, deductible amounts, and the age of the building. Coastal areas like Lake Worth Beach may have higher premiums due to wind and flood risk. This is general information not insurance advice.
About condo insurance agents in Lake Worth Beach
A condo insurance agent in Lake Worth Beach Florida can help you understand the specific coverage needed for condominium units. Florida law requires condo associations to carry a master policy, but individual unit owners need their own HO6 policy to cover interior structures and personal property. An agent can explain how these policies work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Lake Worth Beach do?
A condo insurance agent helps you find an HO6 policy that covers your unit interior, personal belongings, and liability. They also advise on loss assessment coverage which is important under Florida law for shared building repairs.
Do I need condo insurance if the association has a master policy in Florida?
Yes. The association master policy typically covers the building structure and common areas. Your HO6 policy covers your interior walls, floors, cabinets, personal property, and liability. Florida law does not require individual unit owners to carry insurance but most mortgage lenders do.
What is loss assessment coverage for a Lake Worth Beach condo?
Loss assessment coverage pays your share of a special assessment from the condo association for damage to common areas. Florida statutes allow associations to assess unit owners for deductibles on the master policy. This coverage helps protect you from unexpected costs.
Condo Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables