The top-rated condo insurance agent in Palm Beach Gardens, Florida is Kelly Hagar State Farm Insurance Agency, rated 4.9 stars across 780 reviews. Other highly rated options include Sarah Cvetas-McLendon - State Farm Insurance Agent, Gregg Blanchard Insurance Agency: Allstate Insurance, GreatFlorida Insurance: Michelle Silvester. This directory lists 17 condo insurance agents serving Palm Beach Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Hagar State Farm Insurance Agency | 9458 FL A1AAlt | (561) 627-7660 |
| 2 | Sarah Cvetas-McLendon - State Farm Insurance Agent | 2925 PGA Blvd #101 | (561) 694-9616 |
| 3 | Gregg Blanchard Insurance Agency: Allstate Insurance | 4290 Professional Center Dr #101 | (561) 627-1707 |
| 4 | GreatFlorida Insurance: Michelle Silvester | 5100 PGA Blvd Suite 317 | (561) 202-6186 |
| 5 | Danielle Kerckhove - State Farm Insurance Agent | 5090 Pga Blvd Ste 200 Palm Bch Gdns, 5090 PGA Blvd Ste 200 | (561) 290-0118 |
| 6 | Worth Insurance Services, LLC. | 12300 FL A1AAlt #203 | (561) 463-5814 |
| 7 | Ackerman Insurance Services, Inc. | 3307 Northlake Blvd STE 106 | (561) 624-2040 |
| 8 | Brightway Insurance, The Murphy Agency | 4550 Donald Ross Rd I-110 | (561) 598-6300 |
| 9 | Estrella Insurance | 9091 N Military Trl Suite 5 | (561) 325-7879 |
| 10 | Giselle Camilo: Allstate Insurance | 4550 PGA Blvd #213 | (561) 253-8000 |
Kelly Hagar State Farm Insurance Agency serves the Palm Beach Gardens, Florida, metro area as a condo insurance agent. It helps local condo owners protect their personal property and liability within their individual units. Understanding the specific insurance requirements common to Florida’s condominium associations is central to its consultations. The agency works to align coverage with both homeowners needs and association master policies. It specifically handles personal liability protection for guests and loss assessment coverage for shared complex repairs.
Sarah Cvetas-McLendon - State Farm Insurance Agent provides a full range of condo insurance services in Palm Beach Gardens, FL, including coverage options for individual units, common areas, and personal liability. Service and maintenance plans are offered through routine policy reviews to ensure coverage keeps pace with changing property values and local building code requirements. The agent services single-family homes, apartment complexes, retail storefronts, and restaurants.
Gregg Blanchard Insurance Agency, an Allstate Insurance provider in Palm Beach Gardens, Florida, serves homeowners, condo owners, and property managers seeking condo insurance. It offers policies covering individual units, common areas, and personal liability for local residential associations. Clients benefit from tailored coverage options designed to protect condo investments against regional weather risks. The agency also provides service to neighboring communities throughout northern Palm Beach County, including Jupiter.
Serving Palm Beach Gardens and the surrounding communities in Palm Beach County, GreatFlorida Insurance: Michelle Silvester operates as a local Condo Insurance Agent. The agency handles the specific coverage needs required for condominium unit policies, including interior structures and personal liability. It assesses individual policyholder requirements to ensure protection for personal property, upgrades, and loss assessments. Its approach involves reviewing master association coverage first, then filling gaps with a tailored individual condo unit policy.
Although many insurers can offer one-time coverage for a single closing, Worth Insurance Services, LLC. focuses on both this and ongoing service for policyholders in Palm Beach Gardens, FL. A condo insurance agent tailors each policy to cover interior structures and personal property within a unit owner’s perimeter. After an initial consultation, clients may choose a one-time plan for a specific transaction or a scheduled policy that renews with regular adjustments. Service is provided on either a one-time or as-needed basis depending on the client’s situation.
As a dedicated condo insurance agency based in Palm Beach Gardens, Ackerman Insurance Services, Inc. focuses on securing specialized coverage for individual unit owners against interior damage and liability. It also handles general policy needs such as loss assessment protection and personal property replacement. Located in Palm Beach Gardens, the agency advises clients on seasonal concerns like hurricane preparedness, ensuring adequate windstorm coverage is in place before the peak of storm season arrives.
Brightway Insurance, The Murphy Agency handles a full range of property and casualty coverage for condominium owners in Palm Beach Gardens, Florida, including specialized add-ons such as interior-structure protection and personal liability extensions. The agency works closely with homeowners, offering customized policies that align with local community association requirements. In addition to serving individual condo unit owners, it is able to serve commercial sectors such as office buildings, warehouses, and food service operations.
Estrella Insurance in Palm Beach Gardens, Florida, structures its condo insurance services around individual policies that renew on an annual term, rather than offering recurring maintenance plans. Its coverage typically protects interior fixtures, personal belongings, and liability within a unit, but the specifics depend on the master policy held by the association. Policyholders acquire protection for a fixed twelve-month period, with the option to renew each year. The company operates strictly on a one-time, annual basis for each new policy term, with no scheduled or as-needed service visits between renewal periods.
As hurricane season in Palm Beach Gardens approaches, many condo owners review their current hazard and liability coverage. Giselle Camilo: Allstate Insurance addresses these concerns by matching individual policies to each unit’s specific association requirements and weather exposures. The office tailors dwelling, loss assessment, and personal contents protection with practical attention to local flood and wind risks. For anyone periodically reassessing their policy, the usual first step involves a straightforward complimentary online review of current declarations to help identify gaps or necessary updates before signature.
What Does a a Condo Insurance Agent in Palm Beach Gardens Cost?
Typical costs for a condo insurance policy in Palm Beach Gardens range from 300 to 800 dollars per year for a standard HO6 policy. Factors include your unit location coverage limits and deductible chosen. Policies in high risk flood zones may cost more. This is general information not insurance advice.
About condo insurance agents in Palm Beach Gardens
A condo insurance agent in Palm Beach Gardens Florida helps you secure coverage for your unit and personal property. Florida law requires condo associations to carry a master policy but owners need their own HO6 policy for interior walls floors and personal belongings. An agent can explain how the Florida Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Palm Beach Gardens do?
A condo insurance agent helps you find an HO6 policy that covers your unit interior fixtures and personal liability. They also explain how your associations master policy interacts with your individual coverage. In Florida agents must be licensed by the state to sell property insurance.
Do I need condo insurance in Palm Beach Gardens Florida?
Yes most mortgage lenders require an HO6 policy for condo owners. Even if you own outright Florida law does not mandate individual coverage but your condo association may require proof of insurance in its bylaws. An agent can help you meet these requirements.
How does Florida law affect my condo insurance policy?
Florida Statute 718.111 requires condo associations to maintain property insurance on the building. Your individual HO6 policy covers improvements you made to your unit and your personal property. An agent can help you understand the coverage gap between the master policy and your unit.
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