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HomeCondo Insurance AgentsFlorida › Lakeland

Find Condo Insurance Agents Near You in Lakeland, FL

Browse condo insurance agents serving Lakeland, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in Lakeland, Florida is Mike Dluzniewski - State Farm Insurance Agent, rated 4.9 stars across 620 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Acceptance Insurance. This directory lists 20 condo insurance agents serving Lakeland.

Showing 20 condo insurance agents in Lakeland, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Dluzniewski - State Farm Insurance Agent1818 Harden Blvd #140(863) 816-6092
2Amistad Insurance | Affordable Insurance Lakeland743 S Combee Rd(863) 333-4019
3Garland Insurance, Inc.5620 US Hwy 98 N(863) 683-9334
4Acceptance Insurance4221 Florida Ave S(863) 733-7005
5Advantage Insurance4404 Florida Ave S Suite 8(863) 808-1808
6Lock Insurance, A Division of World225 Doris Dr(863) 646-4300
7Headley Insurance Agency3544 Florida Ave S(863) 701-7411
8Freeway Insurance1539 S Combee Rd(863) 733-7001
9Magnuson Insurance4684 E County Rd 540A(863) 606-5147
10Auto-Owners Insurance Lakeland Regional Office1120 S Parkway Frontage Rd
MD
1818 Harden Blvd #140
Mike Dluzniewski - State Farm Insurance Agent
Condo Insurance Agent · Lakeland, FL

Mike Dluzniewski - State Farm Insurance Agent serves the Lakeland, Florida, metro area as a local condo insurance agent. Their work involves helping condominium unit owners secure appropriate property coverage for their individual living spaces and personal belongings. The agency also guides clients through the distinctions between a master policy and their own individual policy needs. This insurance agent handles coverage for interior improvements and loss assessment protection for condo owners.

AI
743 S Combee Rd
Amistad Insurance | Affordable Insurance Lakeland
Condo Insurance Agent · Lakeland, FL

Amistad Insurance | Affordable Insurance Lakeland serves homeowners and property managers in Lakeland, Florida, offering condo insurance policies to protect individual units and common-area liabilities. This agency guides clients through coverage options tailored to local association requirements and hurricane risks prevalent in Central Florida. Its location provides convenient access for residents seeking personalized consultations and claims assistance. The firm also extends its services to neighboring communities throughout Polk County, including Winter Haven.

GI
5620 US Hwy 98 N
Garland Insurance, Inc.
Condo Insurance Agent · Lakeland, FL

Garland Insurance, Inc. provides comprehensive condo insurance services for property owners in the Lakeland, FL area. The agency helps clients compare different coverage options to protect personal belongings and interior structures. It offers guidance on understanding policy details and assists with filing claims when necessary. Service plans can include periodic policy reviews to ensure adequate coverage is maintained as property values and needs change. The company serves a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.

AI
4221 Florida Ave S
Acceptance Insurance
Condo Insurance Agent · Lakeland, FL

With Lakeland’s rainy season bringing increased moisture and storm risks, many condo owners seek proper coverage for shared walls and personal belongings. Acceptance Insurance provides guidance tailored to these local conditions, helping residents understand standard master policy gaps and what contents or liability protection may be needed. The agent works to match individual policies with the unique requirements of each building. To begin, they schedule a straightforward assessment of your current coverage and unit specifications.

AI
4404 Florida Ave S Suite 8
Advantage Insurance
Condo Insurance Agent · Lakeland, FL

When seeking condo insurance, a client can choose between a one-time policy purchase for a single transaction or a recurring service that addresses ongoing needs. Advantage Insurance in Lakeland, FL provides coverage tailored to individual condo units, protecting personal property and interior structures against common perils. Their services help navigate local regulations and policy nuances, ensuring appropriate limits and deductibles. They understand the specific risks associated with Florida condominium ownership. Service appointments and policy updates are offered on an as-needed basis, allowing clients to request assistance only when specifically required.

LI
225 Doris Dr
Lock Insurance, A Division of World
Condo Insurance Agent · Lakeland, FL

Lock Insurance, A Division of World serves Lakeland, Florida, and its surrounding communities. As a condo insurance agent, the company handles policies specifically tailored for individual unit owners and condominium associations. This work includes securing coverage for interior fixtures, personal property, and liability protection that a master policy may not fully cover. For a typical job, the agency begins by thoroughly reviewing the condominium’s master insurance documents to identify any coverage gaps, then builds a policy around the client’s specific exposures.

HI
3544 Florida Ave S
Headley Insurance Agency
Condo Insurance Agent · Lakeland, FL

Specializing in master policy gap analysis and loss assessment coverage, Headley Insurance Agency works with condo owners in Lakeland, Florida to protect personal units and interior improvements. It structures policies to cover individual liability and shared-area repair costs that the condominium association’s insurance does not address. The agency also helps clients understand flood exposures when a storm or hurricane season approaches, and it advises on increased dwelling limits during active summer weather months.

FI
1539 S Combee Rd
Freeway Insurance
Condo Insurance Agent · Lakeland, FL

Freeway Insurance serves clients in Lakeland, Florida, by providing condo insurance policies that cover common building structures and shared liabilities. Its specialty add-ons extend protection to individual unit interiors, personal property, and loss assessment coverage. The agency helps condo owners safeguard their investments against local risks. It also writes policies for commercial sectors, including offices, warehouses, and food service operations in the Lake-land area.

MI
4684 E County Rd 540A
Magnuson Insurance
Condo Insurance Agent · Lakeland, FL

Magnuson Insurance serves residential clients in Lakeland, Florida, specializing in Condo Insurance Agent services to protect individual unit owners. The agency also provides commercial coverage for condominium associations within the region. Regular consultation helps policyholders assess their needs because condo insurance requirements differ by building and personal property value. Clients often return for policy updates or to discuss changes in their coverage after each annual review, ensuring their protection remains aligned with current living situations between regular visits.

AO
1120 S Parkway Frontage Rd
Auto-Owners Insurance Lakeland Regional Office
Condo Insurance Agent · Lakeland, FL
AI
702 E Memorial Blvd STE B
Acceptance Insurance
Condo Insurance Agent · Lakeland, FL
(863) 733-7004
locations.acceptance.com/lakeland-insurance-florida-33801
SF
5015 Florida Ave S # 401
Southern Family Insurance Services LLC
Condo Insurance Agent · Lakeland, FL
(863) 248-2814
GF
5147 S Lakeland Dr #3
George Franklin Insurance
Condo Insurance Agent · Lakeland, FL
(863) 682-4434
gfinetwork.com
GI
3678 Harden Blvd
GreatFlorida Insurance: Donna Todd
Condo Insurance Agent · Lakeland, FL
(863) 583-4807
oakbridge.greatflorida.com
GI
2614 Lakeland Hills Blvd Suite 5
GreatFlorida Insurance: Debbie Dixon
Condo Insurance Agent · Lakeland, FL
(863) 859-7927
lakeland.greatflorida.com
WI
1065 Florida Ave S Suite 2
Waller Insurance Partners, Inc.
Condo Insurance Agent · Lakeland, FL
(863) 510-5155
thinkwaller.com
GI
914 Florida Ave S Suite 208
GreatFlorida Insurance: Mark Cornett
Condo Insurance Agent · Lakeland, FL
(863) 622-0123
lakelandsouth.greatflorida.com
FA
2210 Florida Ave S
Florida Authorized Insurance
Condo Insurance Agent · Lakeland, FL
(863) 802-1060
flauthorizedins.com
TI
1543 Lakeland Hills Blvd
Tyler Insurance Agency, Inc.
Condo Insurance Agent · Lakeland, FL
(863) 687-4095
tylerinsuranceagency.com
MI
2929 Lakeland Highlands Rd #1
Mitchell Insurance Agency, Inc.
Condo Insurance Agent · Lakeland, FL
(863) 688-4455
mitchellfl.com

What Does a a Condo Insurance Agent in Lakeland Cost?

The cost of a condo insurance policy in Lakeland Florida typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors that affect the price include the location of your condo, the age of the building, your deductible choice, and the amount of personal property coverage. Florida windstorm and hurricane deductibles can increase your premium. This is general information and not insurance advice.

About condo insurance agents in Lakeland

A condo insurance agent in Lakeland Florida helps you protect your unit and personal belongings. Florida law requires condo associations to carry a master policy but that policy does not cover your interior walls, floors, or personal property. An agent can explain the difference between bare walls and all in coverage and help you choose the right HO-6 policy for your Lakeland condo.

Frequently Asked Questions

What does a condo insurance agent in Lakeland do?

A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior fixtures, and liability. They also explain how the condo associations master policy interacts with your individual coverage.

Do I need condo insurance in Lakeland Florida?

Yes, most lenders require condo insurance if you have a mortgage. Even without a mortgage, an HO-6 policy protects you from loss due to fire, theft, or water damage inside your unit. Florida law does not require individual condo insurance but your association bylaws may require it.

How does Florida law affect my condo insurance coverage?

Florida Statute 718.111 requires condo associations to maintain property insurance on the building. However, this coverage typically stops at the drywall. You need your own policy to cover improvements, personal property, and loss assessment coverage for shared areas.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.