The top-rated condo insurance agent in Orlando, Florida is Garzor Insurance, rated 4.9 stars across 1,253 reviews. Other highly rated options include Accent Brokers Insurance, Erb and Young Insurance, Harry Levine Insurance. This directory lists 22 condo insurance agents serving Orlando.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garzor Insurance | 4369 Hunters Park Ln | (321) 206-8035 |
| 2 | Accent Brokers Insurance | 4503 Curry Ford Rd | (407) 306-0101 |
| 3 | Erb and Young Insurance | 7575 Dr Phillips Blvd #240 | (321) 234-1690 |
| 4 | Harry Levine Insurance | 7208 W Sand Lake Rd # 206 | (407) 855-1000 |
| 5 | Rodriguez Insurance | 2218 S Chickasaw Trail | (407) 482-3314 |
| 6 | Renegade Insurance | 3120 S Kirkman Rd Ste 2B | (407) 268-6000 |
| 7 | GreatFlorida Insurance Mitch Lopez | 6021 S Orange Ave Suite B | (407) 603-7366 |
| 8 | Acceptance Insurance | 4434 Hoffner Ave A8 | (407) 586-7657 |
| 9 | Ackerman Insurance Services | 6735 Conroy Windermere Rd STE 311 | (407) 876-3005 |
| 10 | Beacon Insurance Agency | 6900 Tavistock Lakes Blvd Suite 400 | (321) 424-6200 |
Garzor Insurance serves the Orlando, Florida metro area as a condo insurance agent. It helps condo owners and associations secure coverage tailored to their specific housing needs. This local agency understands the unique insurance requirements that come with living in a community-run building. It works with clients to find appropriate policies for their individual units and shared structures. Among the specific services it handles in this area are master policy gap coverage and individual contents protection for residential condos.
Accent Brokers Insurance in Orlando, Florida provides coverage options tailored specifically for condo owners, including policies that address interior structures, personal liability, and loss assessment fees. Periodic policy reviews help ensure that coverage aligns with changing local building regulations and unit values, while claim assistance services are available to guide clients through the process. The agency services individual condominium units, as well as apartment complexes, retail spaces, and restaurants within the greater Orlando area.
Erb and Young Insurance specializes in providing condo insurance policies tailored to the needs of Orlando, Florida residents. The agency covers shared building structures and individual unit interiors, offering essential protection against common perils such as hurricanes and theft. Each policy can be customized to meet varying coverage requirements for personal belongings and liability. A specialty service this agency can arrange is loss assessment coverage, which helps policyholders handle unexpected charges from their condominium association.
Serving homeowners, property managers, and association boards, Harry Levine Insurance provides condo insurance policies in Orlando, FL. The agency works with local carriers to secure coverage that includes building property, common areas, and individual unit owner contents. Emphasis is placed on reviewing master policy coverages to ensure appropriate personal liability and loss assessment protection for clients. Harry Levine Insurance also regularly assists property owners in the nearby communities of Winter Park and Maitland.
Rodriguez Insurance serves Orlando and its surrounding communities, handling specialized condo insurance for homeowners in the area. It manages policies that cover interior structures, personal liability, and loss assessments from building master policies. The agency helps clients evaluate their association’s coverage gaps and individual needs. To handle a typical job, it reviews current condo documents and discusses unit-specific risks to ensure appropriate coverage limits.
Renegade Insurance provides Orlando condo owners with service options that range from a one-time policy review to recurring annual coverage evaluations. Each plan is tailored to safeguard individual units against common perils such as water damage and liability claims within the complex. The agent works directly with associations to ensure individual policies align with master insurance requirements. Service runs on an as-needed basis for questions or claim support, while scheduled reviews occur annually for existing clients to adjust coverage limits.
GreatFlorida Insurance Mitch Lopez offers tailored condo insurance policies that protect individual units and shared building elements. It also provides standard property coverage, liability protection, and loss assessment support for Orlando condominium owners. The agency works with local associations to clarify policy boundaries between master and unit owner responsibilities. During hurricane season, it helps ensure deductibles and windstorm exclusions are properly addressed in each policy.
Acceptance Insurance serves the Orlando, Florida metro area as a provider of condo insurance policies. This agency works with condo owners to help secure coverage tailored to their specific unit and building requirements. Policies typically address interior structural elements, personal property, liability protection, and loss assessment fees. Understanding local building regulations and HOA master policy terms is essential for proper coverage planning. The agency handles both standard condo unit policies and supplemental loss assessment endorsements to help fill gaps in protective coverage.
Ackerman Insurance Services provides condo insurance to owners in the Orlando area, with specialized coverage options available for unit interiors and personal liability. The agency understands the unique requirements of Florida condominium associations and helps tailor policies to fill gaps in master coverage. Commercial sectors it can serve include small offices, warehouse facilities, and food service operations requiring liability and property protection.
What Does a a Condo Insurance Agent in Orlando Cost?
Typical condo insurance in Florida costs between 300 and 800 dollars per year for an HO-6 policy. Factors include the unit value, location in Orlando, and the deductible you choose. Coverage for flood or windstorm may add extra cost. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About condo insurance agents in Orlando
Condo insurance agents in Orlando help unit owners understand the specific coverage needed under Florida law. Florida requires condo owners to carry a minimum amount of coverage for improvements and betterments. An agent can explain how your master policy and individual policy work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Orlando do?
A condo insurance agent helps you select an HO-6 policy that covers your personal property, liability, and interior structures. They also explain Florida statutes like Florida Statute 718.111 which governs master policies. The agent ensures your coverage meets your condo associations requirements.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers common areas and the building structure. Your individual HO-6 policy covers your personal belongings, interior upgrades, and liability. Florida law does not require you to buy a policy but your lender and association likely do.
How do Florida condo insurance laws affect my coverage?
Florida Statute 718.111 requires associations to maintain property insurance on the building. However the master policy may have a low deductible or exclude certain interior items. A local agent can review your associations documents to help you choose the right personal coverage.
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