The top-rated condo insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 547 reviews. Other highly rated options include O'Quinn Insurance Services, Turner Insurance, Insurance Office of America. This directory lists 17 condo insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 3 | Turner Insurance | 389 Palm Coast Pkwy SW Suite 3-R | (386) 282-7888 |
| 4 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 5 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 6 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida area as a local condo insurance agent. The agency helps condominium unit owners secure coverage tailored to their specific living situation. Policies are designed to protect personal property and provide liability protection within the building. The agency assists clients in understanding the difference between a master policy and individual interior coverage. It also handles the specific loss assessment and personal liability needs that come with condo ownership in this coastal community.
O'Quinn Insurance Services specializes in condo insurance policies covering interior fixtures and personal property in Palm Coast, Florida. It also handles general homeowners insurance needs for the local community. The agency assesses risks from coastal weather and complies with condominium association requirements. It helps clients address coverage gaps during hurricane season, ensuring adequate protection against storm damage and flooding concerns.
Turner Insurance provides a full range of condo insurance agent services in Palm Coast, FL, including policy selection and coverage adjustments for individual unit owners and associations. The agency offers ongoing service plans to review policy details and ensure compliance with local association requirements. It handles various property types, particularly single-family homes within condo communities, apartments, and mixed-use retail and restaurant properties.
Insurance Office of America serves Palm Coast condominium owners and association boards seeking coverage for individual units and shared building structures. The agency assists property managers with master policy needs while helping individual owners address personal liability and interior damage protection for their residences. It regularly works with homeowners who require gap coverage beyond existing association policies. Its services extend to clients in the surrounding Flagler County communities and the Greater Daytona Beach metro area.
Serving Palm Coast and its surrounding communities, Integrity Insurance Group of Florida helps clients secure coverage for their condo units. It handles the specialized needs of both individual unit owners and condominium associations, addressing unique property and liability requirements. For a typical job, the agency first reviews the specific master policy details of a client's association to identify coverage gaps. It then customizes a personal policy to protect interior improvements, personal property, and loss assessment exposure. This approach ensures clients are neither over-insured nor dangerously under-insured.
The Berk Insurance Agency in Palm Coast, FL distinguishes between one-time consultation appointments for specific coverage questions and recurring service plans for policy reviews and updates. Their condo insurance services address common building and liability needs for unit owners. Coverage options can include interior fixtures and personal property protection. Service runs on a scheduled or as-needed basis, depending on the client’s chosen arrangement with the office.
Coastal Palm Insurance Company specializes in providing tailored condo insurance coverage to residents and owners in Palm Coast, FL. Its core services include protecting personal property, liability, and interior building structures typically excluded from a master policy. The company works with clients to navigate policy options that cover standard risks like fire, theft, and water damage from common household incidents. During the peak hurricane and storm season, Coastal Palm helps ensure policies address potential wind-related losses and flood protection needs.
As hurricane season approaches Palm Coast, condo owners often review their wind and flood coverage, and Heart of Florida Insurance Group responds by assessing individual policy needs. The agency specializes in personalized condo insurance solutions tailored to local association requirements and coastal regulations. They help clients understand replacement cost calculations for interior fixtures and shared-building deductibles. Every initial policy begins with a thorough on-site inspection of the unit, verifying existing protections and recommending appropriate updates before coverage is finalized.
Brightway Insurance, The Flagler Agency in Palm Coast, FL provides condo insurance guidance for local residents. It specializes in tailoring policies to cover individual unit interiors, personal liability, and loss assessments that master policies often leave uncovered. The agency helps owners understand the specific protections needed for their property. It also offers coverage for commercial sectors such as offices, warehouses, and food service operations that require property and liability protection for their unique risks.
Matt Rio - State Farm Insurance Agent in Palm Coast, FL provides residential condo insurance services for local property owners and also offers commercial coverage options to area businesses. The agency serves both new buyers seeking policies and existing clients reviewing their current coverage. Every policy review helps ensure adequate protection for personal belongings and liability. Follow-up consultations occur throughout the year between regular billing cycles.
What Does a a Condo Insurance Agent in Palm Coast Cost?
Typical condo insurance premiums in Florida range from 300 to 800 dollars per year for a standard HO6 policy. Costs vary based on the unit location deductible amount and coverage limits. Factors like proximity to the coast and the age of the building also affect the price. This is general information and not insurance advice.
About condo insurance agents in Palm Coast
Condo insurance agents in Palm Coast Florida help owners secure HO6 policies that cover interior walls floors and personal property. Florida law requires condo associations to insure the building structure but unit owners must have their own coverage for improvements and liability. Working with a local agent ensures you meet the specific requirements of your Palm Coast condo association.
Frequently Asked Questions
What does a condo insurance agent in Palm Coast do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior improvements and liability. They also explain how your coverage coordinates with the master policy held by your condo association.
Is condo insurance required by law in Florida?
Florida law does not require unit owners to carry condo insurance but most condo associations require it in their bylaws. You may also need coverage if you have a mortgage from a lender.
What is the difference between a master policy and an HO6 policy?
The master policy covers the building structure common areas and exterior walls. An HO6 policy covers your unit interior fixtures personal property and liability. Your agent can help you match coverage to avoid gaps.
Condo Insurance Agents in Other Florida Cities
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