The top-rated condo insurance agent in Idaho Falls, Idaho is Alpine Castle Lake Insurance, rated 4.9 stars across 520 reviews. Other highly rated options include Insure It All, Infanger Insurance Inc, Hathaway Insurance Agency. This directory lists 20 condo insurance agents serving Idaho Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alpine Castle Lake Insurance | 1601 Antler Dr | (208) 552-2100 |
| 2 | Insure It All | 919 S 25th E | (208) 522-3380 |
| 3 | Infanger Insurance Inc | 325 S Woodruff Ave #100 | (208) 557-8157 |
| 4 | Hathaway Insurance Agency | 594 1st St | (208) 522-1871 |
| 5 | Page Insurance | 365 Park Ave | (208) 522-5151 |
| 6 | Caddis Insurance Group | 396 Park Ave Ste 201 | (208) 569-6541 |
| 7 | Scott Agency: Allstate Insurance | 1335 S Holmes Ave | (208) 522-8788 |
| 8 | Leavitt Select Insurance | 677 S Woodruff Ave | (208) 524-5858 |
| 9 | Mountain Valley Insurance | 1795 W Broadway St Ste. 344 | (208) 529-6920 |
| 10 | Idaho Elite Care Insurance Agency | 3910 S Yellowstone Hwy | (208) 589-5440 |
Alpine Castle Lake Insurance serves the Idaho Falls metro area and neighboring communities in Bonneville County, specializing in condo insurance policies for local homeowners and condominium associations. The agency helps clients understand the specific coverage needs for attached dwellings, including interior structural protection and liability. By assessing individual condo association bylaws, the company ensures each policy aligns with required master plan deductibles and personal property limits. Its services extend to securing loss assessment endorsements and personal liability coverage for unit owners in the region.
Insure It All provides a full range of condo insurance services in Idaho Falls, ID, including policy consultations, customized coverage options, and claims assistance. It offers ongoing service plans to help policyholders review their needs annually and adjust coverage as their circumstances change. These maintenance plans also include regular check-ins to ensure policies remain current with local regulations and market conditions. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Infanger Insurance Inc serves condominium unit owners and homeowners associations in Idaho Falls, Idaho, offering tailored condo insurance policies to protect individual units and common areas. Their services include coverage for personal property, liability, and loss assessments. They help clients understand master policy gaps to avoid insufficient protection. The company also provides condo insurance assistance to residents of Ammon and the broader Bonneville County area.
Hathaway Insurance Agency in Idaho Falls, ID offers condo owners both one-time policy consultations and recurring coverage reviews, with each tailored to protect the unit’s interior and personal liability. A one-time visit provides a single policy setup and assessment, while a scheduled check aligns coverage annually with changing building regulations and home inventory. Service runs on a scheduled or as-needed basis, depending on renewal cycles and any mid-year changes to the condominium association’s master policy.
Page Insurance serves the Idaho Falls area and surrounding communities, providing condo insurance coverage. The agency handles policies that protect individual condo units against common risks like fire, theft, and liability. It works to ensure each client’s personal property and interior structures are adequately covered under their specific association’s master policy guidelines. The general approach to a typical job involves assessing the unit’s unique needs and comparing available coverage options to recommend a suitable plan that meets the client’s requirements.
When winter snowmelt raises concerns about roof leaks and ice dam damage across Idaho Falls, Caddis Insurance Group offers guidance on adequate condo coverage for such seasonal risks. This local agency works with area policies to protect shared building structures and personal belongings. To help homeowners prepare for spring storms or sudden liability claims, new clients begin their process with a detailed inspection of the unit and its existing policy.
Scott Agency: Allstate Insurance offers specialized condo insurance services in Idaho Falls. It handles standard policies for individual units and addresses shared building coverage needs. The agency’s general work includes advising on personal property protection and liability options specific to condominium living. It can help with loss assessments from the homeowners’ association. A typical seasonal concern it assists with is preparing coverage for winter-related risks, such as frozen pipe damage or ice dam formation on shared roofs.
Leavitt Select Insurance serves the Idaho Falls area by assisting clients with securing condo insurance. The agency works to help condominium owners protect their personal property and interior structures. It focuses on offering valuable add-ons, including loss assessment coverage for shared building elements and liability protection for injuries occurring inside a unit. This property coverage extends to a range of commercial sectors. Leavitt Select Insurance can provide policies for professional offices, warehouses, and establishments in the food service industry.
Mountain Valley Insurance serves the Idaho Falls area as a condo insurance agent known for helping unit owners secure tailored coverage. Its services include policies that protect personal belongings and interior structures against common regional hazards such as hail or winter storm damage. The company focuses on matching coverage limits to the specific building bylaws and replacement cost valuations. It can add on ordinance or law coverage to help with updates to older condo units.
What Does a a Condo Insurance Agent in Idaho Falls Cost?
Condo insurance in Idaho Falls typically costs between 200 and 500 dollars per year for a standard HO6 policy. Factors that affect the price include your unit value, deductible choice, and coverage limits. Older condos or those with high-value upgrades may cost more. This is general information and not insurance advice.
About condo insurance agents in Idaho Falls
A condo insurance agent in Idaho Falls can help you understand the specific coverage needs for your unit. Idaho law requires condo associations to carry a master policy, but that policy typically does not cover your personal belongings or interior improvements. An agent can explain how an HO6 policy fills those gaps and protects you from liability.
Frequently Asked Questions
What does a condo insurance agent in Idaho Falls do?
A condo insurance agent helps you find an HO6 policy that covers your personal property, interior fixtures, and liability. They also review your association master policy to identify coverage gaps you need to fill.
Is condo insurance required in Idaho?
Idaho does not have a state law requiring condo insurance for individual owners. However most mortgage lenders and condo associations require you to carry an HO6 policy. Check your association bylaws for specific requirements.
How does Idaho condo insurance work with the master policy?
The condo association master policy covers the building structure and common areas. Your HO6 policy covers your personal belongings, interior walls, and upgrades. It also provides liability protection if someone is injured inside your unit.
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