The top-rated condo insurance agent in Plant City, Florida is Courtney Paat - State Farm Insurance Agent, rated 4.9 stars across 986 reviews. Other highly rated options include Tony Lee - State Farm Insurance Agent, Acceptance Insurance, GreatFlorida Insurance: Tyrone & Sarah Shelton. This directory lists 20 condo insurance agents serving Plant City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Paat - State Farm Insurance Agent | 1805 James L Redman Pkwy Suite 101 | (813) 754-1725 |
| 2 | Tony Lee - State Farm Insurance Agent | 1702 S Alexander St #1 | (813) 752-7202 |
| 3 | Acceptance Insurance | 218 W Alexander St | (813) 947-7216 |
| 4 | GreatFlorida Insurance: Tyrone & Sarah Shelton | 1308 S Collins St | (813) 708-9595 |
| 5 | Black's Insurance & Financial Services | 1701 James L Redman Pkwy | (813) 752-5225 |
| 6 | Universal Insurance of Plant City Inc. | 1501 S Alexander St STE 101 | (813) 752-6742 |
| 7 | Direct Auto Insurance | 2403 James L Redman Pkwy Suite 2 | (813) 703-6966 |
| 8 | Bruners Insurance of Plant City | 1701 S Alexander St Suite 111 | (813) 754-2205 |
| 9 | Riddle Insurance Solutions | 706 W Dr Martin Luther King Jr Blvd | (813) 763-7565 |
| 10 | Strong Tower Insurance, Inc. | 101 N Wheeler St | (813) 708-0001 |
Courtney Paat - State Farm Insurance Agent serves the Plant City, Florida area, specializing in condo insurance coverage. The agency helps condo owners protect their personal property and interior unit structures with tailored policies. They assist clients in understanding the distinctions between individual unit coverage and master building policies. Services include securing liability protection for accidents within the unit and coverage for loss assessments from the homeowners’ association. The agency handles personal property protection and loss of use coverage for temporary relocations.
Serving the Plant City area, Tony Lee - State Farm Insurance Agent provides condo insurance policies tailored to individual unit owners and their specific needs. Ongoing policy reviews and coverage evaluations are available to help adjust for changes in personal property or local building requirements. This agency handles loss assessments related to common area damages and liability protections for unit interiors. Their services cover single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance serves individual condo owners and association boards in Plant City, Florida, by crafting policies that protect both personal belongings and shared building structures. Typical coverage includes interior fixtures, personal liability, and loss assessment exposure. Specialty add-ons may include flood endorsements and identity theft protection, addressing common regional risks. The agency customizes plans for residential properties while also extending commercial coverage to offices, warehouses, and food service operations.
For condo insurance, clients can choose either a single-purchase policy for a closing requirement or an ongoing annual renewal for continuous protection. The coverage generally helps safeguard the interior structure and personal belongings within a unit. GreatFlorida Insurance: Tyrone & Sarah Shelton in Plant City, FL assists with these options for local condominium owners. Their work focuses on explaining policy differences and completing applications. Service is primarily available on a scheduled or as-needed appointment basis to meet individual customer needs.
Serving Plant City and the surrounding communities of eastern Hillsborough County, Black's Insurance & Financial Services provides condo insurance policies to local unit owners. The agency handles the specialized coverage needs of condominium associations and individual homeowners, addressing interior structures, personal property, and personal liability. For a typical job, it coordinates with the client’s association master policy to fill coverage gaps and structures a plan around the homeowner’s specific deductible and loss assessment needs.
Homeowners, property managers, and businesses in Plant City, FL turn to Universal Insurance of Plant City Inc. for their condo insurance needs. The agency specializes in helping local condominium unit owners secure policies that protect their individual units and personal belongings. It also assists homeowner associations with master policy requirements for common areas in the community. With a focus on the unique insurance needs of condo owners in the Tampa Bay area, the agency extends service to neighboring communities such as Lakeland and Brandon.
Direct Auto Insurance in Plant City, Florida, provides homeowners with condo insurance to protect their individual units. Commercial coverage is also available for businesses within the area. The agency serves clients throughout the local community with standard policies for liability and property damage. Customers can request coverage for personal belongings and interior structural elements. Rain checks are often issued for any necessary adjustments after claims. Staff invite policyholders to return between regular visits for annual policy reviews or updates on new furnishings.
Bruners Insurance of Plant City provides condo insurance policies for property owners in Plant City, FL, covering the unique exposures of condominium living. They work to tailor coverage for individual unit interiors, loss assessments, personal liability, and contents protection. In addition to standard policy provisions, this agent offers specialized add-ons such as umbrella liability and flood insurance, addressing gaps in association master policies. Their services serve clients in a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Plant City Cost?
The cost of a condo insurance policy in Florida typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors include the unit value location deductible and coverage limits. Older buildings or areas with higher hurricane risk may increase premiums. This is general information not insurance advice.
About condo insurance agents in Plant City
Condo insurance agents in Plant City Florida help unit owners find the right HO-6 policy. Florida law requires condo associations to insure the building structure but owners need coverage for personal property and interior improvements. An agent can explain the master policy coverage gaps and recommend appropriate limits.
Frequently Asked Questions
What does a condo insurance agent in Plant City do?
A condo insurance agent helps you buy an HO-6 policy that covers your personal belongings and interior walls. They review your condos master policy to identify what is not covered. They also advise on loss assessment coverage for shared expenses.
Is condo insurance required in Florida?
Yes Florida law does not require condo owners to carry insurance but most lenders and condo associations do require it. The association must insure the building and common areas under Florida Statute 718.111. Your individual policy fills the gaps.
How does the master policy affect my coverage needs?
The condos master policy typically covers the structure as originally built. You need an HO-6 policy for upgrades like new flooring or cabinets. Your agent can request a copy of the master policy to determine the correct amount of coverage for your unit.
Condo Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables