The top-rated condo insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 19 condo insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Tony Pearson - State Farm Insurance Agent | 1387 W Granada Blvd | (386) 673-3611 |
| 9 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 10 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
O'Quinn Insurance Services serves the Ormond Beach, Florida area, providing specialized condo insurance solutions for local property owners. As a dedicated condo insurance agency, the company focuses on policies that protect individual units within larger associations. It assists clients with coverage for interior structures, personal belongings, and liability exposures that are not covered by a building's master policy. The agency handles claims assistance and policy reviews specifically tailored to the unique needs of condominium unit owners in this coastal community.
Serving Ormond Beach and the surrounding coastal communities, this agency offers personalized condo insurance consultations and customized policy options. Its service plans include thorough coverage reviews and assistance with adjusting policy limits as needed throughout the year. Clients rely on the team for clear explanations and responsive claims support for their specific condominium unit. The agency primarily services residential condo buildings, including single-family homes within associations, apartment-style condos, and some local retail and restaurant properties.
Based in Ormond Beach, Florida, Brightway Insurance, The Lester Agency provides condo insurance solutions for clients throughout Ormond Beach and the surrounding Volusia County communities. The agency handles individual condo unit policies, addressing coverage needs related to interior structures, personal property, and liability. It works to ensure that each policy aligns with the specific building association requirements. To handle a typical condo insurance job, it starts by reviewing the customer’s homeowners association master policy to identify coverage gaps and then customizes a plan to fill those specific exposures.
Rich Howes: Allstate Insurance serves condominium unit owners and association boards requiring individual coverage policies. The agency helps clients assess appropriate protections for personal belongings, liability, and loss assessments unique to condo living. Policyholders in Ormond Beach, Florida receive personalized attention regarding deductibles and building coverage gaps. The agency also serves property managers who oversee complexes near the Halifax River. Additional coverage options are available for Snowbirds and seasonal residents in nearby Daytona Beach.
Ryan Ochipa, operating as a State Farm Insurance Agent in Ormond Beach, Florida, provides both one-time policy setups and recurring coverage management for condo owners. Condo insurance typically covers interior structures, personal belongings, and liability protection, addressing gaps not covered by a building’s master policy. Clients can schedule service on a one-time basis for an initial policy or on an as-needed basis for policy reviews and claims assistance.
FRP of Florida (Halifax Insurance Partners) in Ormond Beach specializes in tailoring condo insurance policies to match individual unit owner needs, including coverage for interior structures and personal liability. It generally serves local condominium communities by reviewing master policy gaps and recommending appropriate endorsements for added protection. The agency helps residents stay prepared for seasonal hurricane threats by evaluating windstorm deductibles and flood insurance options before storm season peaks.
Capital Partners Insurance works with condo owners in Ormond Beach, Florida, to arrange coverage for their individual units and personal belongings. Their services include securing protection for interior fixtures and liability exposures that are not covered by a building's master policy. The company assists clients in selecting appropriate policy limits and deductibles for their specific needs. They serve commercial sectors such as offices, warehouses, and food service operations.
As hurricane season approaches in Ormond Beach, timely protection for a condo becomes essential. Tony Pearson's State Farm insurance agency works with area condo owners to secure policies that address windstorm damage and common property liability. The team helps clarify what master policies leave uncovered, assisting clients in selecting appropriate personal coverage levels for their units. A personalized initial assessment considers building age, local flood zones, and current association documents to identify any gaps before an inspection or phone consultation moves forward.
Goosehead Insurance - Thomas Scorza is a condo insurance agent in Ormond Beach, FL known for helping owners protect their individual units. It serves clients seeking policies that cover interior structures, personal property, and liability beyond a condo association’s master plan. Each policy can be tailored to address risks common along Florida’s coast, including wind and water damage from seasonal storms. As a service, the agency can add loss assessment coverage, which helps pay for special assessments levied by the homeowners’ association.
What Does a a Condo Insurance Agent in Ormond Beach Cost?
The cost of condo insurance in Florida typically ranges from 300 to 800 dollars per year for a standard policy. Factors like location, building age, and coverage limits affect the premium. Policies in coastal areas like Ormond Beach may cost more due to wind and flood risk. This is general information and not insurance advice.
About condo insurance agents in Ormond Beach
A condo insurance agent in Ormond Beach Florida can help you understand the specific coverage required by Florida law. Condo owners in Florida must have a policy that meets the minimum requirements set by their condo association and state statutes. An agent can explain how the master policy and your individual policy work together to protect your unit and personal belongings.
Frequently Asked Questions
What does a condo insurance agent in Ormond Beach do?
A condo insurance agent helps you find a policy that covers your interior walls, floors, fixtures, and personal property. They also explain how Florida law requires you to carry loss assessment coverage for shared areas. The agent can compare quotes from multiple insurers to find a suitable option.
Is condo insurance required by law in Florida?
Florida law does not require condo owners to have insurance, but most mortgage lenders and condo associations do require it. Your association may have specific coverage minimums under the Florida Condominium Act. An agent can help you meet these requirements.
What is loss assessment coverage for a condo in Florida?
Loss assessment coverage pays your share of a special assessment from the condo association for damage to common areas. Florida law allows associations to assess owners for deductibles on the master policy. An agent can advise you on how much loss assessment coverage to carry.
Condo Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables