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Directory of condo insurance agents in Palm Harbor, Florida. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 condo insurance agents in Palm Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911
colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335
myreliantinsurance.com
Lizette Cochran - State Farm Insurance Agent
3031 E Lake Rd S, Palm Harbor, FL 34685
(727) 786-1082
lizettec.com
AAA Palm Harbor
33227 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-7850
locator.acg.aaa.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200
brightway.com
Gregg Schindler - State Farm Insurance Agent
2138 US-19 ALT #2-A, Palm Harbor, FL 34683
(727) 238-8800
greggsf.com
Pam Leonard-Williams - State Farm Insurance Agent
1410 US-19 ALT C, Palm Harbor, FL 34683
(727) 785-0413
paminsurespalmharbor.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295
hawkig.com
Mark Gianeskis - State Farm Insurance Agent
3430 Tampa Rd, Palm Harbor, FL 34684
(727) 786-6886
markgianeskis.com
Michael Tow: Allstate Insurance
33920 US Hwy 19 N Ste 285, Palm Harbor, FL 34684
(727) 789-3024
agents.allstate.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858
whitcoinsuranceph.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533
palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428
edgewaterinsuranceinc.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090
royalinsuranceinc.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151
Estrella Insurance
31055 US Hwy 19 N, Palm Harbor, FL 34684
(727) 609-2501
agents.estrellainsurance.com
Chavanne Insurance Agency
3466 Tampa Rd, Palm Harbor, FL 34684
(727) 771-1716
Condo insurance agents in Palm Harbor Florida help you understand the unique coverage needs for your unit. Florida law requires condominium associations to maintain a master policy, but individual unit owners still need their own HO6 policy to cover personal property and interior improvements. A local agent can explain how the Florida Condominium Act affects your insurance responsibilities.
What Does a Condo Insurance Agent in Palm Harbor Cost?
Typical condo insurance costs in Palm Harbor Florida range from 300 to 800 dollars per year for a standard HO6 policy. Factors like your unit value, location near the coast, and chosen deductibles affect the price. Flood insurance is separate and may cost 500 to 1000 dollars annually depending on flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Palm Harbor do?
A condo insurance agent helps you select an HO6 policy that covers your personal belongings, interior walls, and liability. They also explain how your coverage coordinates with the association master policy required by Florida law.
Is condo insurance required in Palm Harbor Florida?
Yes, most condominium associations in Florida require unit owners to carry an HO6 policy. The Florida Condominium Act allows associations to set minimum coverage amounts in their governing documents.
How does Florida law affect my condo insurance?
Florida law requires associations to have a master policy for common areas. Your individual HO6 policy covers your unit interior and personal property. The Florida Condominium Act also sets rules for deductibles and loss assessments.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.