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Find Condo Insurance Agents in Palmetto Bay, FL

Looking for a condo insurance agent in Palmetto Bay? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 16 condo insurance agents in Palmetto Bay, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
17605 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 507-9638 univistainsurance.com
Jorge Milanes - GEICO Insurance Agent
17031 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 421-8000 geico.com
GreatFlorida Insurance: Tamara Mourino
9811 Wayne Ave, Palmetto Bay, FL 33157
(305) 256-0616 palmettobay.greatflorida.com
Estrella Insurance
18071 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 255-2985 agents.estrellainsurance.com
Progressive Insurance - Claims Office
17901 Old Cutler Rd Ste 300, Palmetto Bay, FL 33157
(800) 776-4737 progressive.com
Del Toro Insurance
13843 S Dixie Hwy, Palmetto Bay, FL 33176
(305) 831-2505 deltoroinsurance.com
Steve Myers - State Farm Insurance Agent
9004 SW 152nd St, Palmetto Bay, FL 33157
(305) 253-5800 stevemyersagency.com
Del Toro Insurance
17120 S Dixie Hwy, Palmetto Bay, FL 33157
(786) 579-1444 deltoroinsurance.com
Grabowski-Scheller Agency: Allstate Insurance
9000 SW 152nd St Ste 103, Palmetto Bay, FL 33157
(888) 776-7805 agents.allstate.com
Del Toro Insurance Kendall
10579 SW 109th Ct, Palmetto Bay, FL 33176
(786) 214-7551 deltoroinsurance.com
All About Insurance, Inc.
17891 S Dixie Hwy STE 105, Palmetto Bay, FL 33157
(305) 251-3098 aaipalmettobay.com
D Insurance Group
9555 SW 175th Terrace Suite 224, Palmetto Bay, FL 33157
(305) 882-9358 dinsurancegroup.com
Palmetto Bay Insurance Group
15715 S Dixie Hwy STE 101, Palmetto Bay, FL 33157
(305) 969-0060 palmettobayinsurancegroup.com
All American Insurance
9036 SW 152nd St, Palmetto Bay, FL 33157
(305) 233-0855 progressive.com
Pini Insurance Palmetto Bay
15321 S Dixie Hwy Ste 300, Palmetto Bay, FL 33157
(305) 509-5290 piniinsurance.com
Caribbean Insurance Group
15715 S Dixie Hwy # 311, Palmetto Bay, FL 33157
(305) 252-7772

A condo insurance agent in Palmetto Bay Florida can help you understand the specific coverage needed for your unit. Florida law requires condo associations to carry a master policy but that policy may not cover your interior walls or personal belongings. An agent can explain how an HO6 policy fills those gaps and meets your lenders requirements.

What Does a Condo Insurance Agent in Palmetto Bay Cost?

The cost of a condo insurance policy in Florida typically ranges from 300 to 800 dollars per year for a basic HO6 policy. Factors like the units location age and your deductible affect the premium. In Palmetto Bay flood insurance may also be required adding 400 to 1000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Palmetto Bay do?
A condo insurance agent helps you find an HO6 policy that covers your personal property and interior structures. They also advise on loss assessment coverage which is important under Florida law. The agent can compare policies from different insurers to match your budget and needs.
Do I need condo insurance if the association has a master policy in Florida?
Yes you still need your own HO6 policy. The associations master policy usually only covers the building exterior and common areas. Your personal belongings and interior improvements are your responsibility. Florida law also requires you to have coverage for any interior alterations you have made.
How do I choose a condo insurance agent in Palmetto Bay?
Look for an agent who is licensed in Florida and has experience with condo policies. Ask them about their knowledge of Florida Statute 718 which governs condominiums. A good agent will explain the differences between replacement cost and actual cash value coverage.