The top-rated condo insurance agent in Pinellas Park, Florida is Joanne Dauphin - State Farm Insurance Agent, rated 5.0 stars across 833 reviews. Other highly rated options include Strategic Insurance Services, Gator Insurance Service, Direct Auto Insurance. This directory lists 12 condo insurance agents serving Pinellas Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joanne Dauphin - State Farm Insurance Agent | 5315 Park Blvd UNIT C | (727) 256-9511 |
| 2 | Strategic Insurance Services | 4501 Mainlands Blvd W | (866) 467-0123 |
| 3 | Gator Insurance Service | 6390 Park Blvd | (727) 544-0064 |
| 4 | Direct Auto Insurance | 4950 Park Blvd | (727) 547-9000 |
| 5 | Jerger & Sons Insurance Agency | 7785 66th St N | (727) 449-1494 |
| 6 | Freeway Insurance | 5201 Park Blvd | (727) 203-7005 |
| 7 | ARCW Leavitt Insurance Services | 9067 Belcher Rd | (727) 544-8841 |
| 8 | O.E. Wilson Insurance Inc. Largo | 10675 66th St N | (727) 535-0524 |
| 9 | Bay Area Home & Auto Insurance | 8680 49th Street N | (727) 547-1777 |
| 10 | Waters Insurance Agency | 4923 71st Ave N | (813) 445-6155 |
Joanne Dauphin - State Farm Insurance Agent serves Pinellas Park, Florida, and the surrounding Pinellas County area. This agency provides condo insurance policies designed to protect individual unit owners. Coverage typically addresses interior structures, personal belongings, and liability risks that are not covered by the building's master policy. It also helps clients understand their specific HOA requirements. Among the services offered, this agency handles quotes for HO-6 policies and assists with filing claims for water damage or theft.
Strategic Insurance Services assists homeowners, condominium associations, and property managers in Pinellas Park, Florida, with securing condo insurance coverage. The agency focuses on policies that address common area liabilities, building property protection, and individual unit owner needs. Clients receive guidance on matching coverage to their specific property types and risk exposures. Services also include policy reviews and claims assistance. In addition to Pinellas Park, the agency serves clients throughout the St. Petersburg metropolitan area.
Gator Insurance Service offers a complete range of condo insurance options, focusing on tailored policies for unit owners in Pinellas Park, FL. Its service plans typically include coverage for interior structures and personal liability. Routine annual policy reviews are performed to adjust for changing local building costs or adding protection for improvements. The agency also provides guidance on master policy gaps and loss assessment endorsements. This condo insurance agent services single-family homes, apartments, retail, and restaurants.
Direct Auto Insurance serves condo owners in Pinellas Park, Florida, by offering policies tailored to protect individual units and shared building structures. It also assists property managers and homeowners’ associations with coverage for common areas and liability. The agency provides guidance on loss assessment and personal property protection, helping clients understand their responsibilities under local condominium bylaws. Beyond Pinellas Park, it extends its services to the adjoining communities of Largo and Seminole within the Tampa Bay metro area.
Jerger & Sons Insurance Agency serves condo owners in Pinellas Park, Florida, and the surrounding communities throughout Pinellas County. It handles the specific insurance needs of condominium unit owners, covering interior structural elements and personal property. The agency addresses individual policies that complement the master association coverage. Its approach to a typical job involves assessing the condominium’s bylaws and the client's personal assets to recommend appropriate liability protection and necessary endorsements.
Serving Pinellas Park, Florida, and the surrounding communities, this agency handles condominium insurance for local condo owners. It addresses the specific needs of condo policies, including interior coverage and personal liability protection within the building. The agency also assists with loss assessment coverage for shared building areas. To handle a typical job, the agent reviews the condo association’s master policy deductibles, then tailors an individual policy to fill the coverage gaps identified for the client.
ARCW Leavitt Insurance Services in Pinellas Park, FL, provides condo insurance policies selected for either a single payment term or as continuous annual coverage with automatic renewals. The agency delivers protection tailored for unit owners, addressing common perils such as water damage, liability, and loss of personal property specific to the region. Service here operates on a scheduled, annual renewal basis rather than one-time or as-needed requests.
O.E. Wilson Insurance Inc. Largo specializes in providing tailored condo insurance policies, addressing the unique coverage needs of unit owners in Pinellas Park. It generally assists clients with building personal property protection, liability coverage, and loss assessment endorsements. Navigation of complex master policy gaps and deductible requirements is a standard part of its service. The company frequently helps homeowners review and update their policies after major events such as local storms or seasonal occupancy changes to ensure adequate loss settlement provisions.
What Does a a Condo Insurance Agent in Pinellas Park Cost?
Condo insurance costs in Pinellas Park Florida typically range from 300 to 800 dollars per year for a standard HO6 policy. Factors that affect cost include the unit value location deductible and whether you add windstorm or flood coverage. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.
About condo insurance agents in Pinellas Park
Condo insurance agents in Pinellas Park Florida help you understand the specific coverage needed for your unit. Florida law requires condominium associations to maintain a master policy but unit owners still need individual HO6 policies. A local agent can explain how the Florida Condominium Act affects your personal property and liability coverage.
Frequently Asked Questions
What does a condo insurance agent in Pinellas Park do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings interior walls and liability. They also explain how your policy interacts with the associations master policy. Agents in Pinellas Park are familiar with local flood zones and windstorm requirements.
Do I need condo insurance if the association has a master policy?
Yes the master policy typically only covers the building structure and common areas. You still need an HO6 policy for your personal property interior improvements and liability. Florida law does not require unit owners to carry insurance but your mortgage lender will likely require it.
How do Florida insurance laws affect my condo policy?
Florida law requires insurers to offer windstorm coverage and you may need a separate flood policy if you are in a flood zone. The Florida Condominium Act also sets rules for how master policies and unit owner policies work together. Your agent can help you meet these legal requirements.
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