The top-rated condo insurance agent in Lauderhill, Florida is Kenya McCarty - State Farm Insurance Agent, rated 4.8 stars across 171 reviews. Other highly rated options include Allcom Insurance, Direct Auto Insurance, Cohen Insurance Agency. This directory lists 17 condo insurance agents serving Lauderhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kenya McCarty - State Farm Insurance Agent | 4907 N University Dr #1 | (954) 747-7844 |
| 2 | Allcom Insurance | 4996 N Pine Island Rd | (866) 277-9049 |
| 3 | Direct Auto Insurance | 7558 W Commercial Blvd #10 | (954) 742-2880 |
| 4 | Cohen Insurance Agency | 7150 NW 44th Ct | (305) 975-8523 |
| 5 | DEL TORO INSURANCE | 1311 NW 40th Ave | (954) 671-0925 |
| 6 | Del Toro Insurance F27 | 4820 N University Dr | (954) 634-5037 |
| 7 | B&S Insurance Agency | 4200 NW 16th St #220 | (954) 656-8636 |
| 8 | Estrella Insurance | 1448 N State Rd 7 | (954) 660-8805 |
| 9 | One Life Seguro | 6201 N Falls Cir Dr APT 413 | (407) 792-6171 |
| 10 | All Protection Insurance Services | 2994 NW 55th Ave | (954) 735-1931 |
Kenya McCarty - State Farm Insurance Agent serves the Lauderhill area of Broward County, providing condo insurance solutions for local residents. This agency works to help condominium owners protect their units and personal belongings against common property risks in South Florida. Policies typically address interior structural damage, liability coverage for accidents that occur within a unit, and loss assessment protection. The agent also assists clients with securing coverage for fixtures or appliances not covered by a master policy. Individual unit contents insurance and personal liability protection are among the specific services offered.
Allcom Insurance provides tailored condo insurance policies to meet the specific needs of unit owners. The agency focuses on arranging coverage that protects interior structures, personal belongings, and liability exposures within a shared building. Service support includes assistance with policy adjustments for renovations or seasonal occupancy changes. Comprehensive plan reviews are also offered to ensure residents maintain adequate protection against common risks like water damage or theft. Allcom Insurance services single-family homes, apartments, retail spaces, and restaurants in and around Lauderhill, FL.
Offering both one-time policy purchases and ongoing coverage management, a condo insurance agent in Lauderhill, Florida helps owners protect their units against common perils like fire, theft, and water damage. They assist in selecting interior structure and personal liability protection that a condominium association’s master policy typically does not cover. The agent explains deductibles, loss assessment endorsements, and personal property limits. Service for this specific provider runs strictly on an as-needed basis, with no scheduled reviews or automatic renewal consultations.
Condo insurance Cohen Insurance Agency in Lauderhill, Florida serves condo owners, homeowners, and property managers seeking coverage for individual units and common areas. It works with clients to help them understand master policy gaps and HO-6 policy requirements common in South Florida condominium associations. The agency explains coverage options for personal property, interior walls, floors, and liability protection. It also serves clients in neighboring communities throughout Broward County, including the greater Fort Lauderdale area.
DEL TORO INSURANCE offers condo insurance services tailored to the specific needs of unit owners in Lauderhill, Florida. The agency assists clients in securing coverage for interior structures, personal property, and liability protection. It works to explain how individual policies coordinate with a condominium association’s master plan. Year-round service helps residents keep their coverage aligned with evolving personal assets. For the hurricane season in South Florida, the company guides policyholders in reviewing windstorm deductibles and ensuring adequate dwelling protection.
Serving Lauderhill, Florida, and the surrounding communities, Del Toro Insurance F27 connects condo owners with coverage tailored to their specific property needs. The agency handles policies for individual units, addressing common areas and interior structures. It helps clients navigate the details of master association policies to fill any potential gaps. To manage a typical assignment, the company begins with a careful assessment of the customer’s building type and current coverage to identify necessary adjustments.
B&S Insurance Agency in Lauderhill, FL, assists clients in distinguishing between one-time policy setups for newly purchased condos and recurring service options that adjust coverage as needs change. Their general counsel focuses on protecting interior fixtures, personal liability, and loss assessments, which standard condo association policies often exclude. Service is offered on an as-needed basis, allowing clients to request modifications or file claim support at their own discretion without a fixed appointment schedule.
Hurricane season in Lauderhill brings frequent rain and high winds that can damage condominium unit interiors and shared building systems. Estrella Insurance helps local homeowners navigate these specific coverage requirements by reviewing master policies and personal contents protection for typical South Florida condo buildings. They discuss loss assessment coverage for common area repairs and explain how individual unit deductibles are handled. An initial inspection of the property’s age and proximity to waterways allows them to identify necessary endorsements before preparing a personalized quotation.
One Life Seguro offers specialized services for condo insurance, focusing on policy details such as interior coverage and loss assessment protection. It also provides general condo insurance solutions tailored to residents in Lauderhill, FL, addressing both standard structural and liability needs. The agency assists with seasonal concerns like hurricane season, helping clients ensure adequate coverage for potential wind and flood damage common in the Florida climate.
All Protection Insurance Services provides comprehensive coverage options for condominium unit owners in Lauderhill, Florida. The agency specializes in tailoring policies that address standard building protection as well as essential add-ons for interior improvements, personal liability, and loss assessment. Residents can obtain insurance that bridges gaps left by master policies, safeguarding their investments and personal belongings. Beyond residential condominiums, the agency also serves commercial sectors such as professional offices, warehouse facilities, and food service operations, ensuring each distinct property type receives appropriate coverage solutions.
What Does a a Condo Insurance Agent in Lauderhill Cost?
Condo insurance in Florida typically costs between 300 and 600 dollars per year for a standard HO6 policy. Factors like the unit value coverage limits and location in Lauderhill affect the premium. Flood insurance is separate and may cost 400 to 800 dollars annually depending on the flood zone. This is general information and not insurance advice.
About condo insurance agents in Lauderhill
Condo insurance agents in Lauderhill Florida help unit owners secure coverage for personal property and interior structures. Florida law requires condo associations to insure common areas but individual owners need an HO6 policy for their unit. An agent can explain how the master policy and your personal policy work together to avoid gaps in protection.
Frequently Asked Questions
What does a condo insurance agent in Lauderhill do?
A condo insurance agent helps you choose an HO6 policy that covers your personal belongings interior walls and improvements. They also advise on loss assessment coverage and liability protection. In Florida agents must be licensed by the state and follow regulations set by the Florida Office of Insurance Regulation.
Is condo insurance required in Lauderhill Florida?
Most condo associations in Lauderhill require unit owners to carry an HO6 policy as part of the governing documents. Florida law does not mandate individual condo insurance but lenders typically require it if you have a mortgage. An agent can help you meet both association and lender requirements.
How does Florida law affect condo insurance coverage?
Florida Statute 718.111 governs condo association insurance and requires the association to insure the building and common areas. Unit owners are responsible for their interior walls fixtures and personal property. An agent can explain how the deductible and loss assessment provisions in your policy work under Florida law.
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