The top-rated condo insurance agent in Venice, Florida is Ted Baszto: Allstate Insurance, rated 4.8 stars across 423 reviews. Other highly rated options include Nichole Lunn - State Farm Insurance Agent, Roberts Insurance Group, Joyner Family Insurance. This directory lists 20 condo insurance agents serving Venice.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Baszto: Allstate Insurance | 417 Commercial Ct A | (941) 493-5808 |
| 2 | Nichole Lunn - State Farm Insurance Agent | 4105 S Tamiami Trl Bay 1 | (941) 861-8994 |
| 3 | Roberts Insurance Group | 211 Nokomis Ave S | (941) 497-1300 |
| 4 | Joyner Family Insurance | 1500 E Venice Ave #206 | (941) 412-4307 |
| 5 | Ramey Insurance Agency | 4120 Woodmere Park Blvd SUITE 6 | (941) 497-2468 |
| 6 | Evolve Insurance Agency | 2017 S Tamiami Trl B | (941) 244-2760 |
| 7 | APEX Insurance Group LLC | 1224 Ridgewood Ave | (941) 221-9368 |
| 8 | Shaefer Insurance Agency | 1101 S Tamiami Trl Suite 111A | (941) 485-2323 |
| 9 | WE Insure | 233 Nokomis Ave S | (941) 412-1511 |
| 10 | Tropical Bay Insurance | 389 Commercial Ct STE C | (941) 244-2683 |
Ted Baszto: Allstate Insurance serves the Venice, Florida area as a local condo insurance agent. The company offers coverage designed specifically for condominium owners in this coastal community. Policies typically address interior structural protection, personal property coverage, and liability for unit owners. Dedicated loss assessment coverage is often included to handle shared building expenses. The agency helps residents navigate the requirements of their homeowners association master policies. Specific services include tailoring individual unit coverage limits and adding valuable items protection.
Nichole Lunn - State Farm Insurance Agent serves homeowners, condominium associations, and property managers in Venice, Florida, with tailored condo insurance policies. These plans help protect individual units, common areas, and personal belongings against unexpected events like weather damage or liability claims. The agency provides guidance on selecting appropriate coverage levels to meet association bylaws and personal needs. In addition to serving Venice, the agent works with clients in the surrounding Sarasota County communities, including Nokomis.
Roberts Insurance Group provides condo insurance services to clients throughout Venice, Florida, focusing on securing appropriate coverage for individual unit owners and homeowner associations. The agency develops tailored policy plans that address the specific protection needs, common area liabilities, and master policy gaps unique to condominium living. Their service approach includes regular policy reviews to ensure coverage levels remain aligned with changing property valuations. Roberts Insurance Group services single-family homes, apartments, retail establishments, and restaurants.
Joyner Family Insurance serves Venice, Florida, and the surrounding communities of Sarasota County. The agency handles condo insurance for unit owners. It helps clients find coverage for the building’s interior, personal belongings, and liability exposures that master policies do not cover. Each policy is reviewed to ensure it meets the specific requirements of the homeowner’s association. The agency approaches a typical job by comparing coverage options from multiple carriers to match the client’s needs and budget.
Ramey Insurance Agency in Venice, FL, helps clients distinguish between basic bare-walls policies that cover only the building’s structure and comprehensive single-entity policies that also include interior fixtures, cabinetry, and flooring. Dedicated condo insurance agents evaluate a community’s master association policy to fill coverage gaps for assessments or liability. Needs range widely from seasonal second homes to year-round owner-occupied units. Service occurs on a case-by-case basis, scheduled to match each client’s specific policy review cycle and renewal timeline.
Evolve Insurance Agency specializes in crafting tailored coverage for condominium associations and individual unit owners in Venice, Florida. Its general services focus on securing policies that address interior structures, personal property, and liability protection beyond what master association plans provide. Working within the unique condo landscape near the Gulf Coast, the agency frequently guides clients through adjusting coverage due to rising replacement costs. It often helps with seasonal hurricane windstorm worries by ensuring adequate rider limits and reviewing deductible options prior to storm season.
As hurricane season approaches on Florida’s Gulf Coast, APEX Insurance Group LLC in Venice, FL, offers condo insurance tailored to the unique needs of coastal homeowners. They help clients navigate the complexities of covering common areas and personal liability within association bylaws. Each policy is crafted to address local wind and flood exposure common to the region. The process typically begins with a thorough inspection of the property to assess specific unit vulnerabilities and ensure adequate coverage.
Shaefer Insurance Agency specializes in risk management strategies tailoring individual coverage packages for property owners. Located in Venice, Florida, the agency focuses specifically on securing policies for condominium unit owners, addressing unique association requirements and personal property needs. This concentration allows for detailed navigation of complex master policy gaps and interior structure protections. The agency serves residential clients managing standalone dwellings and clustered developments. Beyond private residences, it extends its services to commercial sectors such as professional offices, warehousing facilities, and food service operations.
WE Insure provides residential condo insurance services in Venice, Florida, while also assisting clients with commercial coverage needs throughout the surrounding area. As a local agency, they work directly with condo owners to tailor policies that address common requirements for association-mandated protections and personal property coverage. Serving the Venice region, they offer guidance on hurricane and flood considerations relevant to coastal properties. Clients often return for follow-up discussions between regular visits, ensuring coverage remains aligned with changing personal circumstances and local insurance requirements.
What Does a a Condo Insurance Agent in Venice Cost?
Typical condo insurance in Venice Florida ranges from 300 to 800 dollars per year for a standard HO6 policy. Costs increase for older buildings or units near the coast. Factors include your deductible your coverage limits and the building wind mitigation features. This is general information not insurance advice.
About condo insurance agents in Venice
A condo insurance agent in Venice Florida helps you understand the unique coverage needs for your unit. Florida law requires condo owners to have a policy that covers interior structures and personal property. Agents can explain how your association master policy and your individual HO6 policy work together.
Frequently Asked Questions
What does a condo insurance agent in Venice do?
A condo insurance agent helps you find a policy that covers your unit interior fixtures and personal belongings. They also advise on loss assessment coverage for shared building repairs. This is important because Florida condo associations often have high deductibles for wind and hurricane damage.
Do I need condo insurance if the association has a master policy?
Yes you still need your own condo insurance. The master policy typically covers the building exterior and common areas. Your HO6 policy covers your unit interior cabinets flooring and personal property as well as liability protection.
How does Florida law affect condo insurance requirements?
Florida Statute 718.111 requires associations to maintain property insurance on the building. However unit owners must insure their own improvements and personal property. After a loss you have 3 years to file a claim under Florida Statute 95.11.
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