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Directory of condo insurance agents in St. Augustine, Florida. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 condo insurance agents in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Unwalla - State Farm Insurance Agent
3791 A1A S ste a, St. Augustine, FL 32080
(904) 461-5400
perryunwalla.com
Christopher Brown - GEICO Insurance Agent
224 State Rte 312, St. Augustine, FL 32086
(904) 506-6500
geico.com
Leigh Insurance Agency
1797 Old Moultrie Rd STE 111, St. Augustine, FL 32084
(904) 826-0799
leigh-insurance.com
Tim Huber Insurance
28 Clark St, St. Augustine, FL 32084
(904) 824-2555
timhuberins.com
The Bailey Group – An NFP Company
1200 Plantation Island Dr S UNIT 210, St. Augustine, FL 32080
(904) 461-1800
mbaileygroup.com
Direct Auto Insurance
2467 US-1, St. Augustine, FL 32086
(904) 794-2357
local.directauto.com
Ancient City Insurance
2800 N 5th St #301, St. Augustine, FL 32084
(904) 827-1915
ancientcityinsurance.com
Fender Insurance Agency
101 E Town Pl #225, St. Augustine, FL 32092
(904) 639-4333
fenderagency.com
Benchmark Insurance
1 Spencer St, St. Augustine, FL 32084
(904) 829-2296
benchmarkins.com
Britni Burkins: Allstate Insurance
125 Nix Boat Yard Rd, St. Augustine, FL 32084
(904) 797-2660
agents.allstate.com
Brightway Insurance, The Casey Agency
108 Sea Grove Main St suite b, St. Augustine, FL 32080
(904) 217-7547
brightway.com
Oldest City Insurance
212 San Marco Ave Suite D, St. Augustine, FL 32084
(904) 824-7283
oldestcityinsurance.com
Janet Tillman - State Farm Insurance Agent
2825 Lewis Speedway # 107, St. Augustine, FL 32084
(904) 824-8111
janettillman.com
Herbie Wiles Insurance
400 N Ponce De Leon Blvd, St. Augustine, FL 32084
(904) 829-2201
herbiewiles.com
Thompson Baker Agency, Inc.
61 Cordova St, St. Augustine, FL 32084
(904) 824-1631
thompsonbaker.com
Florida Closing Company
731 A1A Beach Blvd, St. Augustine, FL 32080
(904) 416-3555
floridaclosingco.com
Twin Palms Insurance Group, The Ward Agency
320 High Tide Dr Suite 100F, St. Augustine, FL 32080
(904) 643-9002
twinpalms.us
Knox Insurance Network
2528 US-1 South, St. Augustine, FL 32086
(904) 797-2000
knoxinsnetwork.com
Beck Agency
661 A1A Beach Blvd, St. Augustine, FL 32080
(904) 417-7717
beckagency.org
Brightway Insurance, St. Augustine
2801 N 3rd St Unit B, St. Augustine, FL 32084
(904) 217-7496
brightway.com
A condo insurance agent in St. Augustine Florida can help you understand the specific coverage needed for your unit. Florida law requires condo associations to carry a master policy but individual unit owners often need an HO6 policy to cover interior structures and personal property. Local agents know the unique risks of coastal living including hurricane and flood exposure.
What Does a Condo Insurance Agent in St. Augustine Cost?
The cost of a condo insurance policy in St. Augustine Florida typically ranges from 300 to 800 dollars per year for a basic HO6 policy. Factors that affect cost include the unit location coverage limits deductible and flood risk. Policies in high risk flood zones or with higher personal property limits will cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in St. Augustine do?
A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and improvements. They also explain how your policy coordinates with the condo associations master policy. In Florida this is important because the master policy may not cover everything inside your unit.
Do I need condo insurance if the association has a master policy?
Yes you still need individual condo insurance in Florida. The association master policy typically covers the building structure and common areas. Your HO6 policy covers your personal property interior fixtures and liability. Florida law does not require you to have an HO6 policy but most lenders do.
How is condo insurance different from homeowners insurance in Florida?
Condo insurance or HO6 insurance covers only the interior of your unit and your personal belongings. Homeowners insurance covers the entire structure and the land. In Florida condo owners are also responsible for any upgrades or improvements made inside the unit which the master policy does not cover.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.