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Find Condo Insurance Agents Near You in Miami Gardens, FL

Browse condo insurance agents serving Miami Gardens, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in Miami Gardens, Florida is Legacy Builders Insurance Agency, rated 5.0 stars across 517 reviews. Other highly rated options include Estrella Insurance, GoldenTrust Insurance Miami Gardens, Brightway Insurance, Miami Lakes. This directory lists 16 condo insurance agents serving Miami Gardens.

Showing 16 condo insurance agents in Miami Gardens, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Legacy Builders Insurance Agency19545 NW 2nd Ave(305) 749-6303
2Estrella Insurance3489 NW 183rd St(305) 925-9944
3GoldenTrust Insurance Miami Gardens5663 NW 195th Dr(305) 998-7133
4Brightway Insurance, Miami Lakes18191 NW 68th Ave Suite 222(305) 676-6762
5Sebanda Insurance4771 NW 167th St(305) 390-8415
6Univista Insurance4729 NW 183rd St(305) 406-6708
7Del Toro Insurance3753 NW 167th St Suite 102(786) 533-2513
8Gardens Insurance Inc1818 NW 183rd St(305) 621-0072
9Adavi Insurance Inc & Miami Gardens Multi Services Inc4526 NW 183rd St(305) 620-6636
10Renew Insurance LLC16533 NW 57th Ave(305) 624-7300
LB
19545 NW 2nd Ave
Legacy Builders Insurance Agency
Condo Insurance Agent · Miami Gardens, FL

Legacy Builders Insurance Agency serves the Miami Gardens, Florida area as a dedicated condo insurance agent. The company helps owners and association boards secure liability protection and property coverage for individual units. Condo insurance in this region addresses risks from storms, theft, and common-area damage not covered by the master policy. The agency also assists clients in understanding their loss assessment and interior wall coverage needs. It handles gap coverage for building improvements and personal property protection for unit interiors.

EI
3489 NW 183rd St
Estrella Insurance
Condo Insurance Agent · Miami Gardens, FL

Estrella Insurance serves the Miami Gardens area of Miami-Dade County, specializing in condo insurance coverage for local residents. It helps unit owners protect their personal property and interior structures from common perils such as fire, theft, and water damage. The agency also provides coverage options for loss assessments and personal liability, ensuring a comprehensive suite of protections for condominium living. It handles individual condo unit policies and supplemental coverage for building improvements made by the owner.

GI
5663 NW 195th Dr
GoldenTrust Insurance Miami Gardens
Condo Insurance Agent · Miami Gardens, FL

GoldenTrust Insurance Miami Gardens provides a full range of condo insurance services, including policy evaluation and tailored coverage options. The company offers ongoing service plans to adjust plans as property values or association requirements change. It assists clients with navigating local deductible rules and common area liability needs. Its expertise supports single-family homes, apartments, retail spaces, and restaurants throughout Miami Gardens.

BI
18191 NW 68th Ave Suite 222
Brightway Insurance, Miami Lakes
Condo Insurance Agent · Miami Gardens, FL

Brightway Insurance, Miami Lakes provides coverage for homeowners, landlords, and property managers in Miami Gardens, Florida, specializing in condo insurance policies. The agency assists clients in securing plans that protect individual units and shared building elements. It offers guidance on navigating association requirements and available coverage options for personal property and liability. Services include comparing policies from multiple carriers to help match residents with suitable protection for their condominium needs. The agency also serves the broader Miami metropolitan area, including nearby communities in Hialeah.

SI
4771 NW 167th St
Sebanda Insurance
Condo Insurance Agent · Miami Gardens, FL

Sebanda Insurance serves the Miami Gardens, Florida area and its surrounding communities, providing coverage specifically tailored for condo unit owners. It handles the unique insurance needs of condominium associations and individual policyholders, addressing risks related to interior fixtures and personal liability. The agent works to clarify what master policies cover versus what owners must protect themselves. For each client, it takes the time to assess the specific value of belongings and the building structure. This approach allows its agents to identify the exact coverage gap that a typical job requires to fill.

UI
4729 NW 183rd St
Univista Insurance
Condo Insurance Agent · Miami Gardens, FL

Univista Insurance provides a range of Condo Insurance services for clients in Miami Gardens, Florida, including tailored coverage options to protect individual units and shared building structures. Its service plans focus on helping policyholders understand their master policy gaps and the additional personal property and liability protection needed. The company assists with essential maintenance considerations, such as interior improvements and loss assessments. Univista Insurance services single-family homes, apartments, retail spaces, and restaurants.

DT
3753 NW 167th St Suite 102
Del Toro Insurance
Condo Insurance Agent · Miami Gardens, FL

Del Toro Insurance serves homeowners and property managers in Miami Gardens, Florida who require specialized condo insurance coverage. The agency provides policies that protect individual units and common areas, addressing the specific needs of condominium associations and unit owners alike. Tailored plans help clients meet their financial responsibilities and safeguard against unexpected damages. Additionally, the agency extends its condominium insurance services to neighboring communities throughout the Miami metropolitan area, including nearby Aventura.

GI
1818 NW 183rd St
Gardens Insurance Inc
Condo Insurance Agent · Miami Gardens, FL

Gardens Insurance Inc in Miami Gardens, Florida distinguishes between one-time condo insurance consultations and recurring policy management services. Coverage typically protects individual unit interiors, personal liability, and building improvements against common perils like fire or theft, while navigating association master policy gaps. Service runs on a one-time, scheduled, or as-needed basis according to client demand throughout the year.

AI
4526 NW 183rd St
Adavi Insurance Inc & Miami Gardens Multi Services Inc
Condo Insurance Agent · Miami Gardens, FL

Adavi Insurance Inc & Miami Gardens Multi Services Inc in Miami Gardens, Florida, assists condo owners in distinguishing between a one-time policy for a single transaction and recurring coverage that protects their unit over the long term. Their services include advising on master policy gaps and contents protection for individual condominium units. General market knowledge covers common area liability and loss assessment endorsements pertinent to local homeowners associations in Miami Gardens. Service scheduling occurs on an as-needed basis, tailored to each client’s specific policy review or purchase requirement.

RI
16533 NW 57th Ave
Renew Insurance LLC
Condo Insurance Agent · Miami Gardens, FL

Renew Insurance LLC serves Miami Gardens, Florida, and the surrounding communities in Miami-Dade County. The company operates as a Condo Insurance Agent, helping condominium unit owners secure coverage for their property and personal liability. It focuses on policies that address the specific risks faced by condo dwellers in the area, including interior damage and loss assessments. To handle a typical job, the agency begins by reviewing the client’s master association policy and then structures an individual HO-6 policy to fill coverage gaps.

EI
18355 NW 57th Ave #103B
Estrella Insurance
Condo Insurance Agent · Miami Gardens, FL
(305) 830-1477
agents.estrellainsurance.com/en-us/fl/miamigardens/169.html
EI
17325 NW 27th Ave #202
Estrella Insurance
Condo Insurance Agent · Miami Gardens, FL
(305) 925-4090
agents.estrellainsurance.com/en-us/fl/miamigardens/274.html
DT
17201 NW 27th Ave
Del Toro Insurance
Condo Insurance Agent · Miami Gardens, FL
(786) 623-4006
deltoroinsurance.com
DT
4088 NW 167th St
Del Toro Insurance
Condo Insurance Agent · Miami Gardens, FL
(305) 407-2361
deltoroinsurance.com/del-toro-insurance-167th-miami-gardens
SI
19577 NW 57th Ave
Sebanda Insurance
Condo Insurance Agent · Miami Gardens, FL
(305) 888-1427
sebandainsurancefranchisenine.com
IE
19868 NW 27th Ave
Insurance Exchange of America
Condo Insurance Agent · Miami Gardens, FL
(305) 620-7555
bestrate-insurance.com

What Does a a Condo Insurance Agent in Miami Gardens Cost?

Condo insurance premiums in Miami Gardens typically range from 300 to 800 dollars per year for a standard HO6 policy. Factors include the unit value, location, deductible amount, and the age of the building. Windstorm coverage may add 100 to 300 dollars more per year. This is general information and not insurance advice.

About condo insurance agents in Miami Gardens

Condo insurance agents in Miami Gardens help owners understand the unique coverage needs for Florida condominiums. Florida law requires condo associations to carry a master policy, but individual unit owners still need an HO6 policy for interior walls, fixtures, and personal property. A local agent can explain how the Florida Condominium Act affects your personal coverage limits and deductibles.

Frequently Asked Questions

What does a condo insurance agent in Miami Gardens do?

A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior walls, and liability. They can also explain how your association master policy affects what you need to insure.

Do I need condo insurance if my association has a master policy?

Yes. Florida law does not require unit owners to carry insurance, but most mortgage lenders do require it. The master policy only covers common areas and bare walls. You need your own policy for everything inside your unit.

How does Florida law affect my condo insurance coverage?

Florida Statute 718.111 requires condo associations to maintain property insurance on the building. However, this does not cover your personal property or interior improvements. Your HO6 policy fills those gaps and also provides loss assessment coverage if the association has a large deductible.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.