The top-rated condo insurance agent in Miramar, Florida is Estrella Insurance, rated 4.9 stars across 625 reviews. Other highly rated options include Ava Stewart - State Farm Insurance Agent, Brenda Henriquez - State Farm Insurance Agent, Univista Insurance. This directory lists 19 condo insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3360 S University Dr | (954) 251-1654 |
| 2 | Ava Stewart - State Farm Insurance Agent | 11318 Miramar Pkwy | (954) 450-8355 |
| 3 | Brenda Henriquez - State Farm Insurance Agent | 18401 Miramar Pkwy | (954) 613-1010 |
| 4 | Univista Insurance | 11820 Miramar Pkwy Unit 306 | (954) 751-1529 |
| 5 | George Hortelano - State Farm Insurance Agent | 16351 Miramar Pkwy | (954) 442-4022 |
| 6 | ALBA INSURANCE USA | 2501 SW 101st Ave | (786) 721-2434 |
| 7 | Eastern Gray Insurance | 3056 S State Rd 7 #37 | (786) 975-1424 |
| 8 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 9 | Triton Insurance Group | 11820 Miramar Pkwy #208 | (888) 206-0932 |
| 10 | AA Insurance World Services | 8868 Miramar Pkwy | (954) 430-7676 |
Estrella Insurance in Miramar, Florida, is a Condo Insurance Agent known for providing coverage tailored to the unique needs of condominium unit owners. The company assists clients in securing policies that protect personal belongings, interior fixtures, and liability within their individual units. Its service range includes helping homeowners understand master policy gaps and recommending appropriate supplemental coverage. A specialty service Estrella Insurance can add on is loss assessment coverage, which protects against shared building expenses after a claim.
Ava Stewart - State Farm Insurance Agent serves the Miramar, Florida area as a condo insurance agent. The company helps condominium owners obtain policies that typically cover their individual interior structures and personal belongings. These policies often address liability protection and loss assessments from the master association. The firm works with clients to understand how their unit’s coverage coordinates with the building’s master policy. In this area, it assists with loss assessment coverage for special assessments and personal property protection for valuables.
Brenda Henriquez - State Farm Insurance Agent in Miramar, FL, provides a range of condo insurance services tailored to meet the specific needs of unit owners and associations. The agent offers personalized policy reviews to help clients understand their coverage options for building structures and personal liability. Ongoing service includes assistance with policy changes, claims guidance, and annual plan evaluations to ensure adequate protection as circumstances evolve. This agency services single-family homes, apartments, retail spaces, and restaurants.
Univista Insurance serves the Miramar, Florida area as a Condo Insurance Agent. The agency helps condo owners secure coverage tailored to individual unit policies, including protection for interior structures, personal belongings, and liability. They also assist with loss assessment coverage and policy add-ons for special assessments. The team navigates local building requirements and HOA master policy nuances to align coverage accordingly. Condo owners can obtain quotes on dwelling property protection and personal liability safeguards.
George Hortelano - State Farm Insurance Agent in Miramar, FL serves homeowners, businesses, and property managers seeking tailored condo insurance policies. The agency assists with personal liability protection, building property coverage, and loss assessment endorsements. It provides guidance on policy options suited to Florida’s unique weather risks and homeowners association requirements. Clients looking for coverage understand how condominium insurance differs from standard home insurance. The agent also extends services to neighboring communities throughout Broward County and the greater Miami metro area.
ALBA INSURANCE USA serves the Miramar, Florida area and surrounding communities by helping clients secure condo insurance policies that meet the specific needs of local homeowners associations and individual unit owners. It handles typical coverages like interior damage, liability, and loss assessment protection required for condominium living, with policies that coordinate with master HOA plans. The agents generally begin a project by reviewing the association’s master policy requirements and the client’s personal risk factors to recommend adjusted cover limits.
Eastern Gray Insurance in Miramar, FL, offers both one-time policy purchases for single transactions and recurring annual coverage for ongoing protection. As a condo insurance agent, the company helps owners secure policies that cover interior structures, personal liability, and loss assessments from the master association. Plans are tailored to local building codes and weather risks in this coastal area. Service runs on an as-needed basis, whether for an initial policy setup, a mid-term adjustment, or a renewal each year.
Joseph Insurance Group, based in Miramar, Florida, offers a range of condo insurance services tailored to individual policy needs. The company provides guidance on selecting appropriate coverage and assists with routine policy reviews to ensure alignment with changing requirements. Clients can expect support with claims documentation and regular consultations to address questions about their plans. Its services cover various property types including single-family homes, apartments, retail spaces, and restaurants.
Triton Insurance Group serves condo unit owners and homeowners associations in Miramar, Florida, by providing specialized condominium insurance policies. The agency helps clients navigate the unique coverage needs of Florida condo living, including master policy gaps and interior protection. Their work involves assessing individual unit requirements and explaining the differences between building and contents insurance. Triton Insurance Group also extends its services to nearby communities such as Pembroke Pines and the broader Broward County metro area.
Serving Miramar, Florida, and the surrounding communities, AA Insurance World Services works as a Condo Insurance Agent. It handles policies specifically designed to cover individual units within condominium associations, including interior structures and personal liability. The agent typically reviews the master policy held by the association to identify gaps in the client’s personal coverage. It then customizes a plan to fill those gaps, focusing on the owner’s personal assets and deductibles.
What Does a a Condo Insurance Agent in Miramar Cost?
Typical condo insurance premiums in Florida range from 300 to 800 dollars per year for a standard HO-6 policy. Costs depend on your unit value deductible and location in Miramar. Higher risk areas or older buildings may increase premiums. This is general information not insurance advice.
About condo insurance agents in Miramar
A condo insurance agent in Miramar Florida helps you secure coverage for your unit and personal property. Florida law requires condo associations to carry a master policy but unit owners still need their own HO-6 policy for interior walls fixtures and liability. An agent can explain how the master policy and your individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Miramar do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings interior improvements and liability. They also explain how Florida condo laws affect your coverage needs.
Do I need condo insurance in Miramar Florida?
Yes Florida law does not require unit owners to carry insurance but your condo association bylaws likely do. An agent can help you meet those requirements and protect your investment.
How do Florida condo laws affect my insurance?
Florida Statute 718.111 requires condo associations to maintain a master property policy. Your individual HO-6 policy covers what the master policy does not such as interior walls cabinets and personal liability.
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