The top-rated condo insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Estrella Insurance, Southern Guard Insurance, Best One Insurance, Inc.. This directory lists 20 condo insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Estrella Insurance | 210 S Flamingo Rd | (954) 704-1717 |
| 3 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 4 | Best One Insurance, Inc. | 18503 Pines Blvd Suite 206 | (954) 944-3928 |
| 5 | Kay Riordan - State Farm Insurance Agent | 18503 Pines Blvd STE 210 | (954) 436-1717 |
| 6 | Franah Marino - State Farm Insurance Agent | 120 N Douglas Rd | (954) 433-4664 |
| 7 | Univista Insurance | 1931 NW 150th Ave Ste 112 | (954) 603-5800 |
| 8 | Louise Bernstein - State Farm Insurance Agent | Sedano's Center, 17107 Pines Blvd | (954) 435-7776 |
| 9 | Michelle Silva - State Farm Insurance Agent | 1601 N Flamingo Rd Ste 4 | (954) 699-0811 |
| 10 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
Mendez & Associates Insurance serves Pembroke Pines and surrounding Broward County as a condo insurance agent. The company helps condo owners protect their units with proper coverage tailored to association requirements. Policies typically address interior fixtures, personal belongings, and liability within shared buildings. Navigating master policy gaps and individual unit responsibility is a regular part of its work. Mendez & Associates regularly assists clients with loss assessment endorsements and personal property protection for their condominiums.
Estrella Insurance is known for providing tailored condo insurance solutions to residents of Pembroke Pines, Florida. The company works to match coverage with the specific needs of condominium owners, addressing both interior protection and liability concerns. In an area where hurricanes and seasonal storms are common, agents help select policies that include proper dwelling and personal property limits. Standard offerings may be expanded with additional loss assessment coverage. This add-on protects owners when a shared building element requires a special fee unexpectedly.
Southern Guard Insurance provides comprehensive coverage solutions tailored specifically for condominium unit owners in Pembroke Pines, Florida. Its service plans focus on securing personal property, interior structures, and liability protection within the framework of association master policies. Routine policy reviews and claims assistance are offered to ensure adequate coverage adjustments over time. The agency additionally services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners and condo unit owners in Pembroke Pines turn to Best One Insurance, Inc. for their condo insurance agent needs. The company helps clients secure coverage that protects personal possessions and interior structures against common risks. Advice is offered on specialized policies designed to fill gaps left by a building’s master coverage. Residents in nearby parts of the Fort Lauderdale metro area, including Miramar and Weston, also receive the same professional assistance for their condominium insurance requirements.
Serving Pembroke Pines and the surrounding South Florida communities, Kay Riordan - State Farm Insurance Agent focuses on providing condo insurance that addresses the unique needs of unit owners. The agency handles policies covering interior structures, personal belongings, and liability protection as required by most condo associations. It helps clients understand the gap between their master policy and personal coverage. The agency approaches a typical job by reviewing the association’s master policy first, then tailoring a personal plan to fill any coverage gaps.
For a local condo insurance agent, clients choose between a one-time policy purchase or an ongoing service relationship that includes regular policy reviews. Franah Marino - State Farm Insurance Agent in Pembroke Pines, FL, specializes in condo insurance, which covers the unit owner’s personal property, interior structural improvements, and liability protection. Detailed explanations of deductibles, loss assessment coverage, and building ordinance options are provided to each client. Service runs on an as-needed basis, with clients able to request support when they need to update coverage or file a claim.
Univista Insurance serves customers in Pembroke Pines, Florida, and throughout Broward County. The company specializes in Condo Insurance Agent services, helping condominium owners with essential property protection. It assists clients in securing coverage tailored for individual unit interiors and shared building structures. The agency also guides policyholders through master policy requirements to avoid gaps in protection. Univista Insurance handles specific services such as interior fixture and liability coverage, along with loss assessment protection.
Louise Bernstein - State Farm Insurance Agent specializes in helping condo owners in Pembroke Pines, FL, navigate the unique coverage needs that come with Florida condominium living. The agency works with clients to select appropriate condo insurance policies that protect personal property and liability. With the region's frequent severe weather and seasonal storm threats, the company assists residents in reviewing their policies before hurricane season each year to ensure adequate coverage.
As hurricane season approaches in South Florida, ensuring proper condo insurance coverage becomes a priority for many residents. Michelle Silva - State Farm Insurance Agent in Pembroke Pines, FL, assists local condo owners by explaining policy options, including coverage for common area assessments and interior structural damage. The agency works with clients to assess their specific building type and personal liability needs. An initial consultation typically reviews current coverage and any recent condo association bylaw changes to identify potential gaps.
GreatFlorida Insurance: Jovanny Valdes in Pembroke Pines helps residents secure coverage for their individual units. Its work focuses on protecting personal property and interior structures from damage within a shared building. The agency also offers specialized add-ons like loss assessment coverage and water backup protection. This extends to various commercial sectors, including professional offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Pembroke Pines Cost?
Typical condo insurance costs in Florida range from 300 to 800 dollars per year for a standard HO-6 policy. Factors like your unit location, coverage limits, and deductible amount affect the price. Flood insurance is separate and may cost 500 to 1500 dollars per year. This is general information and not insurance advice.
About condo insurance agents in Pembroke Pines
Condo insurance agents in Pembroke Pines Florida help unit owners secure coverage that meets state requirements. Florida law requires condo associations to carry a master policy, but individual unit owners need an HO-6 policy for personal property and interior improvements. An agent can explain how the Florida Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Pembroke Pines do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy works with the association master policy required by Florida law.
Is condo insurance required in Florida?
Florida law does not require individual condo owners to buy insurance, but most mortgage lenders do require it. Your association bylaws may also require you to carry a minimum amount of liability coverage.
How do Florida condo insurance laws affect my policy?
Florida Statute 718.111 requires condo associations to insure the building structure. Your personal HO-6 policy covers your unit improvements and personal property. An agent can help you avoid gaps between the master policy and your coverage.
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