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HomeCondo Insurance AgentsFlorida › St Cloud

Find Condo Insurance Agents Near You in St Cloud, FL

Browse condo insurance agents serving St Cloud, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving St Cloud.

Showing 20 condo insurance agents in St Cloud, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance521 13th St(407) 964-1787
2MM Insurance Pro1207 Michigan Ave(407) 908-7474
3Client Care Insurance2001 Hickory Tree Rd(407) 574-5599
4Dolly Clements Garcia - State Farm Insurance Agent1101 New York Ave(407) 556-3203
5Ford Insurance113 E 13th St(407) 847-5892
6Amsley Insurance Services1617 13th St(407) 892-9645
7Advantage Insurance Advisors - St. Cloud910 13th St(321) 945-8153
8GreatFlorida Insurance: Tony Busby1417 Hamlin Ave UNIT G(407) 270-8220
9Barakat Insurance Agency2722 13th St(407) 705-3877
10Central Care Insurance3415 Perching Rd(833) 339-6434
UI
521 13th St
Univista Insurance
Condo Insurance Agent · St Cloud, FL

As the rainy season approaches in Central Florida, many condo owners in St Cloud seek to ensure their policies cover potential storm damage. Univista Insurance provides coverage specifically tailored for condominium associations and individual unit owners in the area. They work to match clients with policies that meet lender requirements while addressing sinkhole exposure and interior liability. Before offering a quote, the agent schedules a walkthrough of the unit to verify existing insurance on the building’s shell and common areas.

MI
1207 Michigan Ave
MM Insurance Pro
Condo Insurance Agent · St Cloud, FL

MM Insurance Pro serves the St Cloud, Florida area as a local condo insurance agent. The company assists condo owners with finding coverage tailored to their specific property needs. It helps clients understand the difference between master policies and individual unit policies. Customers can receive guidance on loss assessment protection and personal liability options related to condominium living. The agency handles common deductible coverage and interior structure insurance for unit owners.

CC
2001 Hickory Tree Rd
Client Care Insurance
Condo Insurance Agent · St Cloud, FL

Client Care Insurance provides condo insurance services in St Cloud, Florida, including policy reviews, claims assistance, and coverage consultations tailored to local association requirements. The company offers routine policy servicing and maintenance plan updates to ensure coverage keeps pace with changing property values and community regulations. It handles a range of properties, such as single-family homes, apartments, retail spaces, and restaurants.

DC
1101 New York Ave
Dolly Clements Garcia - State Farm Insurance Agent
Condo Insurance Agent · St Cloud, FL

Homeowners, condominium associations, property managers, and individual unit owners in the St Cloud, FL area can turn to Dolly Clements Garcia - State Farm Insurance Agent for condo insurance. Services include securing specialized master policies, protecting unit interiors and personal belongings, and providing liability coverage for roof and common area exposures. It also serves neighboring communities throughout Osceola County, such as Kissimmee, to address local flood insurance requirements.

FI
113 E 13th St
Ford Insurance
Condo Insurance Agent · St Cloud, FL

Ford Insurance serves St. Cloud, Florida, and the surrounding communities, handling condo insurance needs for local unit owners. The agency assists clients in selecting policies that cover interior structures, personal belongings, and liability protection. Each job begins with a review of the individual's current coverage and the building's master policy. The agent then compares available options from different carriers to find a suitable balance of protection and cost, ensuring the policy is properly aligned with the homeowner association's requirements.

AI
1617 13th St
Amsley Insurance Services
Condo Insurance Agent · St Cloud, FL

Amsley Insurance Services in St Cloud, FL, offers condo insurance agents who help clients distinguish between one-time policy comparisons and recurring coverage reviews. They can explain how master policy gaps affect individual unit owner’s contents and loss assessments. Unlike a simple transaction, annual policy reviews may adjust limits for inflation or home improvements. For condo owners seeking agent support when needed, service runs on an as-needed basis for new policies, endorsements, or claim information.

AI
910 13th St
Advantage Insurance Advisors - St. Cloud
Condo Insurance Agent · St Cloud, FL

As hurricane season approaches in central Florida, securing proper condominium coverage becomes essential for St. Cloud residents. Advantage Insurance Advisors - St. Cloud specializes in navigating the specific regulations of condo insurance, helping unit owners understand the balance between their master policy and personal belongings. They assess individual needs, including loss assessment and liability protections that are common in local associations. The process begins with a thorough review of the homeowner’s current declaration page to identify any gaps, followed by a detailed property inspection to confirm accurate replacement cost estimates.

GI
1417 Hamlin Ave UNIT G
GreatFlorida Insurance: Tony Busby
Condo Insurance Agent · St Cloud, FL

GreatFlorida Insurance: Tony Busby in St Cloud, FL provides specialized condo insurance services tailored to individual unit owners. It offers coverage options for interior structures, personal property, and liability. The company generally works with local condo associations and individual policyholders to address common coverage gaps. It helps with preparing for the seasonal risks of hurricane season and the specific water damage concerns that arise from shared building infrastructure.

BI
2722 13th St
Barakat Insurance Agency
Condo Insurance Agent · St Cloud, FL

Barakat Insurance Agency works with condominium owners in St Cloud, FL to secure policies that protect their personal property and interior structures. The agency specializes in adding complementary coverage for loss assessments and additional living expenses. Agents identify gaps left by master policies and advise on appropriate liability limits. They can serve clients operating small commercial sectors such as single-office spaces, small warehouses, and limited food service operations.

CC
3415 Perching Rd
Central Care Insurance
Condo Insurance Agent · St Cloud, FL
AI
123 E 13th St
Ashton Insurance Agency LLC
Condo Insurance Agent · St Cloud, FL
(407) 498-4477
theashtoninsuranceagency.com
AW
523 13th St
Ann Werning - State Farm Insurance Agent
Condo Insurance Agent · St Cloud, FL
(407) 593-1080
annwerning.com
MP
2015 13th St
Marcus Polk: Allstate Insurance
Condo Insurance Agent · St Cloud, FL
(407) 891-7681
agents.allstate.com/marcus-polk-saint-cloud-fl.html
GF
1121 Kentucky Ave
Gaston Financial Group
Condo Insurance Agent · St Cloud, FL
(407) 346-1946
gastonfinancialgroup.com
CU
3223 Countryside View Dr
ClaimsPro USA
Condo Insurance Agent · St Cloud, FL
(833) 252-4601
claimsprousa.com
BI
1451 E Irlo Bronson Memorial Hwy
Brightway Insurance, The Sterner Agency
Condo Insurance Agent · St Cloud, FL
(407) 891-9361
brightway.com/agencies/FL/St-Cloud/0025
GL
3425 13th St
Green Light Insurance Agency
Condo Insurance Agent · St Cloud, FL
(321) 766-4691
greenlightinsuranceagency.com
ND
1102 New York Ave
Newman Debra
Condo Insurance Agent · St Cloud, FL
(407) 892-6300
SC
St Cloud, FL 34769
St.Cloud Insurance
Condo Insurance Agent · St Cloud, FL
RP
Bass Hwy
Ryan P Ross Insurance
Condo Insurance Agent · St Cloud, FL
(239) 289-9839
ryanpross.com

What Does a a Condo Insurance Agent in St Cloud Cost?

Typical condo insurance premiums in Florida range from 300 to 800 dollars per year for a standard HO6 policy. Costs depend on your unit value deductible location and the age of the building. Flood insurance is separate and may add 400 to 700 dollars annually. This is general information not insurance advice.

About condo insurance agents in St Cloud

Condo insurance agents in St Cloud Florida help owners protect their unit and personal property. Florida law requires condo associations to carry a master policy but owners still need their own HO6 policy for interior walls fixtures and liability. A local agent can explain how Florida Statute 718.111 affects your coverage needs.

Frequently Asked Questions

What does a condo insurance agent in St Cloud do?

A condo insurance agent helps you choose an HO6 policy that covers your personal property interior improvements and liability. They also explain how the association master policy interacts with your individual coverage.

Is condo insurance required in Florida?

Florida law does not require individual condo owners to carry insurance. However most mortgage lenders and condo associations require you to have an HO6 policy. Your agent can help you meet those requirements.

How do I choose a condo insurance agent in St Cloud?

Look for an agent licensed in Florida who has experience with condo policies. Ask about their knowledge of Florida Statute 718 and how they handle claims for interior damage and loss assessments.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.