The top-rated condo insurance agent in Wellington, Florida is Robert Lapeter - State Farm Insurance Agent, rated 5.0 stars across 418 reviews. Other highly rated options include Brightway Insurance, The Bill Thomas Agency, Dillon Insurance LLC, We Insure Wellington. This directory lists 20 condo insurance agents serving Wellington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Lapeter - State Farm Insurance Agent | 9304 Forest Hill Blvd | (561) 293-3927 |
| 2 | Brightway Insurance, The Bill Thomas Agency | 12794 Forest Hill Blvd Ste 15A | (561) 331-6652 |
| 3 | Dillon Insurance LLC | 8461 Lake Worth Rd Suite #128 | (561) 581-0899 |
| 4 | We Insure Wellington | 8461 Lake Worth Rd #118 | (561) 489-5620 |
| 5 | GreatFlorida Insurance: Cheryl Miller | 12789 Forest Hill Blvd #2c | (561) 793-7999 |
| 6 | AIM Insurance Group Inc. | 8461 Lake Worth Rd Suite 160 | (561) 967-2112 |
| 7 | Didi Burton - State Farm Insurance Agent | Courtyard Shops, 13860-7 Wellington Trace | (561) 333-6771 |
| 8 | Absolute Insurance | 13873 Wellington Trace Ste. B2 | (561) 243-0700 |
| 9 | Ken Magaro - State Farm Insurance Agent | 2793 S State Rd 7 #400 | (561) 968-6522 |
| 10 | Protective Choice Insurance | 8461 Lake Worth Rd Suite 125 | (800) 509-0850 |
Robert Lapeter - State Farm Insurance Agent serves the Wellington, Florida, area as a provider of condo insurance. The agency helps condominium unit owners secure coverage that protects personal belongings and interior fixtures while aligning with master policy requirements. Policies may cover loss assessments from the condo association. This agent also assists clients with liability protection for accidents within their unit. These services include personal property coverage and liability insurance for condo residents.
Brightway Insurance, The Bill Thomas Agency provides a full range of condo insurance services, including policy customization and risk assessment for individual unit owners. Its service and maintenance plans focus on reviewing coverage limits for interior improvements and liability protection. Regular policy reviews ensure that clients stay adequately covered for personal property and assessment loss. The agency services single-family homes, apartments, retail businesses, and restaurants in Wellington, FL.
Homeowners and condo association boards in Wellington, FL turn to Dillon Insurance LLC for tailored condo insurance policies. The agency offers specialized coverage protecting individual units against common risks like water damage, liability, and loss of personal property. It ensures compliance with local HOA requirements often missing in standard homeowners insurance. Through careful explanation of coverage gaps, clients secure appropriate financial protection for their investment. Dillon Insurance LLC also serves property owners in nearby Lake Worth.
We Insure Wellington serves Wellington, Florida, and the surrounding Palm Beach County communities. It handles condo insurance policies, which protect individual units and common areas for homeowners in association-governed buildings. The agency focuses on explaining each policy’s master deductible and interior coverage limits so clients understand their personal liability. It assesses the specific risks of each condo complex, then helps the client select appropriate dwelling and loss-assessment endorsements for their specific unit.
GreatFlorida Insurance: Cheryl Miller provides condo insurance services in the Wellington, Florida area, serving local unit owners with coverage designed for their specific living arrangements. The agency assists clients in tailoring policies to protect personal belongings, interior structures, and liability exposures that arise within a condominium association. They can offer guidance on covering special assessments or loss assessments that a condo owner might face due to damage to common areas. The agency can also add ordinance or law coverage to help condo owners meet updated building code requirements after a loss.
As Florida’s storm season approaches, securing proper coverage becomes essential for Wellington condo owners. AIM Insurance Group Inc. helps residents navigate local condominium association requirements and individual policy needs. They work to clarify common coverage gaps between master policies and personal belongings, ensuring clients understand their protection for interior fixtures and liability. The process begins with a straightforward review of the homeowner’s current declaration page and an assessment of their unit’s specific exposures during an initial in-person consultation.
Didi Burton’s agency specializes in condo insurance policies, tailoring coverage to the unique needs of Wellington condo owners and associations. It provides personalized consultations to help clients understand building master policies and individual contents protection. General services include assisting with liability coverage and loss assessment endorsements. The agency also offers guidance on adjusting deductibles to manage premium costs. During Florida’s hurricane season, it helps clients ensure their policies include adequate windstorm coverage to protect against seasonal storm damage.
Absolute Insurance provides residential condo insurance services to property owners in Wellington, Florida. Commercial coverage for condominium associations and related businesses is also available within this community. The company assists local clients in securing policies that protect individual units and shared structures. Serving the Wellington area, its agents focus on helping residents understand their specific coverage needs. After a policy is issued, follow-up consultations are offered to address any questions and ensure smooth adjustments between regular renewal visits.
Ken Magaro - State Farm Insurance Agent in Wellington, FL provides general insurance services for condo residents, including property protection and liability options. It also specializes in adding coverage for individual interior improvements and loss assessments not included in master policies. This agency serves a variety of commercial sectors, including office spaces, warehouses, and food service operations, adjusting policies to meet the distinct needs of each business type.
What Does a a Condo Insurance Agent in Wellington Cost?
In Florida, a typical HO6 condo insurance policy costs between 300 and 800 dollars per year for a standard unit. Factors like location, coverage limits, and deductible amounts affect the price. Wellington properties near water or with higher replacement costs may see premiums on the higher end. This is general information and not insurance advice.
About condo insurance agents in Wellington
A condo insurance agent in Wellington Florida helps you secure coverage for your unit and personal belongings. Florida law requires condo associations to insure the building structure, but you need a separate HO6 policy for your interior walls, floors, and personal property. A local agent can explain how Florida Statute 718.111 affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Wellington do?
A condo insurance agent helps you choose an HO6 policy that covers your interior finishes, personal property, and liability. They also explain how your policy works with the master policy held by the condo association.
Is condo insurance required in Florida?
Yes. Most Florida condo associations require unit owners to carry an HO6 policy. Florida law does not mandate it, but your condo bylaws likely do. Your agent can help you meet those requirements.
How does Florida law affect my condo insurance?
Florida Statute 718.111 requires the association to insure the building. Your HO6 policy covers your unit from the studs inward. You may also need loss assessment coverage for shared expenses after a claim.
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