Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 condo insurance agents in North Miami Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
1695 NE 163rd St, North Miami Beach, FL 33162
(305) 639-2666
agents.estrellainsurance.com
Del Toro Insurance
313 NE 167th St, North Miami Beach, FL 33162
(305) 249-9500
deltoroinsurance.com
Skylake Insurance
1810 NE Miami Gardens Dr, North Miami Beach, FL 33179
(855) 267-0900
skylakeinsurance.com
Mercado Insurance Agency North Miami
1140 NE 163rd St #11-15, North Miami Beach, FL 33162
(305) 914-5045
mercadoinsuranceagency.com
Univista Insurance
1074 N Miami Beach Blvd, North Miami Beach, FL 33162
(305) 330-1070
univistainsurance.com
Michelle Priestman Desjardins: Allstate Insurance
18383 NE 18th Rd, North Miami Beach, FL 33179
(305) 945-0823
agents.allstate.com
Assure-Us The Insurance Agency
1880 NE 163rd St, North Miami Beach, FL 33162
(305) 956-7818
assureus.us
Ma-Cuervo Insurance Group
15927 Biscayne Blvd, North Miami Beach, FL 33160
(305) 956-9992
macuervoinsurance.com
AllStar Direct Insurance & Financial Services
16123 Biscayne Blvd, North Miami Beach, FL 33160
(305) 754-7414
allstardirect.com
Royalty Insurance Agency
17101 NE 19th Ave, North Miami Beach, FL 33162
(954) 367-3998
All Ways Insurance-Florida
2040 NE 163rd St #309, North Miami Beach, FL 33162
(305) 944-4868
What Does a Condo Insurance Agent in North Miami Beach Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard policy. Factors include the unit value location in North Miami Beach and chosen deductibles. Windstorm coverage may add 200 to 500 dollars annually. Flood insurance through NFIP averages 700 to 1000 dollars per year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in North Miami Beach do?
A condo insurance agent helps you find a policy that covers your personal property interior walls and fixtures. They also explain how the association master policy interacts with your individual coverage. Agents in Florida must be licensed by the state and can advise on windstorm and flood insurance requirements.
Do I need condo insurance if the association has a master policy?
Yes Florida law does not require individual condo insurance but most lenders do. The master policy typically covers the building structure and common areas. Your personal policy covers your belongings interior upgrades and liability for accidents in your unit.
How does Florida law affect condo insurance for North Miami Beach?
Florida Statute 718.111 requires associations to maintain property insurance on the building. Individual owners must insure their own additions and improvements. North Miami Beach is in a high risk flood zone so agents often recommend separate flood insurance through the National Flood Insurance Program.