The top-rated condo insurance agent in Land O' Lakes, Florida is Florida Educators Insurance and GAC Wealth Management, rated 5.0 stars across 664 reviews. Other highly rated options include David Denbo Agency, Inc., Oakes and Associates Insurance, Pablo Luna: Allstate Insurance. This directory lists 14 condo insurance agents serving Land O' Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Educators Insurance and GAC Wealth Management | 2660 Stonewood Pk Lp | (813) 600-3268 |
| 2 | David Denbo Agency, Inc. | 2719 Letap Ct UNIT 102 | (813) 461-8020 |
| 3 | Oakes and Associates Insurance | 5492 Land O' Lakes Blvd | (813) 996-4111 |
| 4 | Pablo Luna: Allstate Insurance | 6741 Land O' Lakes Blvd | (727) 347-7979 |
| 5 | Dieguez Insurance Enterprises Inc | 7904 Land O' Lakes Blvd | (813) 591-6161 |
| 6 | Suncoast Insurance Advisors | 16703 Early Riser Ave Suite 218 | (813) 522-5505 |
| 7 | Insurance Center Of Connerton | 6943 Land O' Lakes Blvd | (813) 388-6833 |
| 8 | GreatFlorida Insurance - Katie Bresciani | 20735 Sterlington Dr Unit 101 | (813) 475-5411 |
| 9 | A Kilbride Insurance | 2438 Land O' Lakes Blvd | (813) 996-7467 |
| 10 | Blue Rock Insurance | 5230 Land O' Lakes Blvd #428 | (813) 200-8454 |
Florida Educators Insurance and GAC Wealth Management serves the Land O' Lakes area in Pasco County, offering condo insurance agent services to local residents. It helps homeowners and condo associations protect their properties against common risks in the region. The company works with clients to navigate the specific insurance requirements that come with condominium living in Florida. It provides assistance with securing coverage for interior structures and personal belongings inside individual condo units. It also handles policies for common area liability and loss assessments.
David Denbo Agency, Inc. provides a full range of condo insurance services for property owners in Land O' Lakes, FL, including policy reviews, coverage adjustments, and claims assistance. The agency works closely with clients to ensure their individual policies meet the specific requirements of their condo associations. In addition to initial setup, it offers ongoing support to help policyholders maintain appropriate protection as property values or association rules change. The agency services single-family homes, apartments, retail, and restaurants throughout the local area.
Oakes and Associates Insurance assists condo owners and homeowner associations in Land O' Lakes, Florida, with tailored coverage for their properties. The agency helps clients navigate the specific insurance needs of common interest communities, including protections for interior structures and personal liability. Policies are designed to fill gaps left by master condo policies, offering individualized solutions for unit owners. Oakes and Associates also serves customers in nearby Wesley Chapel and the greater Tampa Bay metropolitan area.
Serving Land O' Lakes and the surrounding central Florida communities, Pablo Luna: Allstate Insurance handles the specific coverage needs of condo unit owners. It works to address liability protections and interior structural risks that standard policies often miss. The agency focuses on tailoring plans that align with individual condo association master agreements. Each policy review begins with a detailed assessment of the client's personal assets and the building's governing rules. It then methodically addresses potential gaps to ensure adequate financial protection.
Dieguez Insurance Enterprises Inc in Land O’ Lakes, FL, distinguishes between one-time policy review options and recurring annual service appointments, ensuring condo owners can choose their level of ongoing support. Coverage solutions focus on protecting individual units against common perils like water damage, fire, and liability, as typically required by local homeowners associations. The agency maintains its availability for policy adjustments, claims assistance, and renewal questions on both a scheduled and as-needed basis.
Suncoast Insurance Advisors in Land O’ Lakes, FL, provides specialized condo insurance services that address the unique needs of individual unit owners, including coverage for interior improvements and liability protection. It also offers general insurance guidance to help clients navigate the complexities of master policies and personal policies. The agency works with local residents to ensure their assets are properly protected under the specific regulations governing Florida condominiums. As hurricane season approaches, it assists policyholders in reviewing wind and flood coverage to safeguard against seasonal storm damage.
As hurricane season approaches each year in Land O' Lakes, residents seek proper protection for their condominium investments. Insurance Center Of Connerton responds by specializing in policies that cover interior structures and personal belongings while aligning with association master plans. Their agents explain how individual condo insurance differs from standard homeowners coverage, including loss assessment provisions and liability protection. Meeting with a representative typically begins with a review of your current condo association’s bylaws and a detailed inspection of your unit to identify specific coverage needs.
GreatFlorida Insurance - Katie Bresciani helps clients in Land O' Lakes secure coverage for condominium units. This agency focuses on protecting personal belongings inside the dwelling and adding liability coverage for accidents that occur on the property. Flood coverage often becomes necessary for units in lower-level or storm-prone locations, and special assessments can be handled through tailored endorsements. Tenants renting such spaces may also obtain renters policies to cover their possessions. This office serves the insurance needs of local commercial operations, including offices, warehouses, and food service establishments.
A Kilbride Insurance is a condo insurance agent in Land O' Lakes, Florida, known for matching property owners with appropriate coverage for their homes. It assists clients with policies tailored to condominium association requirements and individual unit protection. This agent addresses risks common to Florida living, including hurricane damage and liability concerns. Specialty condo insurance add-ons available through this agent include coverage for interior upgrades and personal property assessments.
Blue Rock Insurance provides residential condo insurance services for property owners in Land O' Lakes, FL, offering protection for individual units and shared building structures. The agency also extends coverage to commercial condo properties within the local area. With a focus on this specific market, they handle the unique risk factors common to Florida condominiums, including storm and liability needs. Clients can return for policy reviews or policy adjustments between regular coverage periods to ensure adequate protection as conditions change.
What Does a a Condo Insurance Agent in Land O' Lakes Cost?
Typical condo insurance costs in Florida range from 300 to 800 dollars per year for a basic HO6 policy. Premiums can be higher depending on your unit location deductible and coverage limits. Windstorm and flood coverage add extra costs often 200 to 600 dollars each per year. This is general information and not insurance advice.
About condo insurance agents in Land O' Lakes
A condo insurance agent in Land O Lakes Florida can help you secure an HO6 policy that covers your interior walls floors and personal property. Florida law requires condo associations to insure the building structure but unit owners must insure their own improvements and liability. An agent can explain how master policy coverage and your individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Land O Lakes do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior fixtures and liability. They review your condo associations master policy to avoid gaps or overlaps in coverage. They also advise on Florida specific requirements like windstorm and flood coverage.
Do I need condo insurance if I live in a Land O Lakes condo?
Yes Florida law does not require unit owners to carry insurance but your mortgage lender will likely require an HO6 policy. Even without a mortgage you need coverage for your personal property and liability. Your condo association master policy typically does not cover your interior walls floors or belongings.
How does Florida law affect my condo insurance policy?
Florida Statute 718.111 requires condo associations to maintain property insurance on the building. However unit owners are responsible for insuring their own unit additions and alterations. An agent can explain how the Florida Insurance Code and your associations documents define your coverage responsibilities.
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