The top-rated condo insurance agent in Royal Palm Beach, Florida is Insurance Express Florida, rated 5.0 stars across 746 reviews. Other highly rated options include Sean Valley: Allstate Insurance, The Leonard Insurance Agency, LLC, Janine Camacho - State Farm Insurance Agent. This directory lists 13 condo insurance agents serving Royal Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Florida | 9100 Belvedere Rd #206 | (954) 284-3933 |
| 2 | Sean Valley: Allstate Insurance | 11327 Okeechobee Blvd Ste 4 | (561) 798-3056 |
| 3 | The Leonard Insurance Agency, LLC | 11440 Okeechobee Blvd #219 | (561) 255-5543 |
| 4 | Janine Camacho - State Farm Insurance Agent | 10349 Southern Blvd | (561) 283-0930 |
| 5 | Gabrielle Poleon - State Farm Insurance Agent | Bch, 10233 Okeechobee Blvd b9 | (561) 693-3902 |
| 6 | Estrella Insurance | 11051 Southern Blvd ste 140 | (561) 469-7633 |
| 7 | Dan Cavin - State Farm Insurance Agent | 1167 Royal Palm Beach Blvd | (561) 946-3000 |
| 8 | LOI Insurance | 11953 Southern Blvd | (561) 600-1387 |
| 9 | Frank Tamargo - State Farm Insurance Agent | 11903 Southern Blvd STE 100 | (561) 422-8900 |
| 10 | Evergreen Insurance Agency | 583 105th Ave N UNIT 2 | (561) 966-8883 |
Insurance Express Florida serves Palm Beach County and the surrounding area, specializing in condo insurance for residents of Royal Palm Beach. The agency helps owners protect their individual units and personal belongings with tailored policies that meet their homeowners association requirements. Navigating coverage for shared walls, common areas, and liability within a condominium association is a key part of its work. The company offers guidance on loss assessment coverage and dwelling protection specific to local condominium communities.
Sean Valley of Allstate Insurance serves the Royal Palm Beach area of Palm Beach County, Florida, offering professional guidance for condominium unit owners. This agency helps clients navigate the specific coverage needs often required by their condo association’s master policy. Services include assistance in selecting personal liability protection and safeguarding interior fixtures, appliances, and personal belongings. Common policies address gaps in building structure coverage and provide loss assessment protection for shared property repairs. Sean Valley provides quotes for condo insurance policies tailored to the regulations of local homeowners associations.
The Leonard Insurance Agency, LLC provides a complete range of condo insurance services, including tailored coverage for unit owners and association policies. It offers ongoing account management and policy review to ensure coverage keeps pace with changing property values and local regulations in Royal Palm Beach, FL. The agency's service plans include annual policy check-ins and responsive claims support. It specifically services condominiums, single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property managers seeking reliable condo insurance reach out to Janine Camacho - State Farm Insurance Agent in Royal Palm Beach, FL. The agency provides tailored condo insurance policies that help protect individual units and common areas from unexpected losses. Services include evaluating coverage needs for personal property and liability risks associated with condominium ownership. The agency also serves clients in neighboring Wellington and the wider Palm Beach County metro area.
Serving Royal Palm Beach and the surrounding Palm Beach County communities, Gabrielle Poleon - State Farm Insurance Agent works as a condo insurance agent. The business handles policies that protect individual units, common areas, and personal belongings within condominium associations. Each policy is reviewed to understand the master association’s coverage and the owner’s personal responsibility. To handle a typical job, the agent uses a straightforward process that examines the specific HOA bylaws and then tailors a plan to close any gaps in the owner’s coverage.
Estrella Insurance provides a full range of condo insurance services in Royal Palm Beach, Florida, including tailored coverage for individual unit owners and entire associations. It assists clients in selecting appropriate loss assessment, personal liability, and contents protection plans that meet local condo requirements. Regular policy reviews help adjust coverage as property values and association rules change. The company services single-family homes, apartments, retail spaces, and restaurants.
Homeowners in Royal Palm Beach typically choose between a one-time policy review and recurring coverage updates tailored to changing property values. Condo insurance agents assess individual unit needs, addressing interior structures, personal liability, and loss assessments. Available services include customized policy evaluations designed for local association requirements and individual unit protections. Dan Cavin - State Farm Insurance Agent provides professional guidance for condominium owners seeking appropriate coverage solutions in Royal Palm Beach, FL. This service operates strictly on an as-needed basis for client consultations and policy adjustments.
As hurricane season approaches in Royal Palm Beach, Florida residents need reliable protection for their condominium investments. LOI Insurance provides tailored coverage solutions for condo owners, helping navigate the unique policy requirements that homeowners associations demand. The company focuses on delivering clear explanations about special assessments and loss assessments that often confuse buyers. Thoroughly analyzing local building codes and flood zones ensures policies match each client's actual exposure. An initial property inspection is scheduled at the time of request to evaluate specific interior and exterior system risks.
Frank Tamargo - State Farm Insurance Agent in Royal Palm Beach, FL specializes in tailored condo insurance policies that protect individual units and common-area liabilities. It also offers a broad range of personal insurance services, including auto, life, and renters coverage, to meet the needs of local residents. The agency helps condo owners address specific concerns such as policy gaps related to seasonal hurricanes in South Florida, ensuring adequate protection before storm season arrives.
What Does a a Condo Insurance Agent in Royal Palm Beach Cost?
Typical condo insurance costs in Florida range from 300 to 800 dollars per year for a standard policy. Factors include your unit location, coverage limits, deductible amount, and the age of the building. Premiums in Royal Palm Beach may be higher due to hurricane risk. This is general information, not insurance advice.
About condo insurance agents in Royal Palm Beach
Condo insurance agents in Royal Palm Beach Florida help unit owners understand their coverage needs. Florida law requires condo associations to carry a master policy, but individual owners must insure their own belongings and interior improvements. An agent can explain how the Florida Condominium Act affects your personal policy limits.
Frequently Asked Questions
What does a condo insurance agent in Royal Palm Beach do?
A condo insurance agent helps you choose a policy that covers your personal property, interior walls, and liability. They also check your association master policy to avoid gaps or overlaps in coverage.
Do I need condo insurance if my association has a master policy?
Yes. The master policy usually covers the building structure and common areas, but not your personal belongings or upgrades. Florida law does not require you to buy a personal policy, but your lender may require it.
How does Florida law affect condo insurance requirements?
Florida Statute 718.111 requires associations to maintain property insurance on the building. However, unit owners are responsible for their own interior fixtures and personal property. An agent can help you meet these legal obligations.
Condo Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables